At a Glance
- Tasks: Analyse credit risk data and provide actionable insights to support business growth.
- Company: Join Aldermore, an award-winning bank trusted by over a quarter of a million customers.
- Benefits: Enjoy hybrid working, competitive salary, and a friendly, flexible culture.
- Other info: Opportunities for career progression and a commitment to continuous improvement.
- Why this job: Make a real impact by turning data into meaningful recommendations in a growing organisation.
- Qualifications: Strong data analysis skills with tools like SAS, Python, or Tableau; experience in credit risk is a plus.
The predicted salary is between 40000 - 50000 € per year.
About Aldermore
We’re Aldermore – the award‑winning bank, trusted and highly rated by over a quarter of a million customers for more than a decade. With our range of specialist mortgages, savings accounts and business finance solutions, we’re backing more people to go for it. We thrive by saying “yes” to our customers. We respect the ingenuity of entrepreneurs and their businesses; we give first‑timers a leg‑up onto the property ladder; we open up the lending market to many; and thousands of customers choose Business Finance every week to buy their next car, van or motorbike. We invite you to join our journey to deliver on our purpose.
Opportunity
This is a great opportunity to join Business Finance as a Credit Risk Analyst, working at the heart of data, analytics and decision‑making. As a front‑line role within the Financial Risk team, you’ll gain exposure across a broad range of credit risk activities, including portfolio analysis, credit policy, models and auto‑decisioning strategies. You’ll play a key role in applying analytical rigour to both day‑to‑day questions and wider strategic challenges — assessing risk, identifying trends and uncovering opportunities to support sustainable business growth. This role is well suited to someone who enjoys problem‑solving, working with data, and turning insight into clear, meaningful recommendations that influence real outcomes.
What will your day look like?
- Produce meaningful insights, dashboards and analysis for committees and stakeholders
- Analyse credit risk profiles across Business Finance, identifying trends in key credit metrics
- Use data to enhance and challenge auto‑decisioning strategies and lending criteria
- Support the development and maintenance of credit application models
- Deliver actionable insights across customer, broker, commercial performance and credit risk themes
- Support reviews of pricing and return on capital to optimise risk and reward
- Identify gaps in analytics and help prioritise development to strengthen capability across the team
What do we expect from you?
- Strong data analysis and statistical capability using tools such as SAS, Python, R, Tableau or Power BI
- Ability to extract insight from complex data and translate it into clear, actionable recommendations
- Strong communication skills, with the confidence to present insights to technical and non‑technical audiences
- Curiosity and interest in understanding business and credit models
- Familiarity with external data sets and comfort using AI solutions to drive efficiency
- Some experience in credit risk or a regulated financial services environment is an advantage
What can you expect from us?
- A hybrid working policy, 2 days per week onsite in one of our offices
- A friendly and flexible culture, the same as how we work with our customers
- A growing organisation that means there’s lots of opportunities to progress
- A drive for continuous improvement, which you will be empowered to get behind from day one
- And of course, you will be rewarded competitively, with a good range of core benefits and bonus potential
We welcome people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background and whether you’re pregnant or on family leave. Please note that we have a thorough referencing process, which includes criminal record checks.
Credit Risk Analyst employer: Aldermore Bank
Aldermore is an award-winning bank that fosters a supportive and flexible work culture, making it an excellent employer for a Credit Risk Analyst. With a strong emphasis on employee growth and continuous improvement, you will have the opportunity to develop your skills in a dynamic environment while contributing to meaningful insights that drive business success. Our hybrid working policy and commitment to diversity ensure that all employees feel valued and empowered to thrive.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that Credit Risk Analyst role.
✨Tip Number 2
Prepare for those interviews by practising common questions related to data analysis and credit risk. We suggest you come up with examples from your past experiences that showcase your problem-solving skills and analytical capabilities.
✨Tip Number 3
Show off your skills! If you’ve got experience with tools like SAS, Python, or Tableau, make sure to highlight that during your conversations. We want to see how you can turn complex data into actionable insights that can influence real outcomes.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are genuinely interested in joining our journey at Aldermore.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your data analysis skills and any relevant experience in credit risk or financial services. We want to see how your background aligns with what we do at Aldermore!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how you can contribute to our mission. Be sure to mention specific skills like SAS, Python, or Tableau that you bring to the table.
Showcase Your Analytical Skills:In your application, don’t just say you have strong analytical skills—show us! Include examples of how you've used data to make decisions or solve problems in previous roles. We love seeing real-world applications of your skills.
Apply Through Our Website:We encourage you to apply through our website for a smooth application process. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the details you need about the role and our culture there!
How to prepare for a job interview at Aldermore Bank
✨Know Your Data Tools
Make sure you brush up on your skills with tools like SAS, Python, R, Tableau, or Power BI. Be ready to discuss how you've used these in past roles, as this will show your technical prowess and ability to extract insights from complex data.
✨Understand Credit Risk Fundamentals
Familiarise yourself with key credit risk concepts and metrics. Being able to discuss trends in credit profiles and how they impact decision-making will demonstrate your understanding of the role and its importance within the financial services sector.
✨Prepare for Scenario Questions
Expect questions that ask you to solve hypothetical problems or analyse data sets. Practise articulating your thought process clearly, as this will showcase your analytical skills and problem-solving abilities, which are crucial for a Credit Risk Analyst.
✨Communicate Clearly
Since you'll be presenting insights to both technical and non-technical audiences, practice explaining complex data in simple terms. This will help you stand out as someone who can bridge the gap between data analysis and actionable business recommendations.
