At a Glance
- Tasks: Lead the Direct Home Portfolio Underwriting team and drive performance across top UK insurance brands.
- Company: Join Ageas, a leading car and home insurer in the UK with a creative culture.
- Benefits: Enjoy flexible working, 35+ days holiday, health support, and competitive salary packages.
- Other info: Inclusive employer with excellent career growth opportunities and a supportive work environment.
- Why this job: Make a real impact in the insurance industry while developing your leadership skills.
- Qualifications: Experience in home insurance portfolios and strong analytical skills required.
The predicted salary is between 54000 - 80000 £ per year.
We're looking for a Direct Home Portfolio Underwriting Lead to join our Home Underwriting team. This is an exciting opportunity for someone who combines strong underwriting expertise with commercial thinking and a passion for delivering great customer outcomes.
In this role, you'll help steer the performance of our Direct Home portfolio across some of the UK's best-known insurance brands, including esure, Sheilas' Wheels, Saga, RIAS and Ageas. You'll work closely with teams across Pricing, Marketing, Distribution, Claims, Fraud and Product to make sure we continue to grow sustainably while offering competitive products that meet customers' needs.
Main Responsibilities:
- Monitor portfolio performance and identify opportunities and risks.
- Help shape underwriting strategy, risk appetite and growth plans.
- Provide underwriting input into pricing, footprint and channel decisions.
- Partner with Pricing, Marketing, Distribution, Claims and Fraud teams.
- Keep track of market trends, competitor activity and customer behaviour.
- Drive data-led insights to support trading and portfolio performance.
- Present recommendations and performance insights to senior stakeholders.
- Lead, coach and develop a small underwriting team.
Skills and Experience Required:
- Experience managing and analysing Home Insurance portfolios.
- Strong understanding of underwriting, pricing and portfolio performance.
- Commercial mindset with the confidence to influence decisions.
- Knowledge of direct, digital and price comparison website channels.
- Strong analytical and problem-solving skills.
- Good understanding of the UK Home Insurance market and regulatory environment.
- Excellent communication and stakeholder management skills.
- Previous people leadership or team management experience.
At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve Top Employer status in the UK.
Benefits:
- Flexible Working - Smart Working @ Ageas gives employees flexibility around location and working hours.
- A minimum of 35 days holiday (including bank holidays) and the option to buy and sell days.
- Health benefits including Dental Insurance, Health Cash Plan, Health Screening, and Mental Health First Aiders.
- Financial benefits such as 50% off esure and Sheilas' Wheels motor and home insurance, Annual Bonus Schemes, and Competitive Pension.
- Well-being activities, mindfulness sessions, and Sports and Social Club events.
- Maternity/paternity leave entitlements at full pay.
- Partner Life Assurance and Critical Illness cover.
- Deals on various gadgets including Wearables, Tablets and Laptops.
- Car Salary Exchange and Cycle Scheme.
- Return to work programme after maternity leave.
About Ageas: We are one of the largest car and home insurers in the UK. Our People help Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers.
As an inclusive employer, we encourage anyone to apply. We’re a signatory of the Race at Work Charter and Women in Finance Charter, member of iCAN and GAIN. As a Disability Confident Leader, we are committed to ensuring our recruitment processes are fully inclusive.
We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism.
Most roles across Ageas allow a proportion of your time to be spent working from home and we’re open to discussing flexible working, including full-time, part-time or job share arrangements.
Want to be part of a Winning Team? Come and join Ageas.
Direct Home Portfolio UW Lead in Reigate employer: Ageas
At Ageas, we pride ourselves on being an excellent employer, offering a dynamic work culture that fosters flexibility and inclusivity. With a commitment to employee well-being, we provide extensive benefits including flexible working arrangements, generous holiday allowances, and comprehensive health support, all while encouraging professional growth through leadership opportunities. Join us in Reigate and be part of a team that values your contributions and supports your career aspirations in the thriving insurance sector.
