Direct Household Underwriting Manager
Direct Household Underwriting Manager

Direct Household Underwriting Manager

Bournemouth Full-Time 60000 - 84000 £ / year (est.) Home office (partial)
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Ageas

At a Glance

  • Tasks: Lead and manage the Direct Household underwriting portfolio for profitable growth.
  • Company: Join Ageas, a top UK insurer with a creative and inclusive work culture.
  • Benefits: Enjoy flexible working, 35+ days holiday, health support, and tech discounts.
  • Why this job: Shape underwriting strategies while collaborating with diverse teams in a dynamic environment.
  • Qualifications: 5+ years in senior underwriting or pricing roles with strong technical knowledge required.
  • Other info: Hybrid working options available; commitment to inclusivity and employee well-being.

The predicted salary is between 60000 - 84000 £ per year.

Job Title : Direct Household Underwriting Manager Target Start Date: ASAP Contract Type: Permanent, Part Time, Full Time, Job Share option available Salary Range: Up to £84k, dependent on experience Location: Eastleigh, hybrid Direct Household Underwriter Manager: To manage the performance and profitable development of the Ageas Direct Household portfolio through the effective control of underwriting and business development activity across all distribution channels. As the Direct Underwriting Manager you will play a lead role in shaping our underwriting strategy. You will collaborate with cross-functional teams across Ageas to drive profitable growth and enhance our competitive position in the market. Main Responsibilities as a Direct Household Underwriter Manager: To lead the underwriting management of the Direct Household underwriting portfolio, working with Ageas teams to develop and profitably grow the RIAS and Ageas products and deliver against our strategic ambition and Plan KPIs. Working closely with the wider Household Underwriting, Household Pricing, Technical Underwriting and Strategic Underwriting teams, support the delivery of medium and long term underwriting activity and improvement to continue to push our capabilities to best in class standards. To lead the monitoring of the Direct portfolio; analysing performance, profile of business, underwriting rules and documentation and make underwriting changes/recommendations, as appropriate, to control areas of poor performance and optimise profitable growth. To critically evaluate new product propositions in order to project their scale, profitability and recommend any necessary underwriting changes. To manage, motivate and develop your team in order to meet both business objectives and the development of underwriting expertise, ensuring that effective communication and performance management takes place. Skills and experience you need as a Direct Household Underwriter Manager: A minimum of 5 years’ experience in a personal lines Head Office environment in a senior underwriting and/or pricing role is essential. An excellent understanding of underwriting and pricing principles and experience of a wide range of technical issues, including the construction of policy wording, underwriting footprints and pricing structures. Experience in managing through the performance cycle and clear understanding of the drivers of underwriting results across all key performance indicators in the Direct-to-consumer channel. Able to balance the technical and commercial priorities together in successfully managing a portfolio. At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK. Here are some of the benefits you can enjoy at Ageas: Flexible Working- Smart Working @ Ageasgives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days. Supporting your Health- Dental InsuranceHealth Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Yoga, Mindfulness. Supporting your Wealth- Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans. Supporting you at Work- Well-being activities, yoga, mindfulness sessions, Sports and Social Club events and more. Supporting you and your Family- Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay. Benefits for Them- Partner Life Assurance and Critical Illness cover. Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops. Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover. Supporting you back to work- Returnto work programme after maternity leave. About Ageas: We are one of the largest car and home insurers in the UK. Our People help Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers. As an inclusive employer, we encourage anyone to apply. We’re a signatory of the Race at Work Charter and Women in Finance Charter ,member of iCAN and GAIN .As a Disability Confident Leader ,we are committed to ensuring our recruitment processes are fully inclusive. That means if you are applying for a job with us, you will have fair access to support and adjustments throughout your recruitment experience.If the list does not cover the support you need, please contact our Recruitment Team to discuss how they can help. We also guarantee an interview for applicants with a disability who meet the minimum criteria for the role. For more information, please see Ageas Everyone . We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism. Our aim is to have great people everywhere in our business and we’re always looking for outstanding people to join us. Most roles across Ageas allow a proportion of your time to be spent working from home and we’re open to discussing flexible working, including full-time, part-time or job share arrangements.To find out more about Ageas, see About Us . Important Notice – Recruitment Scam Alert :Weare aware of fraudulent activity whereby individuals are being contacted withfake job offers claiming to be from Ageas, often for remote roles such asAdministrative Assistants. These scams may include offers of high hourly payand requests for upfront payments or deposits.Please be aware thatAgeas will never ask for money at any stage of the recruitment process.Ageaswill always ask you to make an application via our Company Websites and alllegitimate Ageas job opportunities are listed on our official careers pageswithin. Communication will only come from verified Ageas email addresses and ifyou are unsure about the legitimacy of a job offer or communications you arereceiving, please contact recruitment@ageas.co.uk with the subject FRAUD. Want to be part of a Winning Team? Come and join Ageas. Click on the ‘Apply button’ to be considered. #J-18808-Ljbffr

