At a Glance
- Tasks: Manage relationships with commercial finance brokers and support mortgage lending applications.
- Company: Join Allica Bank, the UK's fastest-growing fintech, dedicated to serving SMEs.
- Benefits: Enjoy flexible working, private health cover, and a supportive work environment.
- Other info: Be part of a diverse team that values collaboration and personal growth.
- Why this job: Make a real impact in the SME sector while developing your career in finance.
- Qualifications: Experience in business development and knowledge of commercial mortgage lending required.
The predicted salary is between 45000 - 60000 £ per year.
About Allica Bank
Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.
Department Description
Allica exists to serve established small and medium‑sized businesses, typically those with between 5 and 250 employees – that are often underserved by traditional high‑street banks. The bank combines relationship‑led banking with modern digital technology to provide a more responsive, personal service for business owners and intermediaries.
Allica has continued to strengthen its reputation with broker partners, delivering a standout performance at the 2025 National Association of Commercial Finance Brokers (NACFB) Awards. We were proud to secure four awards, including Best BDM Team of the Year, Commercial Mortgage Lender of the Year, and Pioneers of the Year – recognising the strength of our relationship‑led approach, consistency of delivery, and continued innovation in the commercial lending market.
Role Description
To support the delivery of the Bank’s Introducer strategy by providing a high‑quality, professional relationship management service to commercial finance brokers, prospective customers and existing customers. The role is responsible for the origination and delivery of commercial mortgage lending, ensuring consistently high service standards, building strong broker relationships, and the maximisation of value through disciplined execution, collaboration and customer‑focused outcomes.
Principal Accountabilities
- Building and relationship managing a portfolio/panel of commercial finance Introducers in the West Midlands region, with responsibility for day-to-day management of the relationships.
- Reviewing, encouraging, managing, and progressing applications from Introducers from initial enquiry through to completion.
- Owning the customer service to always ensure excellent service for Introducers, prospective customers, and existing customers.
- Work closely and collaboratively with all areas of the Bank to ensure a seamless and professional service is always provided.
- Promoting the Banks culture and values.
- Supporting lending applications in line with Allica’s Credit Policy and Credit Appetite.
- Compliance with all mandatory policies.
- Being a positive contributor to Allica’s culture, and always promoting our values of In It Together, Lead by Example, Need for Speed, Straight Bat, Own It.
- Complying with all mandatory policies, and adherence to operational procedures to maintain internal controls.
- Establishing and actively managing objectives and a personal development plan.
- Deliver territory Business Plan and targeted lending volumes.
Personal Attributes & Experience
- Excellent interpersonal and communication skills together.
- Evidence of proven career progression gained in business development via the commercial mortgage broker market and in commercial property lending.
- Sound knowledge of the commercial finance Introducer market, commercial property lending and banking products associated with SME businesses.
- Ability to work with Introducers and customers to structure new commercial mortgage lending proposals and write credit applications.
- Proven track record in providing excellent customer service and in generating lending income opportunities whilst effectively managing credit risk.
- You will need to have a strong understanding of SME banking and lending across commercial asset classes.
- Detailed knowledge of, and experience in analysing business fundamentals, financial accounts, and related information to understand the underlying cashflows of a business in detail, appreciating any sensitivities and reviewing financials against a broad range of key ratios.
- You will be able to demonstrate a history of providing exemplary level of service, and of maximising the value with prospects and customers.
Working at Allica Bank
At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers. Our employees are at the heart of everything we do, so our benefits are designed with you in mind:
- Full onboarding support and continued development opportunities.
- Options for flexible working.
- Regular social activities.
- Pension contributions.
- Discretionary bonus scheme.
- Private health cover.
- Life assurance.
- Family friendly policies including enhanced Maternity & Paternity leave.
Don’t tick every box? Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you!
Flexible working
We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate.
Diversity
We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.
Broker BDM - Commercial Mortgages - North East & Yorkshire employer: Allica Bank
Allica Bank is an excellent employer that prioritises the growth and development of its employees, particularly in the role of Strategic Remote SME Portfolio Manager. With a strong focus on nurturing client relationships and providing tailored banking solutions, the company fosters a collaborative work culture that encourages innovation and teamwork. Employees benefit from competitive pension contributions, private health cover, and flexible working options, making it a rewarding place to build a meaningful career in SME banking.
StudySmarter Expert Advice🤫
We think this is how you could land Broker BDM - Commercial Mortgages - North East & Yorkshire
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Allica Bank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Broker BDM - Commercial Mortgages - North East & Yorkshire
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Allica Bank.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Allica Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Allica Bank
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Allica Bank.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Allica Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Allica Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.