Portfolio Solutions - Class Underwriter in London

At Talbot and AIG, we are reimagining the way we help customers to manage risk. Join us as a Portfolio Solutions Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team. Talbot operates within the Lloyd's Insurance Market through Syndicate 1183, Syndicate 2019, Syndicate 2478 and Syndicate 2479. Part of AIG since 2018, Talbot is committed to working with brokers and clients to deliver industry leading solutions. It is headquartered in London with offices in New York and Singapore with more than 350 employees. Talbot writes a diversified portfolio including Crisis Management, Energy, Financial Lines, Marine, Political Risk, Property, Transport and Terrorism. Drawing on our deep industry expertise, Talbot develops tailored insurance solutions that address clients' evolving and often unique needs.

How You Will Create An Impact

• Manage, assess, and underwrite business bound under Portfolio Solutions, ensuring all risks fall within approved underwriting authority levels and policy governance requirements.
• Conduct detailed pre-bind Underwriting reviews, including exposure analysis to determine appetite fit, proposed Coverholder authority levels, underwriting guidelines, and adherence to Lloyd’s and internal AIG/Talbot standards.
• Provide ongoing oversight of individual facility and class performance including bordereaux reviews, Audit reviews, referrals, premium, claims, opportunities.
• Recommend adjustments, improvements, endorsements, or changes to underwriting authorities as part of continuous quality review processes.
• Contribute to portfolio strategy and product development by identifying performance trends and emerging risks within delegated segments.
• Support Business planning, with data-driven insights to help optimise the portfolio and improve profitability.
• Work directly with brokers, coverholders, and internal stakeholders to maintain high service levels and support profitable and sustainable delegated arrangements.

What You’ll Need To Succeed

• Experience in underwriting within a Lloyd’s or company market environment, ideally underwriting Binding authorities and/or Portfolio Solutions.
• Strong analytical skills to interpret risk level data, translate insights into underwriting decisions and make portfolio recommendations.
• Ability to maintain high-quality underwriting files and documentation within the defined underwriting file structure.
• Understanding of underwriting governance, risk appetite frameworks, and file quality expectations, consistent with AIG underwriting policy standards.
• Ability to work cross-functionally with underwriting, actuarial, operations, DA teams, finance and product leadership.
• Excellent communication and relationship-management skills for engaging brokers, coverholders, internal CUOs, and governance teams.
• Proficiency in Excel, Power BI or similar analytical tools.
• A collaborative mindset and ability to thrive in a dynamic, growth-oriented environment.
• Attention to detail and commitment to compliance with Lloyd’s, regulatory, and AIG/Talbot standards.

Enjoy Benefits That Take Care Of What Matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.