At a Glance
- Tasks: Support and restructure corporate customers in financial difficulty through credit analysis and strategic intervention.
- Company: AIB is a leading bank in Ireland, committed to diversity and flexible working.
- Benefits: Enjoy hybrid working, variable pay, and family leave options.
- Why this job: Join a dynamic team making a real impact in financial solutions and corporate restructuring.
- Qualifications: Minimum 3 years in credit/portfolio management; strong analytical and communication skills required.
- Other info: AIB values diversity and offers reasonable accommodations for applicants.
The predicted salary is between 43200 - 72000 £ per year.
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Relationship Manager, Financial Solutions Group (FSG) UK, London
Location/Office Policy: 70 St Mary Axe, London, EC3A 8BE with Hybrid Working (minimum 2 days per week in office)
What is the Role:
The role is within the Corporate Restructuring team in Financial Solutions Group (“FSG”). The aim of the team is to support and restructure (where appropriate) corporate customers across a number of key sectors who may be in financial difficulty. We seek to intervene early in each case, undertake thorough credit analysis and regularly engage with borrowers and external advisors (legal & financial) in order to identify and support the optimal resolution.
We are responsible for managing and reporting a large proportion of the Banks Non-Performing Exposure (“NPE”) book, an important metric for all financial institutions.
Key accountabilities:
- Support and restructure (where appropriate) customers in financial difficulty. Undertake fundamental credit analysis of each case, seek to intervene as early as possible. Play a role in bringing these cases through the AIB credit approval process and ‘watchlist’ meetings.
- Take responsibility for the on-going Credit Risk Management of a portfolio of cases within FSG (Financial Solutions Group) UK, ensuring any negative trends are promptly identified, escalated and investigated, and a strategy recommended for resolution.
- Ensure AIB takes a strong role / participation in syndicated transactions.
- Maintain strong knowledge of macro environment, industry and regulatory trends, and how these impact current and future performance of the portfolio.
- Demonstrate robust understanding of procedures / policies / regulatory requirements.
- Work collaboratively with colleagues across FSG UK, Corporate Banking, Credit Risk and the wider Bank, and participate in internal working groups and forums, as required.
- Represent FSG at relevant industry events, taking opportunities to undertake meetings with market participants, and develop and enhance relationships with key external stakeholders.
What you Will Bring
- Demonstrate ability to problem solve to identify credit issues and create action plans.
- Minimum 3 years relevant experience of credit and/ or portfolio management and / or working in a financial advisory role.
- Experience in preparing financial analysis, report writing and strong working knowledge of excel.
- Experience in both bilateral and syndicated facility documentation and security arrangements is desirable but not a requirement.
- Good understanding of macroeconomic environment and industry trends within international markets.
- Strong interpersonal, communication & negotiation skills and an ability to manage relationships across internal / external stakeholders.
Why Work for AIB:
We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.
Some of our benefits include;
- Variable Pay
- Employee Assistance Programme
- Family leave options
Please click here for further information about AIB’s PACT – Our Commitment to You.
Key Capabilities:
Behavioural Capabilities:
- Drives Progress
Technical Capabilities:
- Industry & Competitor Knowledge
- Financial & Economic Analysis and Modelling
If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Noelle Ryan, for a conversation.
AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at
Disclaimer:
Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.
Application deadline : Wednesday 30th July (just before midnight)
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Relationship Manager, Financial Solutions Group (FSG) UK, London employer: Allied Irish Banks
Contact Detail:
Allied Irish Banks Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Relationship Manager, Financial Solutions Group (FSG) UK, London
✨Tip Number 1
Familiarise yourself with the latest trends in corporate restructuring and financial solutions. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the role and the industry.
✨Tip Number 2
Network with professionals in the financial sector, especially those involved in credit risk management and corporate restructuring. Attend industry events or webinars to make connections that could provide valuable insights or referrals.
✨Tip Number 3
Prepare to discuss specific examples from your past experience where you've successfully managed credit issues or restructured portfolios. Having concrete stories ready will showcase your problem-solving skills and relevant experience.
✨Tip Number 4
Research AIB's values and recent initiatives, particularly around their commitment to diversity and inclusion. Being able to align your personal values with the company's mission can set you apart as a candidate who truly fits the culture.
We think you need these skills to ace Relationship Manager, Financial Solutions Group (FSG) UK, London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit analysis, portfolio management, and financial advisory roles. Use specific examples that demonstrate your problem-solving skills and ability to manage relationships with stakeholders.
Craft a Compelling Cover Letter: Write a cover letter that addresses the key accountabilities of the role. Explain how your background aligns with the responsibilities of supporting and restructuring customers in financial difficulty, and mention your understanding of macroeconomic trends.
Showcase Relevant Skills: Emphasise your strong interpersonal, communication, and negotiation skills in your application. Provide examples of how you've successfully managed relationships with both internal and external stakeholders in previous roles.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial in the financial sector.
How to prepare for a job interview at Allied Irish Banks
✨Showcase Your Problem-Solving Skills
As a Relationship Manager, you'll need to demonstrate your ability to identify credit issues and create effective action plans. Prepare examples from your past experience where you've successfully navigated financial difficulties or resolved complex issues.
✨Understand the Macro Environment
Familiarise yourself with current macroeconomic trends and how they impact the financial sector. Be ready to discuss how these factors could affect the portfolio you would manage, showing that you can think critically about the industry landscape.
✨Highlight Your Interpersonal Skills
Strong communication and negotiation skills are crucial for this role. Think of instances where you've effectively managed relationships with stakeholders, both internal and external, and be prepared to share these experiences during the interview.
✨Prepare for Technical Questions
Since the role involves credit analysis and financial modelling, brush up on your technical knowledge. Be ready to discuss your experience with financial analysis, report writing, and any familiarity with bilateral and syndicated facility documentation.