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- Tasks: Join our Treasury team to optimise funding strategies and manage deposit markets.
- Company: Allica Bank, the UK's fastest-growing fintech, focused on supporting SMEs.
- Benefits: Flexible working, private health cover, pension contributions, and a discretionary bonus scheme.
- Other info: Diverse workplace with excellent career growth opportunities and supportive onboarding.
- Why this job: Make a real impact in a dynamic environment while developing your financial expertise.
- Qualifications: Analytical skills, understanding of deposit markets, and a proactive attitude.
The predicted salary is between 40000 - 50000 Ā£ per year.
About Allica Bank
Allica is the UKās fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.
Department Description
The Treasury Department at Allica Bank is responsible for proactive management of financial risks which arise in the normal course of the Bankās activity. These risks include Capital adequacy, Market risk, Liquidity risk, Funding risk, IRRBB & Counterparty risk. Additionally, Treasury manages the funding of the Balance Sheet, specifically the management of retail and business savings deposits, including oversight of deposit aggregator relationships. It plays a crucial role in strategic projects for the Bank such as origination of new business activity, composition of funding mix, Funds Transfer Pricing and the structure of investment portfolio of the Bank.
Role Description
This position offers an excellent opportunity to join the team responsible for developing and executing the Bankās funding plan. Core to the role is the analysis and understanding of achieving the optimisation of funding and subsequently the ownership of delivering the funding plan.
Principle Accountabilities
- Ensure the Treasury function contributes effectively to the Bankās overall performance while maintaining full compliance with best practice standards, regulatory requirements, and statutory obligations.
Deposit Markets
- Understanding of retail and business deposit markets.
- Monitor market rates and funding requirements and propose price and product changes.
- Form and have a view on future rates of all savings products in the market.
- Identify opportunities to optimise funding structure and pricing.
- Maintain relationships with deposit aggregators.
- Manage all aspects of governance covering deposits, including compliance with aggregators and internal product reviews.
Data Modelling and Management
- Determine an optimal funding strategy for the Bank.
- Perform analysis of performance to plan.
- Perform behavioural analysis for the deposit book.
- Prepare and present fortnightly funding updates to key stakeholders.
- Prepare and present monthly funding updates to ALCO.
ILAAP
- Assist in the preparation and production of analysis of the Bankās deposit book.
- Assist in the running and write up of stress testing.
Treasury Documents, Policies and Procedures
- Responsibility for the maintenance of all Treasury documentation relating to funding and deposits.
Treasury Systems
- Contribute to the development of a modern, digitally focused Treasury function.
- Develop, enhance and maintain the Bankās Funding Optimisation tool within ERMAS.
- Undertake the preparation of daily reporting within the ALM system as well as maintenance of products within the system.
Personal Attributes & Experience
- Understanding of deposit markets.
- Strong data, analytical and problemāsolving background.
- Strong attention to detail and willingness to take a handsāon approach to BAU activities.
- Takes ownership of tasks, prioritises effectively, and proactively supports the team by stepping in when needed, demonstrating strong emotional intelligence and initiative.
- Ability to work collaboratively in a team environment.
- Markets experience gained within a regulated firm, preferably a retail depositātaking and corporate lending institution.
- Prepared to challenge but to do so in a constructive manner.
- A proactive, ācanādoā attitude with flexibility and problemāsolving skills.
- Committed, hardworking and focused upon delivering results.
- Clear and confident communication skills.
Working at Allica Bank
At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers. Our employees are at the heart of everything we do, so our benefits are designed with you in mind:
- Full onboarding support and continued development opportunities
- Options for flexible working
- Regular social activities
- Pension contributions
- Discretionary bonus scheme
- Private health cover
- Life assurance
- Family friendly policies including enhanced maternity & paternity leave
Donāt tick every box? Donāt worry if you donāt have all the skills or requirements listed on the job description. If you think youāll be a good fit, weād still love to hear from you!
Flexible working
We know the ā9-to-5ā isnāt right for everyone. Thatās why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate.
Diversity
Weāre a diverse bunch here at Allica, with all kinds of experiences, backgrounds, and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.
Treasury Analyst - Liquidity & Deposits employer: Allica Bank Limited
Contact Detail:
Allica Bank Limited Recruiting Team
StudySmarter Expert Advice š¤«
We think this is how you could land Treasury Analyst - Liquidity & Deposits
āØTip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
āØTip Number 2
Prepare for interviews by researching Allica Bank and understanding their values and goals. Tailor your answers to show how your skills align with their mission to support SMEs and enhance their Treasury function.
āØTip Number 3
Practice your problem-solving skills! Be ready to tackle case studies or analytical questions during interviews. Show them you can think on your feet and come up with innovative solutions for funding optimisation.
āØTip Number 4
Donāt forget to apply through our website! Itās the best way to ensure your application gets noticed. Plus, it shows youāre genuinely interested in being part of the Allica team.
We think you need these skills to ace Treasury Analyst - Liquidity & Deposits
Some tips for your application š«”
Tailor Your CV: Make sure your CV is tailored to the Treasury Analyst role. Highlight your experience with deposit markets and data analysis, as these are key for us at Allica Bank. Use specific examples that showcase your skills and how they relate to the job description.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Share why you're passionate about working in fintech and how you can contribute to our mission of supporting SMEs. Be sure to mention any relevant experience and how it aligns with the responsibilities outlined in the job description.
Showcase Your Analytical Skills: Since this role involves a lot of data modelling and performance analysis, make sure to highlight your analytical skills in your application. Provide examples of how you've used data to drive decisions or optimise processes in previous roles.
Apply Through Our Website: We encourage you to apply directly through our website. Itās the best way for us to receive your application and ensures youāre considered for the role. Plus, it shows youāre keen on joining our team at Allica Bank!
How to prepare for a job interview at Allica Bank Limited
āØKnow Your Numbers
As a Treasury Analyst, you'll be dealing with data and financial metrics regularly. Brush up on your understanding of deposit markets, funding strategies, and key performance indicators. Be ready to discuss how you would analyse market rates and propose changes based on your findings.
āØShowcase Your Analytical Skills
Prepare to demonstrate your analytical prowess during the interview. Bring examples of past experiences where you've successfully performed data modelling or behavioural analysis. Highlight how your problem-solving skills have led to optimised funding structures in previous roles.
āØCommunicate Clearly
Effective communication is crucial in this role. Practice explaining complex financial concepts in simple terms. During the interview, focus on articulating your thoughts clearly, especially when discussing your approach to presenting funding updates to stakeholders.
āØEmphasise Team Collaboration
Allica Bank values teamwork, so be prepared to share examples of how you've worked collaboratively in the past. Discuss situations where you've taken ownership of tasks and supported your team, showcasing your emotional intelligence and proactive attitude.