At a Glance
- Tasks: Support client onboarding and conduct due diligence checks to prevent financial crime.
- Company: Established financial services firm in London with a focus on compliance.
- Benefits: Competitive salary, hybrid working, private healthcare, and professional development opportunities.
- Other info: Great career progression opportunities in various compliance roles.
- Why this job: Kickstart your career in financial crime prevention and compliance with real-world impact.
- Qualifications: Degree in relevant field and strong analytical skills; no prior experience required.
The predicted salary is between 45000 - 50000 £ per year.
An excellent opportunity has become available to join the Client Onboarding and Financial Crime function of a large, established financial services firm in London. This position is ideally suited to a graduate or early-career professional looking to build a long-term career within KYC, Anti-Money Laundering, financial crime prevention and regulatory compliance.
Working alongside experienced compliance, onboarding and financial crime professionals, you will help ensure new and existing clients meet the firm's regulatory and internal requirements before business relationships are established or continued. This is far more than an administrative onboarding position. You will gain exposure to the processes financial institutions use to understand who their clients are, establish ownership and control structures, assess financial crime risk and identify circumstances requiring further investigation or escalation.
You will work with a variety of client profiles and gradually develop experience across Customer Due Diligence, Enhanced Due Diligence, sanctions screening, PEP identification, adverse media, beneficial ownership and source of funds/source of wealth. For someone looking to establish themselves within financial services compliance, this provides an excellent foundation from which to develop.
The Role
As a KYC & AML Client Onboarding Analyst, you will support the onboarding of new clients while also assisting with ongoing reviews of existing relationships. You will gather and assess information, conduct screening and due diligence checks and work closely with internal stakeholders to ensure client files meet the required standards.
Your responsibilities will include:
- Supporting end-to-end KYC and client onboarding processes
- Conducting Customer Due Diligence (CDD) checks
- Assisting with Enhanced Due Diligence (EDD) for higher-risk relationships
- Reviewing identification and verification documentation
- Understanding corporate ownership structures and identifying Ultimate Beneficial Owners (UBOs)
- Conducting sanctions, PEP and adverse media screening
- Reviewing potential screening matches and escalating concerns appropriately
- Assisting with source of funds and source of wealth reviews where required
- Completing risk assessments and ensuring appropriate records are maintained
- Supporting periodic and event-driven KYC reviews
- Identifying missing, inconsistent or potentially higher-risk information within client files
- Liaising with clients and internal teams to obtain outstanding documentation
- Maintaining accurate information across KYC and client onboarding systems
- Escalating potential AML, sanctions or financial crime concerns to senior compliance colleagues
- Supporting the firm's wider AML and financial crime control framework
Who We Are Looking For
We are particularly interested in ambitious graduates and early-career professionals who want to establish themselves within financial services. You do not need years of banking experience. The firm is looking for candidates who demonstrate strong analytical ability, attention to detail and a genuine interest in compliance and financial crime prevention.
You should ideally have:
- A degree in Finance, Accounting, Economics, Business, Law, Criminology or another relevant discipline
- A strong interest in KYC, AML, compliance or financial crime
- Excellent attention to detail
- Strong written and verbal communication skills
- The confidence to question information that appears incomplete or inconsistent
- Good organisational and time-management skills
- The ability to handle confidential information professionally
- Strong research and analytical skills
- Confidence working with systems, databases and documentation
- Previous exposure to KYC, AML, CDD, EDD, sanctions, compliance or financial services through employment, internships, placements or relevant training would be advantageous, but is not essential.
Salary, Bonus & Benefits
£45,000 - £50,000 starting salary, depending on experience and background. The wider package may include:
- Annual performance-related bonus
- Hybrid working opportunities
- Private healthcare
- Employer pension contributions
- Life assurance
- Enhanced annual leave allowance
- Employee wellbeing programme
- Gym and fitness benefits
- Financial services employee discounts
- Structured onboarding and professional development
- Internal mentoring from experienced compliance professionals
- Regular salary and performance reviews
- Opportunities to work across different areas of financial crime and compliance
Career Development
One of the strongest advantages of beginning your career within KYC and AML is the range of directions your experience can eventually take you. Successful analysts may progress into positions such as: Senior KYC Analyst, AML Analyst, Financial Crime Analyst, Sanctions Analyst, Enhanced Due Diligence Analyst, Compliance Analyst, Financial Crime Compliance Manager. There may also be opportunities to move into specialist areas including transaction monitoring, sanctions, fraud prevention, investigations, regulatory compliance and financial crime risk.
Why Apply?
Financial crime prevention has become an increasingly important part of modern financial services, and firms require talented people who can combine analytical thinking with sound judgement and strong attention to detail. This opportunity gives you the chance to develop those skills inside a major financial organisation while gaining practical exposure to real-world client onboarding and financial crime controls. If you are analytical, ambitious and interested in building a professional career within KYC, AML, financial crime or regulatory compliance, we would be interested in hearing from you.
KYC & AML Client Onboarding Analyst in Luton employer: All The Top Bananas
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StudySmarter Expert Advice🤫
We think this is how you could land KYC & AML Client Onboarding Analyst in Luton
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We think you need these skills to ace KYC & AML Client Onboarding Analyst in Luton
Some tips for your application 🫡
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Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to All The Top Bananas.
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How to prepare for a job interview at All The Top Bananas
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with All The Top Bananas.
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