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For Companies At a Glance
- Tasks: Lead credit risk management and innovate underwriting processes to minimize risks.
- Company: Join Moniepoint, Africa's leading financial ecosystem, processing $182 billion in 2023.
- Benefits: Enjoy a people-first culture, attractive salary, and continuous learning opportunities.
- Why this job: Be part of a dynamic team that values creativity and collaboration in a fast-paced environment.
- Qualifications: Requires a B.Sc/H.ND and 5 years in credit risk or lending roles.
- Other info: Embrace a diverse and inclusive workplace where every voice matters.
The predicted salary is between 72000 - 108000 £ per year.
Moniepoint is Africa’s all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer.
About the role
The Head of Credit Risk Management is responsible for ensuring the implementation of top-tier credit underwriting policies aimed at minimizing credit risk and non-performing loans.
Candidates must demonstrate expertise in credit underwriting processes, possessing a profound understanding of their underlying principles and objectives. Additionally, they should exhibit creativity, critical thinking skills, and the ability to innovate and streamline the underwriting process effectively.
Our approach prioritizes improvement based on merit rather than conformity to conventional practices. It is imperative for candidates to possess a thorough comprehension of credit assessment, supported by factual evidence and data-driven insights.
Furthermore, fostering a collaborative relationship with credit business leaders is crucial. Rather than adopting an adversarial stance, the Head of Credit Risk Management should strive for a supportive partnership to facilitate the growth of a robust and high-performing loan portfolio, while maintaining operational speed and agility.
Analytical prowess is essential, particularly in interpreting and leveraging existing credit data, which serves as a valuable repository of insights.
Key Responsibilities
- Innovate and optimize the underwriting process, leveraging creativity and critical thinking to drive improvements.
- Foster a culture of continuous improvement, constantly seeking opportunities to enhance efficiency and effectiveness.
- Analyze existing credit data to extract insights and inform strategic decision-making.
- Stay abreast of industry trends and regulatory developments, ensuring compliance with relevant standards and regulations.
- Develop and maintain risk management frameworks to mitigate potential credit risks and enhance overall risk management practices.
- Provide leadership and guidance to the credit risk management team, fostering professional development and excellence in performance.
- Perform all other credit risk related functions as may be assigned by a supervisor.
Requirements
- A minimum of a B.Sc/H.ND in any business related discipline.
- A minimum of 5 years experience in lending in a credit risk related role.
- Demonstrable knowledge of credit risk analysis and credit monitoring.
- A good knowledge of financial analysis is an added advantage.
Skills
- Data analysis.
- People Management.
- Performance Management.
- Training and People Development.
What we can offer you
- Culture – We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
- Learning – We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
- Compensation – You’ll receive an attractive salary, plus other benefits.
What to expect in the hiring process
- A preliminary phone call with one of our recruiters.
- A panel technical interview with existing SVP Loans.
- A technical interview with the MD of Moniepoint Mfb.
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Help Us Support Diversity at Moniepoint
At Moniepoint, we are committed to fostering a diverse and inclusive work environment. We do not discriminate based on gender identity, orientation, or other personal characteristics. To help us track and improve our recruitment efforts and ensure we are meeting our gender inclusion goals, we kindly ask you to answer the following demographic questions. Your responses are voluntary and will not impact your application in any way. Thank you for helping us build a more inclusive team.
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Head of Credit Risk Management Remote, London, United Kingdom employer: Afriwallstreet
Contact Detail:
Afriwallstreet Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Credit Risk Management Remote, London, United Kingdom
✨Tip Number 1
Make sure to showcase your expertise in credit underwriting processes during the interview. Prepare specific examples of how you've innovated or streamlined these processes in your previous roles.
✨Tip Number 2
Foster a collaborative mindset. Be ready to discuss how you can build supportive relationships with credit business leaders, emphasizing your ability to work as a partner rather than an adversary.
✨Tip Number 3
Stay updated on industry trends and regulatory developments. Demonstrating your knowledge of current standards will show that you are proactive and committed to compliance in credit risk management.
✨Tip Number 4
Highlight your analytical skills by preparing to discuss how you've used data analysis to inform strategic decision-making in past roles. Be specific about the insights you've gained from credit data.
We think you need these skills to ace Head of Credit Risk Management Remote, London, United Kingdom
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Head of Credit Risk Management position. Tailor your application to highlight your relevant experience in credit underwriting and risk management.
Highlight Relevant Experience: In your CV and cover letter, emphasize your minimum of 5 years of experience in lending and credit risk roles. Provide specific examples of how you've successfully managed credit risk and improved underwriting processes in previous positions.
Showcase Analytical Skills: Demonstrate your analytical prowess by including examples of how you've used data analysis to inform strategic decisions. Mention any tools or methodologies you are familiar with that can enhance credit assessment.
Emphasize Collaboration: Since fostering a collaborative relationship with credit business leaders is crucial, include instances where you've successfully partnered with other teams to achieve common goals. Highlight your people management and training skills as well.
How to prepare for a job interview at Afriwallstreet
✨Showcase Your Credit Risk Expertise
Be prepared to discuss your experience in credit risk management in detail. Highlight specific examples of how you've implemented underwriting policies and minimized credit risk in previous roles.
✨Demonstrate Analytical Skills
Prepare to analyze and interpret credit data during the interview. Bring examples of how you've used data-driven insights to inform strategic decisions and improve processes.
✨Emphasize Collaboration
Since fostering relationships with credit business leaders is crucial, be ready to share instances where you've successfully collaborated with others to achieve common goals, rather than taking an adversarial approach.
✨Stay Updated on Industry Trends
Research current trends and regulatory developments in credit risk management. Being knowledgeable about the industry will demonstrate your commitment to continuous improvement and compliance.
