At a Glance
- Tasks: Lead the Direct Home Portfolio Underwriting team and drive performance across top UK insurance brands.
- Company: Join Ageas, a leading car and home insurer in the UK with a creative culture.
- Benefits: Enjoy flexible working, 35+ days holiday, health support, and competitive salary packages.
- Other info: Inclusive employer with excellent career growth opportunities and a supportive work environment.
- Why this job: Make a real impact in the insurance industry while developing your leadership skills.
- Qualifications: Experience in home insurance portfolios and strong analytical skills required.
The predicted salary is between 54000 - 80000 £ per year.
We're looking for a Direct Home Portfolio Underwriting Lead to join our Home Underwriting team. This is an exciting opportunity for someone who combines strong underwriting expertise with commercial thinking and a passion for delivering great customer outcomes.
In this role, you'll help steer the performance of our Direct Home portfolio across some of the UK's best-known insurance brands, including esure, Sheilas' Wheels, Saga, RIAS and Ageas. You'll work closely with teams across Pricing, Marketing, Distribution, Claims, Fraud and Product to make sure we continue to grow sustainably while offering competitive products that meet customers' needs.
Main Responsibilities:
- Monitor portfolio performance and identify opportunities and risks.
- Help shape underwriting strategy, risk appetite and growth plans.
- Provide underwriting input into pricing, footprint and channel decisions.
- Partner with Pricing, Marketing, Distribution, Claims and Fraud teams.
- Keep track of market trends, competitor activity and customer behaviour.
- Drive data-led insights to support trading and portfolio performance.
- Present recommendations and performance insights to senior stakeholders.
- Lead, coach and develop a small underwriting team.
Skills and Experience Required:
- Experience managing and analysing Home Insurance portfolios.
- Strong understanding of underwriting, pricing and portfolio performance.
- Commercial mindset with the confidence to influence decisions.
- Knowledge of direct, digital and price comparison website channels.
- Strong analytical and problem-solving skills.
- Good understanding of the UK Home Insurance market and regulatory environment.
- Excellent communication and stakeholder management skills.
- Previous people leadership or team management experience.
At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve Top Employer status in the UK.
Benefits:
- Flexible Working - Smart Working @ Ageas gives employees flexibility around location and working hours.
- A minimum of 35 days holiday (including bank holidays) and the option to buy and sell days.
- Health benefits including Dental Insurance, Health Cash Plan, Health Screening, and Mental Health First Aiders.
- Financial benefits such as 50% off esure and Sheilas' Wheels motor and home insurance, Annual Bonus Schemes, and Competitive Pension.
- Well-being activities, mindfulness sessions, and Sports and Social Club events.
- Maternity/paternity leave entitlements at full pay.
- Partner Life Assurance and Critical Illness cover.
- Deals on various gadgets including Wearables, Tablets and Laptops.
- Car Salary Exchange and Cycle Scheme.
- Return to work programme after maternity leave.
About Ageas: We are one of the largest car and home insurers in the UK. Our People help Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers.
As an inclusive employer, we encourage anyone to apply. We’re a signatory of the Race at Work Charter and Women in Finance Charter, member of iCAN and GAIN. As a Disability Confident Leader, we are committed to ensuring our recruitment processes are fully inclusive.
We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism.
Most roles across Ageas allow a proportion of your time to be spent working from home and we’re open to discussing flexible working, including full-time, part-time or job share arrangements.
Want to be part of a Winning Team? Come and join Ageas.
Direct Home Portfolio UW Lead in Reigate employer: Ageas
At Ageas, we pride ourselves on being an excellent employer, offering a dynamic work culture that fosters flexibility and inclusivity. With a commitment to employee well-being, we provide extensive benefits including flexible working arrangements, generous holiday allowances, and comprehensive health support, all while encouraging professional growth through leadership opportunities. Join us in Reigate and be part of a team that values your contributions and supports your career aspirations in the thriving insurance sector.
StudySmarter Expert Advice🤫
We think this is how you could land Direct Home Portfolio UW Lead in Reigate
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Ageas). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Ageas. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Direct Home Portfolio UW Lead in Reigate
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Ageas.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Ageas. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Ageas
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Ageas to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Ageas, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Ageas's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
