At a Glance
- Tasks: Support financial planning by analysing client needs and developing tailored strategies.
- Company: Join a trusted firm dedicated to helping clients achieve their financial goals.
- Benefits: Enjoy 23 days holiday, wellbeing support, and a strong focus on professional development.
- Other info: Dynamic office culture with regular social events and career progression opportunities.
- Why this job: Make a real impact in financial planning while growing your technical expertise.
- Qualifications: 1+ years in paraplanning with strong analytical and communication skills.
The predicted salary is between 40500 - 49500 £ per year.
Location: Burnham-on-Sea
Working Hours: 37.5-hour working week, Monday to Friday (08:45 am - 5:15 pm) with 1-hour lunch break
Salary: £26,000 - £35,000 (depending on experience and qualifications)
The Role
Our client is dedicated to helping clients achieve their financial goals through personalised planning and advice. They pride themselves on the quality of their advice, superior client outcomes, and building a strong, successful business founded on trust and professionalism.
They are seeking a Paraplanner to support the delivery of high-quality, client-focused financial planning. You will work closely with advisers to develop, maintain and evolve lifetime financial strategies for clients. This role goes beyond traditional report writing, contributing directly to the design, analysis, and ongoing refinement of financial plans. The ideal candidate will be genuinely focused on paraplanning and technical financial planning, with no desire to move into an adviser role.
You will be instrumental in developing advice alongside the adviser rather than simply taking instructions and producing reports. You will be expected to bring your own technical expertise and judgement to the planning process, becoming a trusted point of reference for complex technical queries and challenging client scenarios. This role may also involve supporting or conducting client meetings in the adviser’s absence, where appropriate, and providing technical input across more complex areas of financial planning.
Key Responsibilities
- Financial Planning & Strategy
- Analyse client circumstances, objectives and financial position to support the development of holistic financial plans
- Contribute to the design of planning strategies across accumulation, decumulation and protection
- Support advisers in creating sustainable, long-term financial plans aligned to client goals
- Take an active role in designing recommendations alongside advisers, using your own technical knowledge and judgement
- Assist in stress testing plans against risks, life events and changing circumstances with cashflow modelling
- Provide technical input on complex planning scenarios and act as a trusted technical resource within the team
- Research and Analysis
- Conduct detailed research across investments, pensions, protection and tax planning solutions
- Compare providers, products, charges and outcomes to support suitable recommendations
- Maintain a strong understanding of market developments, legislation and best practice planning approaches
- Research and provide technical guidance on more complex areas, including Trusts, Business Relief (BR) qualifying investments, VCTs and evolving pension legislation
- Suitability & Report Writing
- Prepare high-quality, compliant and client-friendly suitability reports
- Clearly articulate the rationale behind recommendations in a way that supports client understanding and confidence
- Ensure consistency, accuracy and clarity across all written outputs
- Use your technical understanding to challenge, develop and strengthen recommendations where appropriate, rather than simply documenting adviser instructions
- Ongoing Planning Support
- Support ongoing client reviews by analysing progress against financial plans and identifying required adjustments
- Assist advisers in updating strategies in response to client needs, legislative changes or market conditions
- Contribute to maintaining long-term client relationships through consistent, high-quality planning support
- Support or conduct client meetings in the adviser’s absence where appropriate
- Compliance and Quality Assurance
- Ensure all work adheres to FCA regulations and internal compliance standards
- Maintain accurate, complete and well-documented client files
- Support internal quality checks and respond to compliance feedback where required
- Keep up to date with changes in financial services legislation and ensure technical recommendations remain compliant and appropriate
- Collaboration & Client Experience
- Work closely with advisers, paraplanners and adviser support teams to ensure a smooth and efficient advice process
- Support the preparation for client meetings and follow-up actions where required
- Help ensure clients receive a clear, professional and consistent experience throughout their journey
- Act as a go-to person for complex technical queries and support colleagues with your specialist knowledge
Requirements
- Essential
- Minimum 1 year experience in a genuine paraplanning or technical financial planning role
- Demonstrable experience of actively contributing to the design and development of financial advice alongside an adviser, rather than primarily carrying out administrative duties
- Strong understanding of financial planning principles, including pensions, investments and protection
- Strong technical knowledge and the confidence to research, analyse and provide solutions to complex financial planning queries
- Excellent analytical and research skills
- High attention to detail and commitment to quality
- Strong written communication skills with the ability to simplify technical concepts for clients
- Ability to produce clear, accurate and compliant suitability reports
- Strong understanding of FCA compliance requirements and internal standards
- Proficient in Microsoft Office and Outlook
- Strong team and cultural fit
- A genuine long-term interest in developing as a technical paraplanner, rather than progressing into an adviser role
- Desirable
- Diploma in Regulated Financial Planning (or working towards)
- Experience with cashflow modelling and financial planning tools
- Knowledge of tax planning and long-term financial strategy design
- Knowledge or experience of Trusts, Business Relief (BR) qualifying investments, VCTs and complex pension planning
- Experience using Intelligent Office / Intelliflo
Personal Attributes
- Personable, professional and team-oriented
- Willingness to learn and contribute
- Highly presentable with strong interpersonal skills
- Confident in discussing complex technical matters and able to communicate effectively with advisers and clients
- Proactive and able to use your own initiative when developing financial planning solutions
- Ideally looking for a long-term career specialising in paraplanning and technical financial planning
- Ideally living within a 10-mile radius / 15-20 minute commute
What’s in It For You
- 23 days holiday plus bank holidays, increasing after 2 years service (+1 day in year 3 and +1 day in year 4)
- Fully office-based role with a strong in-office learning culture and collaboration
- Regular staff social events
- Monthly external coach/counsellor visits for wellbeing support
- Staff wellbeing and challenge app with rewards system (vouchers; approx. £150-£200 tax-free rewards before Christmas)
- Pension scheme: 5% employer contribution, minimum 3% employee contribution
- Life cover/death in service at approximately 1x salary
- No private medical insurance for general staff
- Strong emphasis on development, progression and merit-based growth culture
- Discretionary / ad hoc bonuses
What’s next? It’s easy! Click APPLY now! We can’t wait to hear from you!
Paraplanner in Burnham-on-Sea employer: All The Top Bananas
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StudySmarter Expert Advice🤫
We think this is how you could land Paraplanner in Burnham-on-Sea
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like All The Top Bananas. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Paraplanner in Burnham-on-Sea
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to All The Top Bananas.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on All The Top Bananas's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at All The Top Bananas
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with All The Top Bananas.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at All The Top Bananas will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former All The Top Bananas employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
