At a Glance
- Tasks: Analyse credit for Healthcare, Retail, and Gaming sectors while collaborating with global teams.
- Company: Join Allianz Global Investors, a leading active asset manager with an inclusive culture.
- Benefits: Enjoy flexible work arrangements, career development, and mental health support.
- Other info: Be part of a diverse team that values integrity, fairness, and inclusion.
- Why this job: Make a real impact in investment management while working with cutting-edge technology.
- Qualifications: 10+ years in credit analysis, strong analytical skills, and team collaboration.
The predicted salary is between 54000 - 66000 £ per year.
This job is with Allianz Commercial, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. We are seeking to recruit a Senior Credit Analyst to join our Global Credit Research team. The Global Credit Research team underpins the firm's global investment process and value proposition as an active manager. The team's analysts support all pillars of expertise for portfolio managers to draw upon and share a globally integrated set of research expertise and insights. The team also includes resources focused on advancing our pioneering ESG and sustainability capabilities onto our Fixed Income platform.
The role will focus on the Healthcare, Retail and Gaming sectors, Investment Grade and High Yield. The successful candidate will join the Corporate Research EU team and will work closely with portfolio managers predominantly located in Allianz GI's European locations as well as with the other credit analysts based in the US and in Asia. The role is based in our London or Paris office.
What you do
- Responsibility for the Healthcare, Retail and Gaming sectors, coverage of Investment Grade and High Yield names.
- Analytical responsibility for c. 50 issuers.
- Utilize an analytical approach emphasizing financial modeling and company due diligence to determine investment opportunities.
- Forecast company earnings, cash flow generation and capital requirements under various scenarios.
- Incorporate macroeconomic conditions, industry trends, and ESG analysis into opinions.
- Evaluate company capital structures and perform recovery analysis to determine optimal risk-adjusted return opportunities.
- Review security covenants and bond indentures to examine potential risks to security holders.
- Assign internal ratings.
- Participate in credit committees and portfolio management meetings.
- Provide sector views and relative value recommendations within sectors.
- Strategize with portfolio managers on positioning for portfolios across sectors and capital structures to maximize returns.
- Contribute to marketing efforts for various strategies with clients.
What you bring
- Minimum 10 years' experience in credit analysis in the buy-side or sell-side.
- English fluent, French is a plus.
- Diligent and attention to detail, with strong analytical skills.
- Autonomy and curiosity, reactiveness.
- Team player and ability to build positive relationships across the business.
- Strong verbal and written communication skills.
- Bloomberg knowledge, LLMs practice and software/programming skills (VBA, Python).
- Ability to use Microsoft Copilot, with a strong commitment to ethical and responsible AI practices.
- CFA is a plus.
What we offer
- Flexible work arrangements that maintain a balance between performance, productivity, career development, and personal priorities (e.g., hybrid model/flexible working hours).
- Access to company pension/savings plans.
- Company share purchasing plan.
- Mental health and wellbeing programs.
- Career opportunities within the entire Allianz Group.
- Self-guided learning & development.
- Volunteering time... and so much more!
Allianz Global Investors is a leading active asset manager, managing assets for individuals, families, and institutions worldwide. Our shared goal to shape a future of opportunity for our clients is foundational to our culture and our values. We look to attract, and actively nurture, individuals with the drive to achieve excellence at every stage of the investment experience.
We believe an inclusive culture is key to a flourishing workforce. Not only do we celebrate the broad range of experiences, backgrounds, and attributes that our workforce brings, but we support our people to live and work in a way that promotes their own wellbeing. Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams, and challenges is what makes us a unique employer.
We are united by a shared commitment: to put our clients first and at the centre of everything we do. Their needs inspire our thinking and guide our actions. Together, we can build an environment where everyone feels empowered and confident to explore, grow and shape a better future - for our clients and for the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. The foundation for this is our inclusive workplace, where people and performance both matter, and where integrity, fairness, inclusion, and trust are at the heart of our culture.
We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations. If you feel inspired to promote the active asset management experience, this is the place for you. Join our international, technology-enabled, and agile environment.
Simply upload your CV in English to apply for this position. If you need support to navigate our websites or at any stage during your application, please send an email with your request to recruiting@allianzgi.com.
To Recruitment Agencies
Allianz Global Investors has an in-house recruitment team that sources great candidates directly. Therefore, Allianz Global Investors does not accept unsolicited resumes from agency or search firm recruiters. When we do work with recruitment agencies, that engagement is formalized by a contract. Fees will only be paid when there is a contract in place. Without a contract in place, we will not accept invoices on unsolicited resumes, even if the candidate was ultimately employed by Allianz Global Investors. Finally, please do not contact hiring managers directly.
Join us. Let's care for tomorrow.
How to Apply: Applying is quick and easy. Simply upload your CV, complete your personal details, confirm your consent for AI support in the "Additional Information" section, and submit your application. To support our recruiters, we use Fit Score-an AI‑powered tool that highlights how closely your profile aligns with the role. This helps us review applications more efficiently and focus on what matters most: your skills and experience. Good to know: The Fit Score is a support tool only. At Allianz, technology never replaces human judgment. Every application is carefully reviewed by our recruiting teams, ensuring a fair, thoughtful, and personal hiring process.
Senior Credit Analyst employer: Allianz Commercial
Allianz Commercial is an excellent employer, offering a dynamic work environment in the heart of London and Toronto. With a strong focus on employee growth, you will benefit from a hybrid working model, competitive salary, and comprehensive benefits, all while being part of a collaborative culture that values innovation and excellence in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Allianz Commercial. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Credit Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Allianz Commercial.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Allianz Commercial's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Allianz Commercial
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Allianz Commercial.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Allianz Commercial will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Allianz Commercial employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
