Plan Review Equity Release Adviser in Leeds

Package Competitive salary and generous benefits package.

• 25 days annual leave
• Holiday purchase/sale scheme
• Additional birthday day off
• Westfield health to claim back a range of medical expenses
• Cycle to work
• Employee discounts on our products including mortgage advice, wills and LPAs

Hours of work 37.5 hours per week, however, hours of work will be flexible and dictated by the needs of the business, therefore it is expected that the successful applicant will work those hours necessary to successfully discharge the duties of the role, including evenings and weekends. Out of hours cover is also required as per a rota.

The role

Overview As a Plan Review Equity Release adviser, you will play a vital role in helping customers with their later life aspirations, providing expert advice over the phone to customers with an existing equity release plan in place. You’ll be the voice of Age Partnership, guiding customers through important financial decisions and ensuring they receive the very best service, all in line with the Financial Conduct Authority’s expectations.

Key Outputs

• Engage with customers via pre-qualified appointments, delivering tailored later life lending advice in line with each individual’s objectives and circumstances.
• Prepare and provide comprehensive recommendation packs, including KFIs and in line with the company’s best practice.
• Meet targets and promote Age Partnership as the UK’s premier advisor in the field of later life lending.
• Collaborate with the Compliance team to develop a compliant approach to commercial activity.
• Ensure that records are kept appropriately in line with the company’s record keeping and file quality requirements.
• Communicate the outcome of property valuations and offers to customers.
• Adhere at all times to the principles of “Treating Customers Fairly” and Consumer Duty.
• Develop appropriate relationships with lenders.
• Ensure that competence to provide advice is maintained and a programme of CPD is undertaken and documented.
• Other ad-hoc duties as and when required by the business.

About us

Not your typical financial services firm… Established in 2004, Age Partnership has held true to its pledge to improve the markets in which we operate for the benefit of customers. We do this by delivering world-class customer experiences, continually innovating and embracing digital technology to make dealing with the company both efficient and engaging. At Age Partnership we accept nothing other than being the best at what we do, and this objective is reinforced by an environment in which colleagues are encouraged to engage, to learn and to flourish. Significant in-house training and development facilities and empowerment of colleagues are just a couple of components that have helped this culture to thrive. We strive in becoming a household name that is synonymous with excellence. Added to this we want to work, collaborating with all our partners and suppliers to enable our customers benefit from the relationship. It sounds simple but it needs to be worked on to achieve.

Our Values

• Customer first
• Be Respectful – Treat customers and colleagues at all levels with dignity and respect.
• Show awareness – Be aware of how your actions and behaviours affect customers, colleagues and the business.
• Go Above & Beyond – Always aim to exceed expectations, giving your very best to every customer and colleague.
• Raise the bar
• Embrace Change – Treat change as an opportunity to improve, welcoming new ideas and ways of working.
• Commit to Development – Take responsibility for your personal development and that of the business.
• Be Proud & Lead By Example – Take pride in yourself and your work, acting as a positive role model for others.
• Do the right thing
• Be Accountable – Take responsibility for your actions and learn from any mistakes.
• Keep Your Promises – Do what you say you’ll do, when you say you’ll do it.
• Be Courageous & Honest – Speak up for what you believe in and welcome the opportunity to give and receive constructive feedback.
• Win together
• Collaborate & Share – Be generous with your time and ideas, working with and for the wider team.
• Appreciate others – Recognise the contribution made by every colleague to the success of our business.
• Focus on Solutions – Show resilience and determination, focusing on the solution not the problem.

The person

Overview A self-motivated, proactive and outcome driven individual who has the ability to thrive within a fast-paced environment whilst delivering both later life financial advice and customer service of the highest quality.

Skills and knowledge

Essential

• A minimum of 6 months’ experience as a regulated Equity Release adviser
• The ability to work on individual initiative whilst fitting into a vibrant and enthusiastic team environment
• Evidence of sustained performance and compliant practice
• Highly motivated with proven track record of strong performance in previous regulated role
• Excellent written and verbal communication skills
• The ability to manage time efficiently
• A caring and empathetic attitude with a genuine desire to talk with and help customers

Desirable

• Experience of telephone-based financial advice
• Experience of advising existing equity release customers looking to release further funds or provide product switches

Qualifications

Financial services qualifications

Mandatory

• Certificate in Mortgage Advice and Practice (CeMAP) or equivalent
• Certificate in Regulated Equity Release (CeRER) or equivalent

This job description is not exhaustive and serves only as a broad outline of the duties required. This job description may be amended as necessary.