At a Glance
- Tasks: Lead regulatory risk strategy and ensure compliance across the business.
- Company: Join MotoNovo Finance, a leading UK motor finance provider.
- Benefits: Enjoy hybrid working, competitive salary, and extensive benefits package.
- Other info: Opportunity for career growth and influence within a dynamic team.
- Why this job: Shape regulatory excellence and make a real impact on customer outcomes.
- Qualifications: Experience in regulatory compliance and strong stakeholder management skills required.
The predicted salary is between 75600 - 92400 £ per year.
Head of Compliance & Regulatory Risk
At Moto Novo Finance, we're investing in our future and strengthening our first-line risk capability through the creation of a brand-new
Head of Compliance & Regulatory Risk role.
This is a rare opportunity to join the senior leadership team in a role that will have a direct impact on how we embed regulatory excellence, deliver great customer outcomes, and continue our journey towards becoming an even more consumer-focused organisation.
You'll take ownership of Moto Novo's first-line regulatory risk framework, providing expert leadership on compliance, Consumer Duty, product governance and regulatory change across the business.
You'll be a trusted advisor to senior leaders, influencing strategic decision-making while helping ensure our products, processes and customer journeys meet evolving regulatory expectations.
Whilst it currently has no direct reports, you'll play a key role in developing capability across the business and there is potential for the role to expand as our regulatory landscape continues to evolve.
- What you'll be doing
- Leading Moto Novo's first-line regulatory risk strategy and oversight.
- Providing expert regulatory guidance on products, business change and strategic initiatives.
- Driving Consumer Duty compliance and championing fair customer outcomes.
- Translating regulatory developments into practical business actions and influencing implementation plans.
- Building strong relationships with senior stakeholders across Risk, Product, Operations, Change, Legal and Compliance.
- Representing Moto Novo in regulatory discussions, industry forums and occasional interactions with the FCA and other external bodies.
- Supporting the development of regulatory knowledge and capability across the first line.
What we're looking for
We're looking for an experienced regulatory professional who combines deep technical expertise with exceptional stakeholder management skills. You'll bring:
- Strong experience within regulatory compliance, regulatory risk, product governance or first-line advisory roles within financial services.
- A deep understanding of the FCA regulatory framework, including Consumer Duty and wider conduct regulations.
- The ability to influence, challenge and engage senior stakeholders with credibility and confidence.
- Experience translating complex regulatory requirements into pragmatic business solutions.
- Strong commercial awareness and the ability to balance customer, regulatory and business outcomes.
- Excellent communication skills and the ability to simplify technical topics for diverse audiences.
- Experience engaging with regulators or industry bodies.
- A collaborative, values-led approach and a passion for delivering positive customer outcomes.
Why join Moto Novo?
This is more than a compliance role. It's an opportunity to shape how regulation supports innovation, customer outcomes and business success. In return, you'll benefit from:
- A newly created role with significant visibility and influence.
- The opportunity to shape and mature first-line regulatory capability.
- Genuine career development opportunities with scope to broaden and grow the role over time.
- The chance to make a meaningful impact on the future direction of one of the UK's leading motor finance providers.
- Hybrid working approach (Cardiff-based)
- Competitive salary and a great range of core benefits including; annual bonus, 10% employer contribution pension, private medical with BUPA and 38 days holiday (inc. bank holidays)
Still curious?
We’re committed to building a working environment that values respect, diversity, and compassion.
We welcome people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background, and whether you’re pregnant or on family leave.
Please note: we have a thorough screening and referencing process, which includes financial and criminal record checks
The Company
We're one of the largest lenders in the UK used car finance market.
We’ve specialised in motor finance for over 40 years, and are recognised as one of the best car finance providers in the industry.
We’re part of the Aldermore Group, which includes Aldermore Bank plc. Aldermore offers a range of personal and business finance and savings options.
Behaviour Framework
Our behavioural framework underpins our purpose and strategic drivers, as it outlines the behaviours we need to demonstrate in order to succeed.
Where our strategic drivers (Stay Ahead Propositions, Relationships That Last and Progressive Platform) outline what we need to do to succeed, our behaviours guide us in how.
In your second interview, we’ll ask you to talk through some examples where you’ve demonstrated these behaviours in your previous roles.
Our behavioural framework underpins our purpose and strategic drivers, as it outlines the behaviours we need to demonstrate in order to succeed.
Where our strategic drivers (Stay Ahead Propositions, Relationships That Last and Progressive Platform) outline what we need to do to succeed, our behaviours guide us in how.
In your second interview, we’ll ask you to talk through some examples where you’ve demonstrated these behaviours in your previous roles.
Our Benefits
Moto Novo Finance offers competitive remuneration packages and one of the best benefits packages in Wales.
When you choose to build your career with Moto Novo Finance, we choose to invest in you.
- Hybrid Working
- Your Company Benefits Aviva Digital GP
- Bus And Tram Benefit
- Employee Assistance Programme
- Eyecare Voucher & Display Screens/Desk
- Set-Up
- Flu Jab Vouchers
- Group Income Protection
- Life Assurance
- Metrolink Annual Pass & Clipper Ticket
- Microsoft Discounts
- Private Medical Insurance
- Shopping Discounts
- Toothfairy
- Your Workplace Pension
- Benefits You Can Choose
- Critical Illness
- Cycle To Work
- Dental Insurance
- Give As You Earn
- Government Tax-Free Childcare Scheme
- Octopus Electric Vehicles
- Save Our Planet
- Season Ticket Loan
- Spouse Or Partner Life Assurance
- Technology
- Wearable Technology
- Wellbeing App
- Will Writing
- Documents
Head of Compliance & Regulatory Risk in Cardiff employer: Aldermore Bank
Aldermore Bank is an excellent employer that champions a flexible work culture, allowing you to thrive in a hybrid environment while managing the full Reward lifecycle. With competitive reward packages, including private medical insurance and 30 days of holiday, we prioritise employee well-being and growth, making it a rewarding place to develop your career in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Compliance & Regulatory Risk in Cardiff
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Aldermore Bank looking for candidates who are engaged and informed.
We think you need these skills to ace Head of Compliance & Regulatory Risk in Cardiff
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Aldermore Bank. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Aldermore Bank
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Aldermore Bank’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
