At a Glance
- Tasks: Identify business opportunities, assess risks, and manage loan assets in a dynamic environment.
- Company: Join a leading financial institution with a focus on innovation and collaboration.
- Benefits: Competitive salary, professional development, and opportunities for career growth.
- Other info: Work closely with banks, corporates, and internal teams for diverse exposure.
- Why this job: Make an impact in the finance world while building valuable relationships.
- Qualifications: Experience in credit analysis and strong communication skills required.
The predicted salary is between 40500 - 49500 £ per year.
We are looking for an Assistant Manager - Bilateral Credit to join our Bilateral Credit team within Wholesale. The successful candidate will play a key role in identifying new business opportunities, assessing credit and financial risks, preparing loan proposals and managing loan assets. The role will involve regular interaction with corporates, banks and financial institutions, as well as internal stakeholders.
Key Responsibilities
- Understand the loan syndication market and identify potential business opportunities.
- Scout the market and generate business leads in line with agreed targets.
- Assess financial and credit risks associated with potential business opportunities.
- Prepare loan proposals and present them to the relevant credit committees.
- Support syndicated loan, project finance and structured finance transactions.
- Manage assigned loan assets and monitor the quality of the loan portfolio.
- Maintain strong relationships with banks, financial institutions, corporates and other market participants.
- Gather market intelligence and identify opportunities for participation in syndicated loan deals.
- Coordinate the documentation and completion of sanctioned loan facilities, including liaison with solicitors and relevant stakeholders.
- Ensure appropriate documentation is in place for security creation and perfection.
- Liaise with credit administration teams regarding loan accounts and ongoing monitoring.
- Identify early signs of stress within existing loan assets and support the development of appropriate resolution strategies.
- Assist with restructuring, rescheduling and write-off processes where required.
- Conduct client, bank and financial institution visits where necessary to support new and existing business.
- Act as a key relationship point for clients and counterparties, resolving issues and ensuring effective communication with stakeholders.
- Support audits, compliance requirements, reporting and maintenance of appropriate records.
- Ensure periodic reviews and renewals of accounts are completed in line with relevant policies and guidelines.
- Work collaboratively with colleagues across the department to ensure smooth day-to-day operations.
About You
- A clear understanding of the loan syndication market and associated terminology.
- Strong knowledge of financial and balance sheet analysis.
- Excellent communication and relationship management skills, with experience interacting with customers, banks and financial institutions.
- Strong attention to detail and a methodical approach to planning and organisation.
- Excellent time-management skills and the ability to manage competing priorities.
- A self-driven and proactive approach, with the ability to work independently.
- Strong problem-solving skills and the ability to manage work-related pressure effectively.
- Good working knowledge of MS Word, Excel and Access.
- A strong focus on accuracy and turnaround times.
Key Stakeholders
- Banks and financial institutions
- Corporate clients
- Industry forums
- Regulatory authorities
- Credit administration and other internal teams
What You'll Bring
This is an opportunity for an experienced credit professional to take on a varied role combining credit analysis, relationship management, business development, transaction support and portfolio management within a Wholesale environment. You will need to be commercially aware, analytical and detail-focused, with the confidence to build relationships across banks, financial institutions and corporate clients while maintaining a strong focus on credit quality and risk management.
Assistant Manager - Bilateral Credit in London employer: All The Top Bananas
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StudySmarter Expert Advice🤫
We think this is how you could land Assistant Manager - Bilateral Credit in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
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We think you need these skills to ace Assistant Manager - Bilateral Credit in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to All The Top Bananas.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on All The Top Bananas's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at All The Top Bananas
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with All The Top Bananas.
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Since this is a full-time position, employers at All The Top Bananas will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former All The Top Bananas employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