Direct Household Underwriting Manager employer: Ageas

At Ageas, we pride ourselves on being a top employer in the UK, offering a flexible working environment that supports both personal and professional growth. Our commitment to employee well-being is reflected in our extensive benefits package, including generous holiday allowances, health support initiatives, and opportunities for career development. Located in Eastleigh, our hybrid work model allows you to balance your work and home life effectively while contributing to a thriving, inclusive culture that values innovation and collaboration.
Ageas

Contact Detail:

Ageas Recruiting Team

recruitment@ageas.co.uk

StudySmarter Expert Advice 🤫

We think this is how you could land Direct Household Underwriting Manager

✨Tip Number 1

Familiarise yourself with Ageas's current Direct Household portfolio and their underwriting strategies. Understanding their products and market position will help you articulate how your experience aligns with their goals during discussions.

✨Tip Number 2

Network with professionals in the insurance industry, particularly those who have experience with Ageas or similar companies. Engaging with them can provide insights into the company culture and expectations for the Direct Household Underwriting Manager role.

✨Tip Number 3

Prepare to discuss specific examples of how you've successfully managed underwriting portfolios in the past. Highlight your ability to balance technical and commercial priorities, as this is crucial for the role.

✨Tip Number 4

Stay updated on industry trends and regulatory changes that could impact underwriting practices. Demonstrating your knowledge of these factors can set you apart as a candidate who is proactive and well-informed.

We think you need these skills to ace Direct Household Underwriting Manager

Underwriting Management
Personal Lines Insurance Knowledge
Pricing Principles
Performance Analysis
Technical Underwriting Expertise
Portfolio Management
Cross-Functional Collaboration
Strategic Planning
Team Leadership
Communication Skills
Problem-Solving Skills
Data Analysis
Regulatory Compliance
Market Analysis
Customer Focus

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience in underwriting and pricing, especially in personal lines. Use specific examples that demonstrate your ability to manage portfolios and lead teams effectively.

Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Discuss how your skills align with the responsibilities of the Direct Household Underwriting Manager position, particularly your experience in developing underwriting strategies.

Highlight Key Achievements: When detailing your work history, focus on quantifiable achievements. For instance, mention any successful projects where you improved underwriting performance or contributed to profitable growth.

Showcase Leadership Skills: Since the role involves managing and developing a team, emphasise your leadership experience. Provide examples of how you've motivated teams, managed performance, and fostered effective communication in previous roles.

How to prepare for a job interview at Ageas

✨Understand the Underwriting Landscape

Make sure you have a solid grasp of underwriting principles and practices, especially in personal lines. Familiarise yourself with Ageas's products and how they fit into the market to demonstrate your knowledge during the interview.

✨Showcase Leadership Skills

As a Direct Household Underwriting Manager, you'll need to lead a team effectively. Prepare examples of how you've motivated and developed teams in the past, focusing on communication and performance management.

✨Prepare for Technical Questions

Expect questions that delve into technical issues like policy wording and pricing structures. Brush up on your understanding of these areas and be ready to discuss how you've tackled similar challenges in previous roles.

✨Demonstrate Strategic Thinking

Be prepared to discuss how you would shape underwriting strategies and drive profitable growth. Think about specific examples where you've evaluated product propositions or made recommendations based on performance analysis.

Direct Household Underwriting Manager
Ageas
Location: Bournemouth
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