SNR CREDIT ANALYST in London

SNR CREDIT ANALYST in London

London Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Manage buyer portfolios and assess creditworthiness with innovative tools.
  • Company: Allianz Trade, a leader in risk management and credit assessment.
  • Benefits: Life assurance, health cash plan, hybrid working, and employee share incentives.
  • Why this job: Join a forward-thinking team and make impactful decisions in credit assessment.
  • Qualifications: Experience in credit assessment and strong communication skills required.
  • Other info: Embrace technology and innovation in a dynamic work environment.

The predicted salary is between 36000 - 60000 £ per year.

The Senior Credit Analyst is responsible for proactively managing a portfolio of buyers, ensuring that comprehensive information is gathered to assess each buyer's creditworthiness. This role involves representing Allianz Trade locally in front of buyers, assessing them according to defined targets, and supporting our risk management strategy.

Main Responsibilities:

  • Buyer Assessment: Conduct thorough assessments of buyers within the portfolio, ensuring all relevant financial and business information is collected and analyzed.
  • Contact Management: Realise and maintain numerous contacts with buyers through visits and phone calls to facilitate accurate assessments.
  • Reporting: Prepare detailed buyer visit reports and GRIC reports to document findings and insights.
  • Portfolio Monitoring: Provide analyses with direct buyer contact and continuously monitor the portfolio to identify potential risks or changes in credit status.
  • Project Involvement: Take responsibility in projects and initiatives supporting RBM and IRP-related matters, contributing to the overall strategic goals of the organisation.
  • Presentation of cases to Credit Committee.

What We Are Looking For:

  • Market Knowledge: In-depth understanding of the local economic environment and expertise in specific regions and/or trade sectors to provide informed credit assessments.
  • Business Expertise: Proven success record of working in credit assessment or risk underwriting departments, with strong knowledge of Finance and Credit Management, and expertise in buyer assessment.
  • Interpersonal Skills: Ability to work collaboratively in a team, make informed grading decisions, and maintain self-motivation. Strong communication skills to engage with third parties and ensure good relationships with the Risk Underwriting team.
  • Educational Requirements: Proficient level of English, facilitating effective communication and documentation.

Future Challenges:

  • Ability to make accurate grading decisions to minimize claims and ensure a satisfactory level of proprietary information is available to make risk decisions clearer for our customers.

What We Offer:

  • Life assurance
  • Health cash plan
  • Income Protection
  • Hybrid working
  • Employee Share Incentive Plan
  • Various discounts on insurance through the Allianz Partnership
  • And much more

We are seeking candidates who are naturally curious and have a keen interest in technology and innovation. As we navigate the future, we value individuals who are eager to stay updated with the latest digital trends and advancements. The ideal candidate should demonstrate a proactive approach to learning and adapting to new tools and technologies, especially Artificial Intelligence (AI) powered tools, showcasing a forward-thinking mindset that aligns with our vision for growth and progress.

SNR CREDIT ANALYST in London employer: Allianz

Allianz Trade is an exceptional employer that prioritises employee well-being and professional growth, offering a hybrid working model that promotes work-life balance. With comprehensive benefits such as life assurance, health cash plans, and an Employee Share Incentive Plan, we foster a supportive and innovative work culture where employees are encouraged to stay ahead of technological advancements. Join us in the UK, where your contributions will directly impact our risk management strategy and help shape the future of credit assessment.
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Contact Detail:

Allianz Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land SNR CREDIT ANALYST in London

✨Tip Number 1

Network like a pro! Reach out to your connections in the finance and credit management sectors. Attend industry events or webinars to meet potential employers and get your name out there.

✨Tip Number 2

Show off your skills! Prepare a portfolio showcasing your previous work in credit assessment or risk underwriting. This can really help you stand out during interviews and demonstrate your expertise.

✨Tip Number 3

Practice makes perfect! Conduct mock interviews with friends or mentors to refine your responses, especially around buyer assessments and risk management strategies. The more comfortable you are, the better you'll perform!

✨Tip Number 4

Apply through our website! We love seeing candidates who take the initiative. Make sure to tailor your application to highlight your market knowledge and interpersonal skills, as these are key for the Senior Credit Analyst role.

We think you need these skills to ace SNR CREDIT ANALYST in London

Credit Assessment
Risk Management
Financial Analysis
Business Analysis
Interpersonal Skills
Communication Skills
Market Knowledge
Portfolio Monitoring
Project Management
Analytical Skills
Attention to Detail
Proficiency in English
Adaptability to Technology
Knowledge of AI Tools

Some tips for your application 🫡

Tailor Your CV: Make sure your CV reflects the skills and experiences that align with the Senior Credit Analyst role. Highlight your expertise in credit assessment and risk management, and don’t forget to mention any relevant projects you've been involved in!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to showcase your understanding of the local economic environment and how your background makes you a perfect fit for our team. Be sure to express your enthusiasm for technology and innovation too!

Showcase Your Interpersonal Skills: Since this role involves a lot of communication and relationship-building, make sure to highlight your interpersonal skills in your application. Share examples of how you've successfully engaged with clients or worked collaboratively in teams.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the details about the role and our company culture there!

How to prepare for a job interview at Allianz

✨Know Your Buyers

Before the interview, dive deep into understanding the types of buyers you’ll be assessing. Familiarise yourself with their financial backgrounds and any recent news related to them. This will not only show your proactive approach but also help you answer questions more confidently.

✨Showcase Your Market Knowledge

Be prepared to discuss the local economic environment and how it impacts credit assessments. Bring examples of how you've applied this knowledge in past roles. This demonstrates your expertise and aligns with what the company is looking for.

✨Highlight Your Interpersonal Skills

Since the role involves a lot of communication with buyers and the Risk Underwriting team, think of specific instances where your strong communication skills made a difference. Share stories that illustrate your ability to build relationships and work collaboratively.

✨Embrace Technology

With a focus on innovation, be ready to talk about your experience with AI-powered tools or any other technology relevant to credit assessment. Show your enthusiasm for learning and adapting to new tools, as this aligns perfectly with the company's vision for growth.

SNR CREDIT ANALYST in London
Allianz
Location: London
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  • SNR CREDIT ANALYST in London

    London
    Full-Time
    36000 - 60000 £ / year (est.)
  • A

    Allianz

    5000+
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