At a Glance
- Tasks: Lead the development of innovative savings and mortgage products that truly meet customer needs.
- Company: Join Afin Bank, a forward-thinking UK bank focused on inclusive financial solutions.
- Benefits: Enjoy competitive salary, generous leave, private medical insurance, and a strong pension plan.
- Other info: Collaborative environment with opportunities for professional growth and development.
- Why this job: Make a real impact by creating banking solutions that empower diverse communities.
- Qualifications: Experience in product management and a passion for customer-centric innovation.
Afin Bank is a UK Bank designed for individuals whose financial needs often go beyond traditional banking models. It caters to a diverse clientele, including self-employed professionals, foreign nationals, and high-net-worth individuals. Afin Bank offers a range of services, including savings accounts, mortgages, and investments, all aimed at helping customers achieve their financial goals. Our products are tailored to meet the unique circumstances of their clients, ensuring that everyone’s financial journey is supported and inclusive.
Driven by our vision to make banking simple, fair, and built around the customer, we combine expert understanding with innovative thinking to help people achieve their financial goals with confidence. Our mission is to support individuals and communities that are often overlooked by traditional lenders, creating a safe and inclusive environment where customers feel understood, valued, and empowered to succeed. Backed by WAICA Reinsurance Corporation Plc, one of the world’s leading reinsurance groups, Afin Bank is built on a strong foundation of financial strength, expertise, and long-term stability. We are committed to delivering straightforward, supportive banking solutions that help our customers build stability, grow wealth, and plan confidently for the future.
The Senior Product Manager will be responsible for developing, managing, and enhancing the bank’s savings and mortgage products, ensuring they deliver customer value, support commercial objectives, and comply with regulatory requirements. The role will contribute to the delivery of the bank’s product strategy through effective product development, lifecycle management, and continuous improvement of customer propositions. You will work closely with colleagues across risk, compliance, operations, technology, marketing, and commercial teams to identify customer needs, assess market opportunities, and deliver innovative, compliant, and commercially sustainable products.
They will champion customer‑centric thinking and support the development of simple, accessible, and digitally enabled product propositions that respond to changing customer expectations, market conditions, and regulatory developments. The role holder will be responsible for monitoring product performance, identifying opportunities for optimisation and growth, and ensuring products remain competitive and aligned to business objectives. They will support product governance and risk management activities, using data, customer insight, and market intelligence to inform recommendations and enhance product outcomes while contributing to the bank’s wider strategic goals.
- Strategic Product Management
- Contribute to the development of the vision, positioning, and value proposition for the savings product, informed by customer insight, market trends, and business objectives.
- Translate customer, commercial, and regulatory requirements into product enhancements and new product opportunities.
- Develop and maintain the product roadmap, making recommendations on priorities, trade‑offs, and delivery plans.
- Collaborate with stakeholders to ensure product initiatives support wider business goals and growth ambitions.
- Delivery & Execution
- Manage the end‑to‑end delivery of savings product developments, from concept and design through to launch and ongoing optimisation.
- Work closely with internal teams and external partners to deliver compliant, scalable, and customer‑focused solutions.
- Monitor product performance against agreed metrics, including customer adoption, engagement, satisfaction, and commercial outcomes.
- Identify and manage risks, dependencies, and delivery challenges, escalating issues where appropriate and driving timely resolution.
- Customer & Market Insight
- Build a strong understanding of customer needs, behaviours, and pain points through research, analysis, customer feedback, and testing.
- Monitor competitor activity, market developments, and regulatory changes to identify opportunities and inform product decisions.
- Use customer and market insights to support product enhancements and improve customer outcomes.
- Advocate for a customer‑centric approach across product development and decision-making.
- Collaboration & Influence
- Act as a subject matter expert for the savings product, providing guidance and insight to stakeholders across the business.
- Build strong working relationships across compliance, risk, operations, technology, marketing, and commercial teams to support successful product delivery.
- Contribute to the continuous improvement of product management practices, governance, and ways of working.
- Support and influence stakeholders through clear communication, data‑driven recommendations, and effective collaboration across the organisation.
- MI and Performance Dashboards
- Build and maintain performance dashboards that give the information required to make management decisions in regards to both the Savings and Mortgage products.
Key Responsibilities and Skills
- Proven ability to execute product strategies aligned to business goals and regulatory requirements.
- Commercial awareness, with experience of managing P&L and driving profitability.
- Knowledge of market trends, competitor activity, and emerging technologies impacting the banking sector.
- Knowledge of product lifecycle management, from concept through launch, maintenance, and retirement.
- Ability to foster cross‑functional collaboration with technology, operations, compliance, and commercial teams.
£60,000 - £70,000 a year
Benefits and Values
- Our Values
- Curiosity
- Togetherness
- Empowerment
- Innovation
- Benefits
- 6x life assurance
- 26 days annual leave
- BUPA private medical insurance
- 15% pension (5% employee contribution and double matched as 10% employer contribution)
- Annual discretionary bonus eligibility
- Access to a suite of competitive benefits under Health and Wellbeing
Senior Product Manager, Savings and Mortgages in Birmingham employer: Afin Bank Limited
At Afin Bank, we pride ourselves on being an exceptional employer that champions inclusivity and innovation in the banking sector. Our collaborative work culture fosters empowerment and curiosity, providing employees with ample opportunities for professional growth and development. Located in the UK, we offer competitive benefits such as a generous pension scheme, private medical insurance, and a supportive environment where your contributions directly impact our mission to serve diverse communities effectively.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Product Manager, Savings and Mortgages in Birmingham
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Afin Bank Limited. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Product Manager, Savings and Mortgages in Birmingham
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Afin Bank Limited.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Afin Bank Limited's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Afin Bank Limited
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Afin Bank Limited.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Afin Bank Limited will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Afin Bank Limited employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
