At a Glance
- Tasks: Lead the Direct Home Portfolio Underwriting team and drive performance across top UK insurance brands.
- Company: Join Ageas, a leading car and home insurer in the UK with a creative culture.
- Benefits: Enjoy flexible working, 35+ days holiday, health support, and competitive salary packages.
- Other info: Inclusive employer with excellent career growth opportunities and a supportive work environment.
- Why this job: Make a real impact on customer outcomes while developing your leadership skills.
- Qualifications: Experience in managing Home Insurance portfolios and strong analytical skills required.
The predicted salary is between 54000 - 80000 £ per year.
We're looking for a Direct Home Portfolio Underwriting Lead to join our Home Underwriting team. This is an exciting opportunity for someone who combines strong underwriting expertise with commercial thinking and a passion for delivering great customer outcomes. In this role, you'll help steer the performance of our Direct Home portfolio across some of the UK's best-known insurance brands, including esure, Sheilas' Wheels, Saga, RIAS and Ageas. You'll work closely with teams across Pricing, Marketing, Distribution, Claims, Fraud and Product to make sure we continue to grow sustainably while offering competitive products that meet customers' needs.
Main Responsibilities:
- Monitor portfolio performance and identify opportunities and risks.
- Help shape underwriting strategy, risk appetite and growth plans.
- Provide underwriting input into pricing, footprint and channel decisions.
- Partner with Pricing, Marketing, Distribution, Claims and Fraud teams.
- Keep track of market trends, competitor activity and customer behaviour.
- Drive data-led insights to support trading and portfolio performance.
- Present recommendations and performance insights to senior stakeholders.
- Lead, coach and develop a small underwriting team.
Skills and experience you need:
- Experience managing and analysing Home Insurance portfolios.
- Strong understanding of underwriting, pricing and portfolio performance.
- Commercial mindset with the confidence to influence decisions.
- Knowledge of direct, digital and price comparison website channels.
- Strong analytical and problem-solving skills.
- Good understanding of the UK Home Insurance market and regulatory environment.
- Excellent communication and stakeholder management skills.
- Previous people leadership or team management experience.
Benefits you can enjoy at Ageas:
- Flexible Working - Smart Working @ Ageas gives employees flexibility around location and working hours.
- Minimum of 35 days holiday (including bank holidays) with options to buy and sell days.
- Health benefits including Dental Insurance, Health Cash Plan, Health Screening, and Well Being Activities.
- Financial benefits such as 50% off motor and home insurance, Annual Bonus Schemes, and Competitive Pension.
- Well-being activities, mindfulness sessions, and Sports and Social Club events.
- Maternity and paternity leave entitlements at full pay.
- Tech deals on gadgets including Wearables, Tablets and Laptops.
- Car Salary Exchange and Cycle Scheme.
- Return to work programme after maternity leave.
About Ageas: We are one of the largest car and home insurers in the UK. Our People help Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers. As an inclusive employer, we encourage anyone to apply. We’re a signatory of the Race at Work Charter and Women in Finance Charter, member of iCAN and GAIN. As a Disability Confident Leader, we are committed to ensuring our recruitment processes are fully inclusive.
Direct Home Portfolio UW Lead employer: Ageas
Ageas is an excellent employer that fosters a collaborative and innovative work culture, where employees are empowered to contribute to meaningful projects like large-scale integration programmes. With a strong focus on professional development, you will have ample opportunities for growth and advancement while enjoying the benefits of a supportive team environment in a dynamic industry. Located in a vibrant area, Ageas offers unique advantages such as flexible working arrangements and a commitment to employee well-being.
