We are looking for a senior technical expert to lead a product line within UK Markets, driving underwriting excellence, shaping product direction, and supporting complex decision‑making to deliver strong customer and financial outcomes. This highly influential role combines deep technical expertise with strategic insight and market engagement.
Location: Candidates may be based at any of our sites across the country. This hybrid working role expects attendance at the office 2–3 times per week.
Salary Information
Pay is dependent on experience, skills and location and is part of our total reward package.
About You – Responsibilities
- Shape and evolve product‑level underwriting strategy through expert technical, commercial and market insight
- Act as the recognised referral point for complex and non‑standard risks, making sound underwriting decisions within authority
- Deliver profitable outcomes across complex risks and portfolios, balancing customer value with financial performance
- Apply strong understanding of profit and loss, KPIs and portfolio dynamics to inform underwriting decisions
- Set technical underwriting standards and provide expert guidance on referred cases
- Build underwriting capability by supporting development of knowledge, judgement and technical expertise across teams
- Design and deliver technical training, including mentorship and capability development for product underwriters
- Represent the product externally and internally, engaging with brokers, customers and stakeholders
- Translate market developments, regulatory change and customer feedback into product and underwriting insight
- Support product development, segmentation and continuous improvement activity
- Collaborate with underwriting leadership and managers to support profit, growth and underwriting performance
Essential Skills
- Proven underwriting expertise in Motor Fleet
- Strong analytical and critical thinking capability to interpret data and inform decisions
- Proven commercial acumen with understanding of market dynamics, risks and opportunities
- Deep technical underwriting expertise, including risk assessment, pricing considerations and policy coverage
- Strong understanding of claims drivers and application of risk management techniques
- Knowledge of underwriting governance, appetite and regulatory frameworks
- Expertise in policy wordings, clauses and non‑standard covers
- Understanding of reinsurance principles, including facultative reinsurance
- Ability to influence and collaborate with senior stakeholders and external partners
- Excellent communication skills, with the ability to convey complex information clearly
- Ability to make decisions and develop solutions in complex and ambiguous environments
Desirable Skills
- ACII qualification (or progression towards) and relevant underwriting accreditations
- Experience in product development and segmentation within a line of business
- Proven ability to deliver strategy and technical improvements aligned to business objectives
- Strong track record of influencing outcomes across complex stakeholder environments
- Experience mentoring or developing underwriting capability
- Responsible Artificial Intelligence usage
What We Will Offer You
- Flexible buy/sell holiday options
- Hybrid working
- Annual performance‑related bonus
- Contributory pension scheme
- Development days
- A discount up to 50 % on a range of insurance products including car, home and pet
- Retail discounts
- Volunteering days
Our Ways of Working
We support hybrid work patterns and flexible hours to balance our customers’ needs with your personal circumstances. As signatories of the ABIs flexible working charter, we help you thrive with a work‑life balance that matters.
Integrity, Fairness, Inclusion & Trust
We are an equal‑opportunity employer and are proud to be an inclusive workforce, certified for gender inclusion, and a champion for disabled and neurodivergent candidates. We welcome applications from all backgrounds, offering tailored adjustments to ensure success.
Accessible Application for All
Through our Disability Confident Scheme we support candidates with disabilities or long‑term health conditions. Contact our Resourcing team to opt into this scheme or receive assistance with your application.
