Direct Household Underwriting Manager

Direct Household Underwriting Manager

Full-Time 60000 - 84000 £ / year (est.) No working from home possible
Ageas UK

At a Glance

  • Tasks: Lead the Direct Household underwriting portfolio and drive profitable growth.
  • Company: Ageas is a top UK insurer, dedicated to innovation and customer service.
  • Benefits: Enjoy flexible working, 35+ days holiday, health support, and tech discounts.
  • Other info: Inclusive employer with flexible work options and a commitment to diversity.
  • Why this job: Shape underwriting strategy in a collaborative environment with a focus on growth.
  • Qualifications: 5+ years in senior underwriting or pricing roles required.

The predicted salary is between 60000 - 84000 £ per year.

Ageas UK Chandler\'s Ford, England, United Kingdom

Direct Household Underwriting Manager

Ageas UK Chandler\'s Ford, England, United Kingdom

1 week ago Be among the first 25 applicants

Job Title: Direct Household Underwriting Manager
Target Start Date: ASAP
Contract Type: Permanent, Part Time, Full Time, Job Share option available
Salary Range: Up to £84k, dependent on experience
Location: Eastleigh, hybrid
Direct Household Underwriter Manager: To manage the performance and profitable development of the Ageas Direct Household portfolio through the effective control of underwriting and business development activity across all distribution channels.
As the Direct Underwriting Manager you will play a lead role in shaping our underwriting strategy. You will collaborate with cross-functional teams across Ageas to drive profitable growth and enhance our competitive position in the market.
Main Responsibilities as a Direct Household Underwriter Manager:

  • To lead the underwriting management of the Direct Household underwriting portfolio, working with Ageas teams to develop and profitably grow the RIAS and Ageas products and deliver against our strategic ambition and Plan KPIs.
  • Working closely with the wider Household Underwriting, Household Pricing, Technical Underwriting and Strategic Underwriting teams, support the delivery of medium and long term underwriting activity and improvement to continue to push our capabilities to best in class standards.
  • To lead the monitoring of the Direct portfolio; analysing performance, profile of business, underwriting rules and documentation and make underwriting changes/recommendations, as appropriate, to control areas of poor performance and optimise profitable growth.
  • To critically evaluate new product propositions in order to project their scale, profitability and recommend any necessary underwriting changes.
  • To manage, motivate and develop your team in order to meet both business objectives and the development of underwriting expertise, ensuring that effective communication and performance management takes place.
Skills and experience you need as a Direct Household Underwriter Manager:
  • A minimum of 5 years’ experience in a personal lines Head Office environment in a senior underwriting and/or pricing role is essential.
  • An excellent understanding of underwriting and pricing principles and experience of a wide range of technical issues, including the construction of policy wording, underwriting footprints and pricing structures.
  • Experience in managing through the performance cycle and clear understanding of the drivers of underwriting results across all key performance indicators in the Direct-to-consumer channel. Able to balance the technical and commercial priorities together in successfully managing a portfolio.
At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.
Here are some of the benefits you can enjoy at Ageas:
Flexible Working- Smart Working @ Ageas gives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.
Supporting your Health- Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Yoga, Mindfulness.
Supporting your Wealth- Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.
Supporting you at Work- Well-being activities, yoga, mindfulness sessions, Sports and Social Club events and more.
Supporting you and your Family- Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.
Benefits for Them- Partner Life Assurance and Critical Illness cover.
Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops.
Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover.
Supporting you back to work- Return to work programme after maternity leave.
About Ageas:
We are one of the largest car and home insurers in the UK.Our Peoplehelp Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers.
As an inclusive employer, we encourage anyone to apply. We’re a signatory of the Race at Work Charter and Women in Finance Charter, member of iCAN and GAIN. As a Disability Confident Leader, we are committed to ensuring our recruitment processes are fully inclusive. That means if you are applying for a job with us, you will have fair access to support and adjustments throughout your recruitment experience. If the list does not cover the support you need, please contact our Recruitment Team to discuss how they can help. We also guarantee an interview for applicants with a disability who meet the minimum criteria for the role. For more information, please see Ageas Everyone.
We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism.
Our aim is to have great people everywhere in our business and we’re always looking for outstanding people to join us. Most roles across Ageas allow a proportion of your time to be spent working from home and we’re open to discussing flexible working, including full-time, part-time or job share arrangements. To find out more about Ageas, see About Us.
Important Notice – Recruitment Scam Alert: We are aware of fraudulent activity whereby individuals are being contacted with fake job offers claiming to be from Ageas, often for remote roles such as Administrative Assistants. These scams may include offers of high hourly pay and requests for upfront payments or deposits. Please be aware that Ageas will never ask for money at any stage of the recruitment process. Ageas will always ask you to make an application via our Company Websites and all legitimate Ageas job opportunities are listed on our official careers pages within. Communication will only come from verified Ageas email addresses and if you are unsure about the legitimacy of a job offer or communications you are receiving, please contact recruitment@ageas.co.uk with the subject FRAUD.
Want to be part of a Winning Team? Come and join Ageas.
Click on the ‘Apply button’ to be considered.

Seniority level

  • Seniority level

    Mid-Senior level

Employment type

  • Employment type

    Full-time

Job function

  • Job function

    Finance and Sales
  • Industries

    Insurance

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Direct Household Underwriting Manager employer: Ageas UK

At Ageas UK, located in Chandler's Ford, we pride ourselves on being an excellent employer that champions flexibility and employee well-being. With a strong focus on professional development, our inclusive work culture fosters collaboration and innovation, offering extensive benefits such as generous holiday allowances, health support, and opportunities for part-time or job-share arrangements. Join us to be part of a thriving team dedicated to delivering exceptional service while enjoying a balanced work-life experience.

Ageas UK

Contact Details:

Ageas UK Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Direct Household Underwriting Manager

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We think you need these skills to ace Direct Household Underwriting Manager

Underwriting Expertise
Pricing Strategy Development
Performance Analysis
Team Leadership
Cross-Functional Collaboration
Risk Assessment
Technical Underwriting Knowledge

Some tips for your application 🫡

Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.

Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.

Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Ageas UK.

Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Ageas UK. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.

How to prepare for a job interview at Ageas UK

Know Your Numbers: Insurance Fundamentals

Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Ageas UK to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.

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Prepare for Behavioural Questions

As a full-timer at Ageas UK, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.

Know the Company Culture Inside Out

Understanding Ageas UK's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.