PI / Cyber Underwriter, Financial Lines in Birmingham

AIG’s underwriters develop insurance solutions that address the exposures of companies and individuals, bringing to market ground-breaking insurance solutions for our changing world. AIG’s underwriters help to find insurance solutions for risks from a range of areas including life insurance, aviation, financial lines, casualty, environmental, catastrophic events, high net worth individuals, and boardroom liabilities.

As an influencer at AIG, people come to you as a “go-to” source for help and support because of your deep knowledge and expertise. As a more experienced team member, you are capable of driving continual improvement and impacting the way that things get done. Because of your influence, whether direct or indirect, we are able to deliver powerful outcomes for our clients.

This role will contribute to the growth of UK Financial Lines by:

• Driving the business plans for our E-trade business development through underwriting new and renewal business on our E-Trading platforms.
• Developing and maintaining relationships with existing brokers.
• Assisting in product development and thought leadership.
• Executing the annual FL strategies.

We are pleased to be recruiting for an Underwriter to join our high-performing e-trade team to:

• Meet individual underwriting expectations to help the team achieve budgeted financial objectives.
• Underwrite within agreed decision making standards, limitations, and underwriting authority.
• Assess desirability of risk through analysis of financial reports and accounts (as required); regular contact with broker; thorough review of proposal; and review of claims history and general company information.
• Use designated Underwriting system(s) to streamline underwriting and information-tracking approach across Profit Centre. Input required data consistently and accurately.
• Provide accurate monthly Management information including, but not limited to, submissions, bind rate, average premium, and total premium as required.
• Provide excellent service to brokers through consistent, timely, and proactive approach to underwriting.
• Exhibit sales orientated behaviours, defined by Management as: motivated, tenacious, focused, technically skilled, proactive, and accountable.
• Build relationships with brokers by attending broker events.
• Ensure all brokers and clients are treated fairly.
• Ensure customer-centric approach.
• Ensure contract certainty.
• Conduct self-audit as required.
• Ensure compliance with key regulatory and risk management responsibilities.

Position Requirements:

• Some underwriting experience is desired in Financial Lines, PI, D&O and/or Cyber experience would be ideal; other relevant professional experience may substitute for underwriting experience.
• Acturis or other online platform experience would be advantageous but not essential, the role is primarily an underwriting one.
• Strong communication skills.
• Time management - ability to handle multiple priorities in a fast paced environment, organise work and meet deadlines.
• Driven by customer service.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development to bring peace of mind to you and your family.

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honoured that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.