At a Glance
- Tasks: Lead the credit strategy for motor finance and drive responsible growth.
- Company: MotoNovo Finance, a growing organisation with a friendly culture.
- Benefits: Hybrid working, competitive salary, annual bonus, and extensive benefits package.
- Why this job: Shape the future of finance while inspiring high-performing teams.
- Qualifications: Experience in credit risk and a strategic mindset.
- Other info: Opportunities for career progression and continuous improvement.
The predicted salary is between 43200 - 72000 £ per year.
We have a rare opportunity for a commercially-minded leader to take on a newly created, strategically pivotal role that will directly shape the future of MotoNovo Finance. As our Head of Acquisition, you'll own the enterprise-wide credit strategy that powers all our motor finance originations. In conjunction with influencing day-to-day lending decisions, you will also play a critical role in shaping the long-term direction, growth, and sustainability of the entire portfolio. If you want to lead transformation, build high-performing teams, and balance commercial ambition with fair customer outcomes, this is the role for you.
As Head of Acquisition, you will oversee credit strategy, policy, underwriting and analytics across our motor finance originations. Your priorities will include:
- Setting the vision for a best-in-class acquisition credit lifecycle
- Shaping commercial and strategic decisions at Motor SLT, Executive and Board level
- Driving responsible, profitable growth through intelligent, data-driven decisioning
- Strengthening our customer outcomes and risk culture, ensuring fairness is built into every decision
- Leading transformation, including automation, digitisation, and enhanced decisioning capability
- Inspiring and influencing multidisciplinary teams
What do we expect from you?
- Comprehensive background in credit risk; ideally within Motor or Asset finance
- Proven background in leading credit acquisition, policy design, underwriting or credit analytics
- Commercially minded and strategic, with the ability to balance risk appetite and growth
- Customer-centric, ensuring fairness and affordability underpin decisions
- Data-driven, analytical and comfortable navigating complexity
- Transformational, with experience modernising processes or digitalising decisioning
- People-focused, able to lead, inspire and develop high-performing teams
- Experience with risk-based pricing, behavioural scorecards, or digital decisioning platforms is desirable
What can you expect from us?
- Hybrid working policy – 3 days onsite, 2 days working from home
- A friendly and flexible culture, the same as how we work with our customers
- A growing organisation that means there are lots of opportunities to progress
- A drive for continuous improvement, which you will be empowered to get behind from day one
- Competitive rewards, including annual bonus, up to 10% employer contribution pension, private medical with BUPA and 30 days holiday
Please note: we have a thorough screening and referencing process, which includes criminal record checks.
Our behavioural framework underpins our purpose and strategic drivers, as it outlines the behaviours we need to demonstrate in order to succeed. In your second interview, we’ll ask you to talk through some examples where you’ve demonstrated these behaviours in your previous roles.
Not only does MotoNovo Finance offer a competitive remuneration package, we also offer one of the best benefits packages in Wales. Inclusive of our healthcare cover, pension schemes, and our employee assistance programmes, we have also installed a staff bar, game machines, and a pool table. When you choose to build your career with MotoNovo Finance, we choose to invest in you.
Head of Acquisition in Cardiff employer: Aldermore Bank
Contact Detail:
Aldermore Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Acquisition in Cardiff
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for those interviews! Research MotoNovo Finance, understand their values, and think about how your experience aligns with their needs. Be ready to share specific examples that showcase your skills and achievements.
✨Tip Number 3
Showcase your leadership style! As a Head of Acquisition, they’ll want to see how you inspire and develop teams. Think about your past experiences and be prepared to discuss how you've led transformation and driven results.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining the team at MotoNovo Finance.
We think you need these skills to ace Head of Acquisition in Cardiff
Some tips for your application 🫡
Show Your Commercial Mindset: Make sure to highlight your commercially-minded approach in your application. We want to see how you balance risk and growth, especially in the context of credit strategy and motor finance.
Be Data-Driven: Since this role is all about intelligent, data-driven decision-making, don’t forget to showcase your analytical skills. Share examples of how you've used data to shape credit policies or improve customer outcomes.
Demonstrate Leadership Experience: We’re looking for someone who can inspire and lead high-performing teams. In your application, include specific instances where you've successfully led transformation or modernised processes.
Apply Early!: Don’t wait until the last minute to submit your application. We might close the advert sooner than the deadline, so get your application in through our website as soon as you can!
How to prepare for a job interview at Aldermore Bank
✨Know Your Numbers
As the Head of Acquisition, you'll need to be data-driven. Brush up on key metrics related to credit strategy and motor finance. Be ready to discuss how you've used analytics to drive decisions in your previous roles.
✨Showcase Your Leadership Style
This role requires inspiring and leading multidisciplinary teams. Prepare examples that highlight your leadership style and how you've successfully transformed teams or processes in the past. Think about specific challenges you faced and how you overcame them.
✨Align with Company Values
MotoNovo Finance values fairness and customer-centricity. Familiarise yourself with their behavioural framework and be prepared to discuss how your past experiences align with these values. Share stories that demonstrate your commitment to fair outcomes.
✨Prepare for Strategic Discussions
You'll be shaping commercial and strategic decisions at a high level. Think about your vision for a best-in-class acquisition credit lifecycle and be ready to articulate it. Consider how you would balance risk appetite with growth in your answers.