At a Glance
- Tasks: Analyse financial data and assess risks for companies in various sectors.
- Company: Join AIG, a global leader in insurance solutions with a focus on innovation.
- Benefits: Comprehensive benefits package, including health, wellbeing, and professional development.
- Why this job: Make a real impact by helping businesses navigate trade credit risks.
- Qualifications: 3-5 years in credit analysis; strong analytical and communication skills required.
- Other info: Inclusive culture that values diversity and supports continuous learning.
The predicted salary is between 36000 - 60000 £ per year.
At AIG, we are reimagining the way we help customers to manage risk. Join us to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.
Make your mark in Trade Credit. AIG’s Credit Lines (Trade Credit, Trade Finance, and Political Risk) help Corporates (medium and large companies), from a wide variety of industry sectors and Financial Institutions, navigate the complexities of local and global business practices by offering non-payment credit insurance solutions.
How You Will Create An Impact
We are looking for a motivated and detail-oriented Credit Analyst to join our Credit Risk Team in London. This position is suited for professionals with a solid grounding in credit analysis and financial assessment who are ready to deepen their expertise in trade credit risk. You will contribute to evaluating buyer risks, supporting underwriting decisions, and helping maintain a high-quality credit portfolio.
Responsibilities
- Perform financial analysis and qualitative assessments of companies across various sectors.
- Preparing credit evaluations and identifying key risks.
- Monitor assigned buyer portfolios and flag emerging risk indicators.
- Prepare clear, concise credit reports and contribute to internal risk discussions.
- Collaborate with underwriting, commercial, and claims teams to support comprehensive risk management.
- Participate in refining internal analysis tools and processes.
What You’ll Need To Succeed
- Minimum 3–5 years of experience in credit analysis, trade finance, commercial banking, or related financial fields.
- Strong analytical skills with the ability to interpret financial statements and assess company performance.
- Interest in and understanding of trade credit insurance principles (experience in the sector is an advantage but not mandatory).
- Strong communication skills, both written and verbal.
- Ability to manage multiple cases and meet deadlines in a fast-paced environment.
- Proficiency with financial analysis tools and relevant software.
- Ability to work under pressure and prioritise.
- Accuracy and attention to detail.
- Any additional language is an extra benefit.
- Bachelor’s degree in economics or related discipline; advanced degree or professional certification (e.g., CFA) is a plus.
Enjoy Benefits That Take Care Of What Matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.
Credit Analyst - Trade Credit employer: AIG
Contact Detail:
AIG Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst - Trade Credit
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and insurance sectors. A quick chat can lead to insider info about job openings or even a referral, which can give you a leg up in the application process.
✨Tip Number 2
Prepare for interviews by researching AIG and its approach to trade credit. Understand their products and recent developments in the industry. This will help you tailor your answers and show that you're genuinely interested in the role.
✨Tip Number 3
Practice your financial analysis skills! Brush up on interpreting financial statements and risk assessment techniques. Being able to demonstrate your analytical prowess during interviews will set you apart from other candidates.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re serious about joining AIG and being part of our mission to manage risk effectively.
We think you need these skills to ace Credit Analyst - Trade Credit
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Analyst role. Highlight your experience in credit analysis and financial assessment, and don’t forget to mention any relevant skills that align with what we’re looking for at AIG.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about trade credit and how your background makes you a perfect fit for our team. Keep it concise but impactful!
Showcase Your Analytical Skills: Since this role requires strong analytical skills, be sure to include examples of how you've successfully interpreted financial statements or assessed company performance in your application. We love seeing real-world applications!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and shows us you’re serious about joining our team at AIG!
How to prepare for a job interview at AIG
✨Know Your Numbers
Brush up on your financial analysis skills before the interview. Be prepared to discuss how you interpret financial statements and assess company performance, as this is crucial for a Credit Analyst role.
✨Understand Trade Credit Insurance
Even if you don't have direct experience in trade credit insurance, show your interest and understanding of its principles. Research AIG's approach to risk management and be ready to discuss how you can contribute to their mission.
✨Prepare Clear Examples
Think of specific examples from your past work that demonstrate your analytical skills and attention to detail. Be ready to explain how you've identified risks and contributed to credit evaluations in previous roles.
✨Ask Insightful Questions
Prepare thoughtful questions about AIG's Credit Risk Team and their processes. This shows your genuine interest in the role and helps you understand how you can fit into their culture of inclusion and innovation.