At a Glance
- Tasks: Drive Growth Finance opportunities and build relationships with introducers in your region.
- Company: Fast-growing fintech-backed bank focused on mid-market working capital solutions.
- Benefits: Flexible working options, private health cover, pension contributions, and life assurance.
- Other info: Great opportunity for career growth in a dynamic environment.
- Why this job: Make a real impact in a hands-on role while shaping product improvements.
- Qualifications: Deep understanding of working capital financing and established introducer network.
The predicted salary is between 59400 - 72600 £ per year.
Overview
In this role you will drive Growth Finance opportunities in your region to meet or exceed targets while maintaining a strong risk profile.
You’ll cultivate a portfolio of professional introducers and collaborate with cross-functional teams to deliver a seamless service.
You will assess opportunities, articulate risks and mitigants in credit submissions, and help shape product and process improvements to benefit customers and the bank.
This is a hands-on, relationship-driven role in a fast-growing fintech-backed bank focused on mid-market working capital solutions.
- Pay / Benefits
- Full onboarding and development opportunities
- Flexible working options
- Discretionary bonus scheme
- Private health cover
- Pension contributions
- Life assurance
Responsibilities
- Contribute to new business volume and income targets for Growth Finance
- Ensure all risks and mitigants are identified and clearly presented in opportunities
- Develop and maintain an introducer base including corporate finance and debt advisory professionals
- Collaborate with Growth Finance and broader bank teams for cohesive regional execution
- Work with various areas of Allica to deliver a seamless service and guide product/software development focus
- Act as a product advocate within the bank to support regional growth
- Maintain compliance with mandatory policies and uphold strong internal controls
- Key requirements
- Deep understanding of working capital financing for SMEs
- Knowledge of facility structuring and documentation
- Established introducer network in Debt Advisory/Corporate Finance
- Ability to interpret financial statements and model funding impacts
- Experience assessing collateral (receivables, inventory, real estate, other fixed assets) and related risks
- Understanding of Asset Based Lending and receivables risk considerations
- Strong stakeholder management and proven relationship-building track record
- Experience writing credit applications to enable balanced decisions
- Initiative
- Resilience
- Stakeholder management
- Working capital lending
- Asset Based Lending (ABL)
- Credit risk assessment and mitigation
Regional Lead - ABL Origination in London employer: Allica Bank
Allica Bank is an exceptional employer, offering a dynamic work culture that prioritises employee development and collaboration within the thriving fintech sector. As an Emerging SME Relationship Manager, you will benefit from a supportive environment that encourages professional growth while engaging with the local business community to foster meaningful relationships. With competitive benefits and a commitment to innovation, Allica Bank stands out as a rewarding place to build your career.
StudySmarter Expert Advice🤫
We think this is how you could land Regional Lead - ABL Origination in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Allica Bank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Regional Lead - ABL Origination in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Allica Bank.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Allica Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Allica Bank
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Allica Bank.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Allica Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Allica Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
