At a Glance
- Tasks: Lead the Direct Home Portfolio Underwriting team and drive performance across top UK insurance brands.
- Company: Join Ageas, a top employer in the UK with a focus on employee well-being.
- Benefits: Enjoy flexible working, 35+ days holiday, health support, and tech discounts.
- Other info: Dynamic work environment with excellent career growth opportunities.
- Why this job: Make a real impact in the insurance industry while developing your leadership skills.
- Qualifications: Experience in home insurance portfolios and strong analytical skills required.
Direct Home Portfolio Underwriting Lead
We're looking for a Direct Home Portfolio Underwriting Lead to join our Home Underwriting team.
This is an exciting opportunity for someone who combines strong underwriting expertise with commercial thinking and a passion for delivering great customer outcomes.
In this role, you'll help steer the performance of our Direct Home portfolio across some of the UK's best-known insurance brands, including esure, Sheilas' Wheels, Saga, RIAS and Ageas.
You'll work closely with teams across Pricing, Marketing, Distribution, Claims, Fraud and Product to make sure we continue to grow sustainably while offering competitive products that meet customers' needs.
Main Responsibilities as Direct Home Portfolio Underwriting Lead
- Monitor portfolio performance and identify opportunities and risks.
- Help shape underwriting strategy, risk appetite and growth plans.
- Provide underwriting input into pricing, footprint and channel decisions.
- Partner with Pricing, Marketing, Distribution, Claims and Fraud teams.
- Keep track of market trends, competitor activity and customer behaviour.
- Drive data-led insights to support trading and portfolio performance.
- Present recommendations and performance insights to senior stakeholders.
- Lead, coach and develop a small underwriting team.
- Skills and experience you need as Direct Home Portfolio Underwriting Lead
- Experience managing and analysing Home Insurance portfolios.
- Strong understanding of underwriting, pricing and portfolio performance.
- Commercial mindset with the confidence to influence decisions.
- Knowledge of direct, digital and price comparison website channels.
- Strong analytical and problem-solving skills.
- Good understanding of the UK Home Insurance market and regulatory environment.
- Excellent communication and stakeholder management skills.
- Previous people leadership or team management experience.
At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.
Here are some of the benefits you can enjoy at Ageas
- Flexible Working- Smart Working @ Ageas gives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc.
We also offer all our vacancies part-time/job-shares.
We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.
- Supporting your Health- Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Mindfulness.
- Supporting your Wealth- 50% off esure and Sheilas' Wheels motor and home insurance, Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.
- Supporting you at Work- Well-being activities, mindfulness sessions, Sports and Social Club events and more.
- Supporting you and your Family- Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.
- Benefits for Them- Partner Life Assurance and Critical Illness cover.
- Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops.
- Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover.
- Supporting you back to work- Return to work programme after maternity leave
Direct Home Portfolio UW Lead in Reigate employer: Ageas Insurance Ltd
Ageas Insurance Ltd is an exceptional employer, offering a dynamic work environment that fosters professional growth and development. With a strong emphasis on financial governance and compliance, employees benefit from competitive salaries and a comprehensive benefits package, all while being part of a company that values integrity and collaboration during this exciting phase of growth.
StudySmarter Expert Advice🤫
We think this is how you could land Direct Home Portfolio UW Lead in Reigate
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Ageas Insurance Ltd). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Ageas Insurance Ltd. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Direct Home Portfolio UW Lead in Reigate
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Ageas Insurance Ltd.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Ageas Insurance Ltd. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Ageas Insurance Ltd
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Ageas Insurance Ltd to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Ageas Insurance Ltd, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Ageas Insurance Ltd's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
