At a Glance
- Tasks: Lead and grow a new Exposure Management practice, advising clients on risk and capital efficiency.
- Company: AInsurCo, a forward-thinking firm transforming the insurance landscape.
- Benefits: Competitive salary, dynamic work environment, and opportunities for professional growth.
- Other info: Opportunity to build a team and influence industry standards.
- Why this job: Shape the future of exposure management in a rapidly evolving market.
- Qualifications: 10+ years in exposure management or risk analytics with strong leadership skills.
The predicted salary is between 100000 - 150000 £ per year.
InsurCo helps insurers navigate change through actuarial and EM expertise and technology-enabled transformation. We sit between actuarial science and practical technology, which means our work doesn't stop at the recommendation. We help insurers, reinsurers, MGAs, Lloyd's syndicates and brokers turn analysis into something that actually runs in their business. We value clear thinking over jargon, and delivery over slideware.
We're now building an Exposure Management practice, and we're looking for someone to lead it.
This is a chance to build a consulting practice from the ground up, not to manage an exposure book inside a single carrier. The person we're looking for is three things at once: a consulting partner who can win and run senior client relationships, a technical expert who genuinely understands catastrophe modelling and accumulation risk, and a practice builder who can hire well, set standards, and grow a team.
You'll advise clients on how they select risk, use capital efficiently, and meet regulatory expectations — and you'll help them put better exposure management into practice, not just on paper. It's a market being reshaped by climate change, AI, alternative capital and new kinds of risk, and you'll be shaping how clients respond.
WHAT YOU'LL DO
- Lead and grow the practice
- Set the strategy for the Exposure Management practice and make it happen.
- Build and lead a team of catastrophe modellers, exposure managers, data scientists and consultants.
- Develop the services we offer across exposure management, catastrophe risk, accumulation management and portfolio optimisation.
- Set the methods and quality standards the team works to, and be the technical authority clients trust.
- Advise clients
- Work with insurers, reinsurers, Lloyd's syndicates, MGAs and brokers on exposure management frameworks, catastrophe modelling, accumulation management, risk appetite, portfolio steering, and emerging risk.
- Run client workshops and senior discussions and create a target operating model.
- Present findings clearly to Boards, Risk Committees and executive teams — and make sure recommendations are usable, not just defensible.
- Lead the modelling and analytics work
- Oversee catastrophe model validation and model change reviews.
- Examine model assumptions, limitations and uncertainty, and explain what they mean in plain terms.
- Guide clients on model selection and blending.
- Support capital modelling and solvency work.
- Deliver portfolio analytics and optimisation studies.
- Support regulatory needs
- Help Lloyd's market participants with exposure management framework reviews, Realistic Disaster Scenarios (RDS), Minimum Standards compliance, and business planning submissions.
- Support regulatory reviews and remediation.
- Help clients respond to regulatory findings and internal audit recommendations.
- Work on emerging risk
- Develop approaches to climate risk, secondary perils, cyber accumulation, AI infrastructure accumulation, systemic risk and supply chain accumulation.
- Bring AI and advanced analytics into exposure management in ways that are practical, not experimental for its own sake.
- Explore new data sources and risk intelligence.
- Build the business
- Develop and keep strong senior client relationships.
- Spot new opportunities and connect clients to the wider AInsurCo offering.
- Lead proposals and pitches.
- Represent AInsurCo at market events and through articles, webinars and talks.
- Run the practice well
- Own the practice P&L and utilisation.
- Oversee delivery, staffing and resourcing.
- Keep an eye on project profitability and quality.
- Support recruitment and help the team grow.
WHAT YOU'LL BRING
- Essential
- 10+ years in exposure management, catastrophe modelling or risk analytics.
- Experience across some of: the Lloyd's market, reinsurance, specialty insurance, and consulting.
- A track record of leading teams and client engagements.
- A strong grasp of catastrophe models, exposure management frameworks, accumulation management, portfolio steering, and how these interact with capital modelling.
- Confidence presenting to executive stakeholders.
- Preferred
- Consulting experience, ideally building or scaling a practice.
- Work with Lloyd's syndicates or global reinsurers.
- Exposure to international markets.
- Technical knowledge
- Strong with the core tools: RMS / Moody's Risk Modeler, Verisk AIR, Touchstone, SQL, Python, GIS tools, and portfolio analytics platforms.
- Comfortable with exposure data management and cloud-based analytics environments.
- Familiar with Solvency II, Lloyd's Minimum Standards, IFRS 17, capital modelling frameworks, and climate risk regulation.
WHAT GOOD LOOKS LIKE
In your first 12 months, we'd expect you to:
- Grow exposure management revenues against agreed targets.
- Win new insurer, reinsurer and Lloyd's clients.
- Build a recognised market presence through clear, credible thought leadership.
- Stand up a delivery capability that can scale.
- Launch practical offerings in AI-enabled exposure management and accumulation risk monitoring.
- Earn high client satisfaction and repeat work.
SERVICES THIS PRACTICE COULD OFFER
- Exposure management transformation and target operating models
- Exposure management framework reviews
- Catastrophe model validation
- Lloyd's compliance and RDS support
- Accumulation risk management
- Portfolio optimisation and steering
- Climate risk analytics
- Cyber and AI infrastructure accumulation modelling
- Data quality and exposure governance
- Capital model support
If that's the kind of work you want to lead, we'd like to hear from you.
Director of Exposure Management employer: AInsurCo
AInsurCo is an exceptional employer that empowers its employees to lead transformative projects at the intersection of actuarial science and technology. With a strong focus on professional growth, our collaborative work culture encourages innovation and thought leadership, allowing you to shape the future of exposure management while working alongside industry experts in a dynamic environment. Located in a vibrant area, we offer competitive benefits and the unique opportunity to build a consulting practice from the ground up, making a meaningful impact in the insurance sector.
StudySmarter Expert Advice🤫
We think this is how you could land Director of Exposure Management
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like AInsurCo). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like AInsurCo. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Director of Exposure Management
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at AInsurCo.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at AInsurCo. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at AInsurCo
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at AInsurCo to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at AInsurCo, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding AInsurCo's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
