Trade Credit Risk Underwriter

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Trade Credit Risk Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Trade Credit Insurance allows clients to trade with confidence with their customers, safe in the knowledge they will get paid for the goods they sell on credit. The product can form part of a company’s risk management and potentially provide capital relief on borrowing costs.

How you will create an impact

The successful candidate will be responsible for promoting the AIG Trade Credit brand through broker engagement and assisting the new business and account management teams with onboarding new clients, risk underwriting and general underwriting support. The position commands a previous exposure to credit risk or commercial underwriting which includes buyer risk evaluation.

Responsibilities include:

• Support growth of the mid-market portfolio (companies with turnover £10m-£200m)
• Supporting New Business underwriters with credit limits and the onboarding of new policyholders and support for general underwriting functions.
• Credit analysis, Limit approval within predefined authorities
• Be able to operate and understand our unique technology offering
• Keeping up to date with market, economic, sector and country news
• Support the monitoring of the mid-market portfolio
• Build strong relationships with brokers, intermediaries, and service providers
• Establish a culture of underwriting excellence through improved underwriting decision making risk selection and data quality including through rigorous adherence to Underwriter Scorecard KPIs
• Self-development utilising available company resources to grow, including regulatory requirements

What you’ll need to succeed

• Previous experience working in trade credit insurance or credit risk
• Understanding of commerce, economics, and accountancy
• Credit analysis or commercial experience (P&L, balance sheet, and cash flow understanding)
• Analytical skills to assess all sizes of companies in a wide range of business sectors, including ability to articulate results, credit risk assessment, problem solve and provide recommendations.
• Able to quickly grasp internal technology platforms to support customers
• Pro-active ‘team player’ who can deliver the team objective as well as individual goals.
• Ensure policies and risks remain compliant with AIG underwriting guidelines, audit requirements, processes, and procedures.
• Ability to build strong relationships based on integrity and trust
• Proficient with Excel and Word.
• Previous experience with Salesforce beneficial
• Good communication skills (written and verbal)
• Excellent customer service disciplines, problem solving mentality
• Ability to self-manage, self-driven and desire to further develop

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honoured that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.