At a Glance
- Tasks: Analyse credit risk data and provide insights to support business growth.
- Company: Join Aldermore, an award-winning bank trusted by over a quarter of a million customers.
- Benefits: Enjoy competitive salary, hybrid working, and a range of core benefits.
- Other info: Embrace a culture of respect, diversity, and continuous improvement.
- Why this job: Make a real impact by turning data into actionable insights in a dynamic environment.
- Qualifications: Strong data analysis skills and familiarity with tools like Python or Tableau.
The predicted salary is between 40000 - 50000 € per year.
Aldermore Group – why we exist
We’re Aldermore – the award‑winning bank, trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages, savings accounts and business finance solutions, we’re backing more people to go for it. We thrive by saying “yes” to our customers. We respect the ingenuity of entrepreneurs and their businesses; we give first‑timers a leg‑up onto the property ladder; we open up the lending market to many; and thousands of customers choose Business Finance every week to buy their next car, van or motorbike.
This is a great opportunity to join Business Finance as a Credit Risk Analyst, working at the heart of data, analytics and decision‑making. As a front‑line role within the Financial Risk team, you’ll gain exposure across a broad range of credit risk activities, including portfolio analysis, credit policy, models and auto‑decisioning strategies. You’ll play a key role in applying analytical rigour to both day‑to‑day questions and wider strategic challenges — assessing risk, identifying trends and uncovering opportunities to support sustainable business growth. This role is well suited to someone who enjoys problem‑solving, working with data, and turning insight into clear, meaningful recommendations that influence real outcomes.
What will your day look like?
- Produce meaningful insights, dashboards and analysis for committees and stakeholders
- Analyse credit risk profiles across Business Finance, identifying trends in key credit metrics
- Use data to enhance and challenge auto‑decisioning strategies and lending criteria
- Support the development and maintenance of credit application models
- Deliver actionable insights across customer, broker, commercial performance and credit risk themes
- Support reviews of pricing and return on capital to optimise risk and reward
- Identify gaps in analytics and help prioritise development to strengthen capability across the team
What do we expect from you?
- Strong data analysis and statistical capability using tools such as SAS, Python, R, Tableau or Power BI
- Ability to extract insight from complex data and translate it into clear, actionable recommendations
- Strong communication skills, with the confidence to present insights to technical and non‑technical audiences
- Curiosity and interest in understanding business and credit models
- Familiarity with external data sets and comfort using AI solutions to drive efficiency
- Some experience in credit risk or a regulated financial services environment is an advantage
What can you expect from us?
- A hybrid working policy, 2 days per week onsite in one of our offices
- A friendly and flexible culture, the same as how we work with our customers
- A growing organisation that means there’s lots of opportunities to progress
- A drive for continuous improvement, which you will be empowered to get behind from day one
- And of course, you will be rewarded competitively, with a good range of core benefits and bonus potential
We’re committed to building a working environment that values respect, diversity and compassion. We welcome people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background, and whether you’re pregnant or on family leave.
Please note that we have a thorough referencing process, which includes criminal record checks.
Credit Risk Analyst in London employer: Aldermore Bank
Aldermore Group is an exceptional employer that fosters a friendly and flexible work culture, empowering employees to drive continuous improvement from day one. With a commitment to professional development and a range of competitive benefits, including hybrid working options and a discretionary bonus scheme, we provide ample opportunities for growth within a supportive environment that values diversity and respect.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to credit risk analysis. Use real data examples from your past experiences to showcase your analytical skills and problem-solving abilities.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Check out our website for opportunities at Aldermore Group, where you can make a real impact in the financial sector.
✨Tip Number 4
Follow up after interviews with a thank-you email. It shows your appreciation and keeps you fresh in their minds. Mention something specific from the interview to remind them of your conversation.
We think you need these skills to ace Credit Risk Analyst in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your data analysis skills and any relevant experience in credit risk or financial services. We want to see how your background aligns with what we do!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how you can contribute to our mission at Aldermore. Keep it concise but impactful, and don’t forget to show off your problem-solving skills.
Showcase Your Analytical Skills:Since this role involves a lot of data analysis, make sure to mention any tools you’re familiar with, like SAS, Python, or Tableau. We love candidates who can extract insights from complex data, so give us examples of how you've done this in the past!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Aldermore Bank
✨Know Your Data Tools
Make sure you’re familiar with the data analysis tools mentioned in the job description, like SAS, Python, R, Tableau, or Power BI. Brush up on your skills and be ready to discuss how you've used these tools in past roles to extract insights and make recommendations.
✨Understand Credit Risk Fundamentals
Dive deep into the basics of credit risk analysis. Be prepared to talk about key metrics and trends in credit profiles. Showing that you understand the nuances of credit risk will demonstrate your genuine interest in the role and the industry.
✨Prepare for Behavioural Questions
Since the company values specific behaviours, think of examples from your past experiences that showcase these traits. Use the STAR method (Situation, Task, Action, Result) to structure your answers and clearly illustrate how you’ve demonstrated these behaviours.
✨Practice Your Communication Skills
You’ll need to present insights to both technical and non-technical audiences, so practice explaining complex data in simple terms. Consider doing mock interviews with friends or family to build your confidence in articulating your thoughts clearly.
