Product Owner - Innovation

Join AND-E/Toyota Insurance Services – Driving the Future of Connected Mobility Protection: Salary is dependent on experience & location We’re one of the fastest-growing insurance providers in the connected mobility space, and we’re entering an exciting new phase of growth. To help lead the way, we’re looking for a forward thinking Product Owner – Innovation to lead the charge in delivering cutting-edge, tech-driven solutions. You\’ll play a central role in defining, designing and launching innovative products that meet evolving market needs. Working closely with cross functional teams – engineering, design, marketing, business development and our strategic partner companies, you’ll accelerate the development and adoption of impactful innovations across our portfolio. This is a hybrid role with the flexibility to work remotely, while spending minimum 8 days per month at one of our UK offices. Occasional travel across the UK and Europe is expected to collaborate with partners and teams. BE THE NEXT BIG THING, NOW. Responsibilities: Artificial Intelligence & R&D Collaboration * Act as the operational lead for all European AI projects with Mind Foundry and the Aioi R&D Lab in Oxford * Navigate and manage three distinct collaboration models across ADJ, AND-E, and OneIT * Scout and evaluate new AI concepts, gain stakeholder alignment, and drive projects to PoC delivery Autonomous Vehicles & Future Risk * Collaborate with the Chief Product Innovation Officer and R&D teams to assess future AV risk * Leverage insights from our investment in OXA Technologies to shape AV insurance strategy * Contribute to regulatory analysis and policy structure for AV insurance across Europe Product Management & Delivery * Lead approved innovation projects from concept to PoC/MVP, handing off to BAU teams post-delivery * Work with third-party tech providers to bring ideas to life * Current initiatives include: * Unifying fraud detection technologies into a scalable framework * Evaluating advanced voice analytics with Clearspeed * Developing a Smart Connected Insurance product for the ride-hailing sector Market Research & Strategic Insight * Stay ahead of industry trends, competitor moves, and emerging tech * Use insights to guide product strategy and innovation pipeline Knowledge, Experience & Qualifications: Essential – Professional level English communication skills – Proven experience as a Product Owner or similar role, with a track record of successful product launches and / or bachelor’s degree in a relevant field (advanced degree preferred) – Knowledge of how the automotive insurance industry works – Exceptional communication and collaboration skills – Analytical mindset with the ability to make data-driven decisions – Creative problem-solving skills and a passion for innovation – Ability to thrive in a fast-paced, dynamic environment. Desirable – Additional European language skills – Strong understanding of product development methodologies (e.g., Agile, Scrum) – Familiarity with product management and collaboration tools (e.g., Jira, Confluence). Why Join Us? We\’re committed to your growth, providing the support to excel in your current role whilst offering opportunities to step into new challenges and drive your career forward. We realise that we need to be a good fit for you above all else – so here’s what you can enjoy about AND-E: * Recognised as the Best Large Insurance Employer: We are proud to have been named the Best Large Insurance Employer for 2023 at the prestigious British Insurance Awards. * Unmatched Work-Life Balance. * Competitive Salaries and Benefits Package: We offer competitive salaries that recognise your skills and expertise. Our community’s unwritten rule is to be as flexible as we can be. We understand life happens, and on occasion, we all need a bit of give and take in our day. We don’t want you missing your child’s school play, or the new fridge being delivered. We believe our colleagues should have choice, flexibility, and balance in their home and work life, and we are committed to fostering a diverse, equitable, and inclusive environment where everyone feels valued and supported, including embracing neurodiversity and ensuring all individuals have the tools and opportunities they need to thrive .Our colleagues should have choice, flexibility and balance in their home and work life. We like to think our benefits package is one of the best, focusing on colleagues’ health, wealth, and lifestyle. We offer: * 28 Days annual leave with the option to buy/sell up to 5 days holiday* * 15% Discretionary Annual Bonus* * Private Medical & Permanent Health Insurance* * 4 x Annual salary Life Assurance* * Health and Wellbeing Benefits: Including money back on health-related expenses (optician, dental, physio, etc.), Flu Jab vouchers, Virtual GP service, Employee Assistance Programme, and enhanced family-friendly policies (baby bonus & pension advisory service) * Financial and Lifestyle Support: Offers financial flexibility through Wagestream*, annual season ticket loans*, cycle scheme*, and £250 towards driving lessons for you and dependents* * Subject to company performance and completion of probation Aioi Nissay Dowa Europe is committed to promoting equal opportunities in employment. Employees and job applicants will receive equal treatment regardless of age, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief, sex or sexual orientation (Protected Characteristics)