At a Glance
- Tasks: Analyse payment systems and create specifications for iDEAL and SEPA integration.
- Company: Join a forward-thinking tech company launching in the European market.
- Benefits: Flexible contract, competitive pay, and the chance to work on impactful projects.
- Other info: Short-term engagement with opportunities for professional growth.
- Why this job: Be at the forefront of payment innovation and shape customer experiences.
- Qualifications: Experience with iDEAL, SEPA, and Stripe APIs is essential.
Engagement: Fixed-term, day-rate contract (10-15 days)
Reports to: Head of Technology / Engagement Lead
Direct reports: None
About the Role
We are seeking an experienced Payments Specialist to provide focused expertise ahead of a European market launch. The role will assess how an existing credit card customer payment lifecycle needs to adapt to support iDEAL and SEPA Direct Debit through Stripe, while retaining credit card payments as an available option. This is a specification and business analysis engagement, not a delivery or development role. You will analyse the existing payment architecture and customer journeys, identify where iDEAL and SEPA differ from card payments, and produce a detailed implementation-ready specification that the internal software architecture team can translate directly into engineering tasks.
Key Responsibilities
- Review existing payment documentation, payment scenarios and Stripe integration.
- Analyse the current card payment lifecycle, including Stripe API calls and webhook events.
- Work with technical, operational and product stakeholders to validate the current state.
- Define how iDEAL and SEPA Direct Debit should coexist with existing card payments.
- Analyse payment lifecycle differences, including:
- Initial payments
- Recurring payments and renewals
- Failed payments and dunning
- Refunds and cancellations
- Pauses and plan/dose changes
- SEPA mandates, cancellations and expiry
- Payment reversals
- Chargebacks and disputes
- Settlement and payment timing
- Consider the additional financial and operational risks associated with dispatching physical prescription medication following payment.
- Define where in the payment lifecycle it is safe to fulfil and dispatch orders.
- Identify open design decisions, risks and dependencies, providing recommendations where appropriate.
- Produce a structured, implementation-ready specification in Confluence, supported by clear process and payment flow diagrams.
- Participate in technical review and incorporate stakeholder feedback before final handover.
Essential Experience
- Demonstrable experience implementing iDEAL and SEPA Direct Debit through Stripe.
- Strong knowledge of Stripe APIs and webhooks.
- Experience with subscription and recurring payment models.
- Strong understanding of payment failures, dunning, mandates, refunds, reversals and disputes.
- Ability to understand and document API integrations and webhook-driven architectures.
- Experience producing technical specifications that can be translated directly into engineering tasks.
- Strong technical business analysis and solution design capability.
- Experience working independently within a defined, short-term consulting engagement.
- Excellent written and verbal communication skills.
Ideal Background
- We are particularly interested in candidates with backgrounds including Payments Specialist, Payments Consultant, Payments Business Analyst, Technical Business Analyst, Payments Product Analyst, Payments Architect or Payment Solutions Architect.
- Experience with European payments, Stripe Billing, Payment Intents, Setup Intents, subscription lifecycle management and SCA/PSD2 would be highly beneficial.
Contract Payments Specialist (iDEAL & SEPA) in London employer: All The Top Bananas
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StudySmarter Expert Advice🤫
We think this is how you could land Contract Payments Specialist (iDEAL & SEPA) in London
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We think you need these skills to ace Contract Payments Specialist (iDEAL & SEPA) in London
Some tips for your application 🫡
Show Off Your Academic Achievements:In banking and financial services, your academic record can really make you stand out. List relevant grades, certifications, or coursework on your CV, especially if you've taken finance-related modules. This is particularly important for a temporary role where qualifications can help you shine even brighter!
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Tailor Your Cover Letter Purposefully:When writing your cover letter, focus on why you’re interested in a temporary position at All The Top Bananas. Let them know how you can quickly adapt to the team's needs and how eager you are to learn the ropes of the banking sector during this short stint. Your motivation and enthusiasm could really set you apart!
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How to prepare for a job interview at All The Top Bananas
✨Brush Up on Financial Regulations
Since this is a role in banking and financial services, be ready to discuss key regulations like MiFID, Basel III, or GDPR. These are hot topics, and your awareness of how they impact daily operations can give you a significant edge during your interview with All The Top Bananas.
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