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For Companies At a Glance
- Tasks: Manage buyer portfolios and assess creditworthiness with innovative tools.
- Company: Join Allianz Trade, a global leader in trade credit insurance.
- Benefits: Enjoy hybrid working, health plans, and employee share incentives.
- Why this job: Make impactful decisions while learning about finance and technology.
- Qualifications: Experience in credit assessment and strong communication skills required.
- Other info: Be part of an inclusive culture that values curiosity and innovation.
The predicted salary is between 36000 - 60000 £ per year.
The Senior Credit Analyst is responsible for proactively managing a portfolio of buyers, ensuring that comprehensive information is gathered to assess each buyer's creditworthiness. The role involves representing Allianz Trade locally in front of buyers, assessing them according to defined targets, and supporting our risk management strategy.
Responsibilities
- Buyer Assessment: Conduct thorough assessments of buyers within the portfolio, ensuring all relevant financial and business information is collected and analyzed.
- Contact Management: Maintain numerous contacts with buyers through visits and phone calls to facilitate accurate assessments.
- Reporting: Prepare detailed buyer visit reports and GRIC reports to document findings and insights.
- Portfolio Monitoring: Provide analyses with direct buyer contact and continuously monitor the portfolio to identify potential risks or changes in credit status.
- Project Involvement: Take responsibility in projects and initiatives supporting RBM and IRP-related matters, contributing to the overall strategic goals of the organisation.
- Presentation of cases to Credit Committee.
What We Are Looking For
- Market Knowledge: In-depth understanding of the local economic environment and expertise in specific regions and/or trade sectors to provide informed credit assessments.
- Business Expertise: Proven track record in credit assessment or risk underwriting, with strong knowledge of Finance and Credit Management, and expertise in buyer assessment.
- Interpersonal Skills: Ability to work collaboratively in a team, make informed grading decisions, and maintain self-motivation. Strong communication skills to engage with third parties and foster good relationships with the Risk Underwriting team.
- Educational Requirements: Proficient level of English, enabling effective communication and documentation.
- Future Challenges: Ability to make accurate grading decisions to minimize claims and ensure a satisfactory level of proprietary information is available to make risk decisions clearer for our customers.
What We Offer
- Life assurance
- Health cash plan
- Income Protection
- Hybrid working
- Employee Share Incentive Plan
- Various discounts on insurance through the Allianz Partnership
- And much more
We are seeking candidates who are naturally curious and have a keen interest in technology and innovation. As we navigate the future, we value individuals who are eager to stay updated with the latest digital trends and advancements. The ideal candidate should demonstrate a proactive approach to learning and adapting to new tools and technologies, especially Artificial Intelligence (AI) powered tools, showcasing a forward-thinking mindset that aligns with our vision for growth and progress.
Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes. We are the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk. Headquartered in Paris, we are present in more than 50 countries with 5,500 employees. In 2021, our global business transactions represented 931 billion Euro in exposure.
We at Allianz believe in a strong inclusive culture that encourages people to speak their minds, get involved and question the status quo. We are proud to be an equal opportunity employer and encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love, or what you believe in. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability, sexual orientation, or any other characteristics protected under applicable local laws and regulations. Great to have you on board. Let’s care for tomorrow.
SNR CREDIT ANALYST employer: Allianz Trade in UK & Ireland
Contact Detail:
Allianz Trade in UK & Ireland Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land SNR CREDIT ANALYST
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and credit management sectors. Attend industry events or webinars to meet potential employers and get your name out there.
✨Tip Number 2
Show off your skills! Prepare a portfolio showcasing your previous credit assessments and analyses. This will give you an edge when discussing your experience during interviews.
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or mentors to refine your responses, especially around buyer assessment and risk management scenarios.
✨Tip Number 4
Apply through our website! We at StudySmarter want to see your application directly. It shows initiative and gives you a better chance of standing out in the crowd.
We think you need these skills to ace SNR CREDIT ANALYST
Some tips for your application 🫡
Know Your Stuff: Before you start writing, make sure you understand the role of a Senior Credit Analyst. Brush up on credit assessment and risk management concepts so you can showcase your knowledge in your application.
Tailor Your Application: Don’t just send a generic CV and cover letter! Tailor your application to highlight your relevant experience and skills that match the job description. We want to see how you fit into our team!
Show Your Personality: While professionalism is key, don’t be afraid to let your personality shine through. We value interpersonal skills and a collaborative spirit, so share examples of how you've worked well with others.
Apply Through Our Website: Make it easy for us to find your application by applying directly through our website. It’s straightforward and ensures your application gets to the right place without any hiccups!
How to prepare for a job interview at Allianz Trade in UK & Ireland
✨Know Your Numbers
As a Senior Credit Analyst, you'll need to demonstrate your understanding of financial metrics. Brush up on key financial ratios and credit assessment techniques. Be ready to discuss how you would evaluate a buyer's creditworthiness using real-world examples.
✨Showcase Your Market Knowledge
Familiarise yourself with the local economic environment and specific trade sectors relevant to Allianz Trade. During the interview, share insights about current market trends and how they could impact credit assessments. This will show your proactive approach and genuine interest in the role.
✨Communicate Effectively
Strong communication skills are essential for this role. Practice articulating your thoughts clearly and confidently. Prepare to discuss how you would maintain relationships with buyers and collaborate with the Risk Underwriting team, highlighting your interpersonal skills.
✨Be Ready for Case Presentations
Expect to present cases to the Credit Committee during the interview. Prepare a mock presentation based on a hypothetical buyer assessment. Focus on structuring your findings logically and backing them up with data, as this will showcase your analytical skills and attention to detail.
