At a Glance
- Tasks: Lead a dynamic team in shaping household underwriting strategies and driving performance.
- Company: Join Allianz Commercial, a leader in inclusive employment and innovation.
- Benefits: Enjoy flexible working, competitive salary, and extensive career development opportunities.
- Other info: Embrace a culture of inclusion and support for diverse talents.
- Why this job: Make a real impact in the insurance industry while working with cutting-edge technology.
- Qualifications: Proven experience in household underwriting and strong leadership skills.
The predicted salary is between 70000 - 75000 £ per year.
This job is with Allianz Commercial, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community.
Allianz are looking for an experienced Household Underwriting Manager to join our team and play a key role in shaping our household underwriting strategy. You will contribute to the delivery of key performance indicators through application of deep technical insight to inform and elevate decision making, control underwriting standards and business development activity, ensuring business is written in a technically excellent manner and in line with underwriting authority and standards.
You will build and lead a highly collaborative Household underwriting team that focuses on insights, emerging risks, new trends and the evolving use of technology across the market. This role offers strong exposure across the Household business and the opportunity to influence technical direction, performance and capability.
Location: This role has a primary office location of Bournemouth and operates on a hybrid working basis, with flexibility to support individual and business needs.
Salary Information
Pay: Circa £70-75k per year. Pay is based on experience, skills and location, and forms part of our total rewards package.
About You
- You will contribute to the delivery of KPIs through developing and contributing to business strategy and control of underwriting standards.
- You will provide insights into emerging risks, market trends and new technologies, using data to inform underwriting decisions.
- You will present clearly and confidently to a range of stakeholders, translating data and insight into actionable outcomes.
- You will work closely with Pricing, Trading, Claims and Distribution teams to support profitable growth and strong risk selection.
- You will support counter‑fraud activity by identifying risk trends and strengthening underwriting controls.
- You will produce high‑quality technical training materials and actively support capability development across the underwriting function.
- You will mentor, coach and support underwriters, providing technical guidance and leadership.
Essential Skills
- Proven ability to understand and apply key household underwriting concepts and principles.
- Strong record of delivery against challenging objectives and performance targets.
- Experience monitoring underwriting performance and managing underwriting standards.
- High level of data literacy, with the ability to analyse and interpret performance and risk data.
- Confidence presenting technical information and insights to stakeholders.
- Experience collaborating across functions, including Pricing, Claims and Distribution.
- Supervisory, management or team leadership experience.
- Strong technical judgement and decision‑making skills.
- Excellent communication and stakeholder management skills.
Desirable Skills
- Experience supporting or contributing to counter‑fraud activity.
- Experience identifying and responding to emerging risks and market trends.
- Responsible Artificial Intelligence usage.
What We Will Offer You
Recognised and rewarded for a job well done, we have a range of flexible benefits for you to choose from - so you can pick a package that's perfect for you. We also offer flexible working options, global career opportunities across the wider Allianz Group, and fantastic career development and training. That's on top of enjoying all the benefits you'd expect from the world's number one insurance brand, including:
- Flexible buy/sell holiday options.
- Hybrid working.
- Annual performance related bonus.
- Contributory pension scheme.
- Development days.
- A discount up to 50% on a range of insurance products including car, home and pet.
- Retail discounts.
- Volunteering days.
Our Ways of Working
Do you need flexibility with the hours you work? Let us know as part of your application and if it's right for our customers, our business and for you, then we'll do everything we can to make it happen. Here at Allianz, we are signatories of the ABIs flexible working charter. We believe in supporting hybrid work patterns, which balance the needs of our customers, with your personal circumstances and our business requirements. Our aim with this is to help innovation, creativity, and you to thrive - Your work life balance is important to us.
Integrity, Fairness, Inclusion & Trust
At Allianz, we believe in fostering an inclusive workforce and are proud to be an equal opportunity employer. Our commitment to equal opportunities, gender equity, and balanced gender representation, is demonstrated by our numerous accreditations: EDGE certified for gender inclusion, Women in Finance Charter members, Disability Confident employer, Stonewall Diversity Champion, Business in the Community's Race at Work Charter signatories, and Armed Forces Covenant gold standard employer.
We embrace neurodiversity and welcome applications from neurodivergent and disabled candidates, offering tailored adjustments to ensure your success. We encourage our employees to advocate for their needs, whether it's assistive technology, ergonomic equipment, mentoring, coaching, or flexible work arrangements.
Accessible Application for All
As part of the Disability Confident Scheme, we support candidates with disabilities or long-term health conditions through the Offer an Interview Scheme, for those meeting the essential skills for the role. Contact our Resourcing team to opt into this scheme or for assistance with your application, including larger text, hard copies, or spoken applications.
For any inquiries or to submit your application, please contact: Matthew Mckevitt
Closing date 18/06/26. We reserve the right to close the advert early if we reach enough applications.
Household Underwriting Manager in Bournemouth employer: Allianz Commercial
Allianz Commercial is an exceptional employer that prioritises inclusivity and employee well-being, offering a hybrid working model from our Bournemouth office. With a strong focus on professional development, employees benefit from flexible working options, comprehensive training, and a supportive culture that values integrity, fairness, and diversity. Join us to be part of a dynamic team where your contributions are recognised and rewarded, and where you can thrive in your career while making a meaningful impact.
Contact Details:
Allianz Commercial Recruitment Team
Hr-recruitment@allianz.co.uk
StudySmarter Expert Advice🤫
We think this is how you could land Household Underwriting Manager in Bournemouth
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Allianz Commercial). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Allianz Commercial. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Household Underwriting Manager in Bournemouth
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Allianz Commercial.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Allianz Commercial. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Allianz Commercial
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Allianz Commercial to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Allianz Commercial, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Allianz Commercial's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.