Trade Credit Underwriter in London

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Trade Credit Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Trade Credit Insurance allows clients to trade with confidence with their customers, safe in the knowledge they will get paid for the goods they sell on credit. The product can form part of a company’s risk management and potentially provide capital relief on borrowing costs.

How You Will Create An Impact

We are currently recruiting a Trade Credit Underwriter to join our Middle Market team. The successful candidate will be responsible for promoting the AIG brand through broker engagement and assisting in new business and account management teams with onboarding functions, risk underwriting and general underwriting functions. The position commands a previous exposure to risk or commercial underwriting discipline, which includes buyer risk evaluation or commercial underwriting.

Main Areas Of Responsibility

• Support growth in the Middle market book of business by retaining and growing a portfolio of clients.
• Work as part of the dual pen account management team with a portfolio of clients £10m - £200m turnover to deliver our unique technology platform and provide underwriting functions.
• Maintaining first class customer service experience in line with agreed service levels.
• Supporting New Business underwriters with the procurement and onboarding of new policyholders.
• Credit analysis, limit approval within predefined authorities.
• Keeping up to date with market, economic, sector and country news.
• Support the monitoring of the Mid Market book.
• Build and maintain strong relationships with brokers, intermediaries, and service providers to bring on new business.
• Establish a culture of underwriting excellence through improved underwriting decision making risk selection and data quality including through rigorous adherence to Underwriter Scorecard KPIs.
• Self‑development utilizing available company resources to grow, including regulatory requirements.

What You’ll Need To Succeed

• Previous experience working in trade credit insurance is highly desirable.
• Understanding of commerce, economics, and accountancy.
• Credit analysis or commercial experience is beneficial (P&L, balance sheet, and cash flow understanding).
• Analytical skills to assess all sizes of companies in a wide range of business sectors, including ability to articulate results, credit risk assessment, problem solve and provide recommendations.
• Able to quickly grasp different technology platforms to support customers.
• Pro‑active “team player” who can deliver the team objective as well as individual goals.
• Ensure policies and risks remain compliant with AIG underwriting guidelines, audit requirements, processes, and procedures.
• Ability to build strong relationships based on integrity and trust.
• Proficient with Excel and Word.
• Previous experience with Salesforce beneficial.
• Good communication skills (written and verbal).
• Excellent customer service disciplines, problem solving mentality.
• Ability to self‑manage, self‑driven and desire to further develop.

Enjoy Benefits That Take Care Of What Matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.