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- Tasks: Shape credit risk strategy and provide expert guidance in commercial banking.
- Company: Leading commercial bank enhancing their product offering.
- Benefits: Competitive daily rate, opportunity to influence credit strategy, and work in a dynamic environment.
- Why this job: Make a real impact on credit risk policies for small-to-medium enterprises.
- Qualifications: 7+ years of risk experience and degree from a leading institution.
- Other info: Initial six-month contract based in London with potential for extension.
The predicted salary is between 108000 - 130000 £ per year.
A leading commercial bank are enhancing their product offering and are seeking a first/second line credit specialist to play a key role in defining a credit risk strategy, policy, framework, and risk appetite. You will work within the small-medium sized business segment of the market, being responsible for shaping a credit strategy, value proposition and portfolio management framework, as well as reviewing current processes and policies, establishing governance and oversight, and providing expert guidance.
You should apply for this role if you are/have:
- 7+ years risk experience within commercial/transaction banking
- Significant experience in defining credit strategy, risk appetite, and frameworks
- Demonstrable experience drafting credit risk policies and procedures
- Small-to-medium enterprise (sub £300m turnover) sector experience
- Solid product knowledge of commercial lending, payments and deposits
- Degree educated or higher from a leading academic institution
This is a £600-650/day PAYE role, based in London, initially for six months.
Credit Expert – 2nd Line – Commercial Banking employer: Alexander Ash Consulting
Contact Detail:
Alexander Ash Consulting Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Expert – 2nd Line – Commercial Banking
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking sector and let them know you're on the lookout for opportunities. A personal recommendation can go a long way in landing that interview.
✨Tip Number 2
Prepare for those interviews by brushing up on your credit risk knowledge. Be ready to discuss your experience with credit strategy and frameworks, as well as how you've shaped policies in the past. Confidence is key!
✨Tip Number 3
Don’t just apply anywhere; focus on roles that truly match your skills. Use our website to find positions that align with your expertise in commercial banking and credit risk. Tailor your approach to each opportunity!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind for hiring managers. It shows your enthusiasm for the role and reinforces your interest in shaping their credit strategy.
We think you need these skills to ace Credit Expert – 2nd Line – Commercial Banking
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your 7+ years of risk experience and showcases your expertise in defining credit strategies. We want to see how your background aligns with the role, so don’t be shy about emphasising relevant achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this Credit Expert role. Mention your experience with small-to-medium enterprises and how you can contribute to shaping our credit strategy.
Showcase Your Knowledge: We love candidates who know their stuff! Make sure to include any solid product knowledge you have regarding commercial lending, payments, and deposits. This will help us see that you’re ready to hit the ground running.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at Alexander Ash Consulting
✨Know Your Credit Risk Stuff
Make sure you brush up on your credit risk strategies and frameworks. Be ready to discuss your past experiences in defining credit policies and how they’ve shaped your previous roles. This will show that you’re not just familiar with the concepts, but that you can apply them effectively.
✨Showcase Your Sector Experience
Since this role focuses on small-to-medium enterprises, be prepared to share specific examples from your experience in this sector. Highlight any successful strategies you've implemented for businesses with a turnover under £300m, as this will demonstrate your understanding of their unique challenges.
✨Prepare for Scenario Questions
Expect to face scenario-based questions where you’ll need to outline how you would approach certain credit risk situations. Think about potential challenges in commercial banking and how you would address them, showcasing your problem-solving skills and strategic thinking.
✨Ask Insightful Questions
At the end of the interview, don’t forget to ask questions that show your interest in the bank’s credit strategy and governance. Inquire about their current processes and how they envision the role evolving. This not only shows your enthusiasm but also helps you gauge if the company aligns with your career goals.