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For Companies At a Glance
- Tasks: Join our team to analyse and enhance home and travel product underwriting.
- Company: Allianz is a leading global insurance brand focused on innovation and customer satisfaction.
- Benefits: Enjoy flexible working, generous study packages, and discounts on insurance products.
- Why this job: Be part of a dynamic team that values continuous learning and career development.
- Qualifications: Expertise in underwriting, pricing, or data analytics is essential; passion for innovation is a plus.
- Other info: We support diverse candidates and offer tailored adjustments for success.
The predicted salary is between 42000 - 58000 £ per year.
If you are an at-risk candidate facing potential redeployment, please include this information in your CV.
Role Description
We are looking for a Risk Selection Senior Analyst to join a newly created Home Risk Selection team within the Retail Portfolio Pricing and Underwriting team.
We\’re excited to bring together the disciplines of pricing and portfolio underwriting into one Retail Portfolio Pricing and Underwriting team. We believe that to be the best in the business, it\’s critical to blend these skills together. The team will be responsible for home and travel products under the Allianz brands. The team will be multi-skilled in pricing, underwriting and data analytics.
You\’ll participate in the Global P&C Academy accreditation, enhancing your skills in underwriting, risk engineering, pricing, and claims management while exchanging best practices across the Allianz Group. Furthermore, for pricing-based roles, Allianz Insurance offers a generous study package to enable the actuarial qualification to be obtained through the Institute and Faculty of Actuaries in the UK.
Our team values continuous learning, you can enjoy free access to top training platforms like DataCamp, Databricks Academy, and LinkedIn Learning. Additionally, we host Lunch and Learn sessions on key business topics hosted by experts across the team and monthly insight sessions, including the Data Science Forum and analyst forum, to refine your technical skills.
Salary Information
Pay: Circa £50,000 per year.
Pay is based on relevant experience, skills for the role, and location. Salary is only one part of our total reward package.
About You
In this role you will:
- Support the Management of the underwriting rules/footprint for home and travel products.
- Analyse opportunities to expand or contract the underwriting footprint.
- Monitor quotability and report on KRIs relating to footprint.
- Create proposals to change underwriting rules.
- Implement changes to the underwriting rules within Radar Live.
- Identify opportunities to adjust the claims cost prediction models where they are less credible.
- Performing actual versus expected claims monitoring process to detect segments where emerging claims information is significantly different from expectation.
- Carrying out \”deep dives\” into certain niches and recommending changes to the technical cost models based on your analysis and insight.
- Support the development of underwriting capability on home products.
Essential Skills
We don\’t expect you to know everything from day one, but the following will enable you to hit the ground running:
- True expert and an advocate for change and innovation.
- Demonstrate the Retail Risk Selection team\’s value to the business.
- Can use judgement to assess underwriting risks in new or unusual segments.
- Sound commercial proposals.
- Keeps track of the competition.
- Invested in data analytics and statistics.
Expert in at least one of:
- Underwriting guides and rules, product structures and coverage.
- Pricing.
- Data analytics and statistics.
What We Will Offer You
Recognised and rewarded for a job well done, we have a range of flexible benefits for you to choose from- so you can pick a package that\’s perfect for you. We also offer flexible working options, global career opportunities across the wider Allianz Group, and fantastic career development and training. That\’s on top of enjoying all the benefits you\’d expect from the world\’s number one insurance brand, including:
- Flexible buy/sell holiday options
- Hybrid working
- Annual performance related bonus
- Contributory pension scheme
- Development days
- A discount up to 50% on a range of insurance products including car, home and pet
- Retail discounts
- Volunteering days
Our Ways of Working
Do you need flexibility with the hours you work? Let us know as part of your application and if it\’s right for our customers, our business and for you, then we\’ll do everything we can to make it happen. Here at Allianz, we are signatories of the ABIs flexible working charter. We believe in supporting hybrid work patterns, which balance the needs of our customers, with your personal circumstances and our business requirements. Our aim with this is to help innovation, creativity, and you to thrive – Your work life balance is important to us.
Diversity & Inclusion
At Allianz, we prioritize diversity and inclusion, demonstrated by our numerous accreditations: EDGE certified for gender inclusion, Women in Finance Charter members, Disability Confident employer, Stonewall Diversity Champion, Business in the Community\’s Race at Work Charter signatories, and Armed Forces Covenant gold standard employer.
We embrace neurodiversity and welcome applications from neurodivergent and disabled candidates, offering tailored adjustments to ensure your success.
We encourage our employees to advocate for their needs, whether it\’s assistive technology, ergonomic equipment, mentoring, coaching, or flexible work arrangements.
Accessible Application for All
As part of the Disability Confident Scheme, we support candidates with disabilities or long-term health conditions through the Offer an Interview Scheme, for those meeting the essential skills for the role.
Contact our Resourcing team to opt into this scheme or for assistance with your application, including larger text, hard copies, or spoken applications.
For any inquiries or to submit your application, please contact: Charlotte Whalley
We reserve the right to close the advert early if we reach enough applications.
Closing date 22/07/2025
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Home Risk Selection Senior Analyst employer: Allianz
Contact Detail:
Allianz Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Home Risk Selection Senior Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in home and travel insurance. Understanding the current market dynamics will help you demonstrate your knowledge during interviews and show that you're proactive about staying informed.
✨Tip Number 2
Network with professionals in the insurance industry, especially those involved in underwriting and pricing. Attend relevant events or webinars to make connections and gain insights that could give you an edge in your application.
✨Tip Number 3
Brush up on your data analytics skills, as they are crucial for this role. Consider taking online courses or certifications that focus on data analysis in the context of insurance to enhance your expertise.
✨Tip Number 4
Prepare specific examples from your past experience that showcase your ability to assess underwriting risks and implement changes. Being able to discuss real-life scenarios will help you stand out during the interview process.
We think you need these skills to ace Home Risk Selection Senior Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure to customise your CV to highlight relevant experience and skills that align with the role of Home Risk Selection Senior Analyst. Emphasise your expertise in underwriting, pricing, and data analytics.
Include At-Risk Information: If you are an at-risk candidate facing potential redeployment, be sure to include this information in your CV as requested in the job description. This shows transparency and can help the employer understand your situation.
Showcase Continuous Learning: Mention any relevant training or courses you've completed, especially those related to underwriting, risk engineering, or data analytics. Highlighting your commitment to continuous learning aligns well with the company's values.
Craft a Strong Cover Letter: Write a compelling cover letter that explains why you are a great fit for the role. Discuss your passion for innovation in risk selection and how your skills can contribute to the team's success.
How to prepare for a job interview at Allianz
✨Showcase Your Analytical Skills
As a Home Risk Selection Senior Analyst, you'll need to demonstrate your expertise in data analytics and statistics. Be prepared to discuss specific examples of how you've used these skills in previous roles, particularly in underwriting or pricing.
✨Understand the Underwriting Process
Familiarise yourself with underwriting rules and guidelines relevant to home and travel products. During the interview, be ready to explain how you would assess risks and make sound commercial proposals based on your understanding of the market.
✨Emphasise Continuous Learning
The role values continuous learning, so highlight any relevant training or certifications you've pursued. Mention your enthusiasm for platforms like DataCamp or LinkedIn Learning, and how you plan to leverage these resources to enhance your skills further.
✨Demonstrate Your Adaptability
The team is looking for someone who can advocate for change and innovation. Share examples of how you've successfully adapted to new challenges or implemented changes in previous positions, showcasing your ability to thrive in a dynamic environment.
