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- Tasks: Join us as a Senior Business Analyst to implement enterprise payment systems and optimise cash management.
- Company: Be part of a leading fintech revolutionising treasury management with innovative software solutions.
- Benefits: Enjoy hybrid working, competitive salary, and the chance to work with cutting-edge technology.
- Why this job: Shape the future of payment processing while tackling real-world financial challenges in a dynamic environment.
- Qualifications: 7+ years in Payment Systems with expertise in global payment formats and integration.
- Other info: Opportunity to work with advanced technologies and make a significant impact in the fintech space.
The predicted salary is between 48000 - 72000 £ per year.
Payment Systems – Senior Technical Business Analyst
Location: London, UK (Hybrid working available 1-2 days per week)
About Us: Our client is a leading fintech company specialising in treasury management software solutions. Their platform helps global organisations optimise their cash management, risk management, and treasury operations through cutting-edge technology and innovative solutions. They are on an ambitious journey to build the world\’s most advanced payment processing platform.
Role Overview: Senior Business Analyst role focusing on enterprise payment systems implementation, requiring expert knowledge of global payment formats, schemes, and processing components.
Key Technical Knowledge Required:
- SWIFT MT message series (MT101, MT103, MT202 incl. ACK/NACK flows)
- Fedwire and CHIPS formats, Regional ACH formats across different geographical regions
- XML and JSON payment structures (API)
- Cross-border payment requirements
- High-Value Payment Systems (HVPS)
- Message transformation services
- Payment routing engines
- Sanction screening integration
- Payment warehousing systems
- Format conversion services
- Payment status tracking
- Payment repair workflows
- Return and recall processing
- Duplicate checking services
Key Responsibilities:
Requirements Documentation:
- Write detailed user stories following the Who/What/Why format to ensure clear business value
- Develop comprehensive scenario-based acceptance criteria using Given/When/Then framework
- Partner with clients to understand their treasury management challenges and translate these into detailed user stories and acceptance criteria
- Create clear documentation that traces from business requirements through to technical implementation
- Ensure all user stories are testable and aligned with business objectives
Payment Processing Design:
- Specify format transformation requirements
- Define payment routing rules
- Payment Template creation and maintenance
- Design payment repair workflows
- Define payment status tracking requirements
Integration Requirements:
- Payment gateway integration
- Banking connectivity requirements
- Sanction screening integration
- Payment networks connectivity
- Payment status messaging
- Return/recall processing
Minimum Qualifications:
- Minimum 7 years in Payment Systems
- Deep understanding of payment formats and schemas
- Experience with payment transformation systems
- Knowledge of payment market infrastructures
- Expertise in payment processing components
- Strong background in payment integration
Required Skills:
- Expert knowledge of global payment systems
- Deep understanding of payment message formats
- Strong analytical and problem-solving capabilities
- Excellence in payment workflow design
- Advanced documentation skills
- Mastery of user story writing and acceptance criteria
Qualifications:
- Bachelor\’s degree in relevant discipline
- Payment systems certifications
- SWIFT certifications advantageous
- ISO 20022 certification beneficial
The role offers the opportunity to shape sophisticated payment processing solutions while working with cutting-edge payment technologies.
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Analyst, Information Technology, and Finance
Industries: IT Services and IT Consulting and Financial Services
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Payment Systems - Senior Technical Business Analyst employer: Affina Search
Contact Detail:
Affina Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payment Systems - Senior Technical Business Analyst
✨Tip Number 1
Familiarise yourself with the specific payment formats and schemas mentioned in the job description, such as SWIFT MT messages and Fedwire. This knowledge will not only help you understand the role better but also demonstrate your expertise during interviews.
✨Tip Number 2
Network with professionals in the fintech industry, especially those who work with payment systems. Attend relevant meetups or webinars to gain insights and potentially get referrals that could boost your application.
✨Tip Number 3
Prepare to discuss real-world scenarios where you've successfully implemented payment solutions or transformed payment processes. Use the STAR method (Situation, Task, Action, Result) to structure your responses effectively.
✨Tip Number 4
Stay updated on the latest trends and technologies in payment processing, such as ISO 20022 and API integrations. Being knowledgeable about current developments will show your commitment to the field and make you a more attractive candidate.
We think you need these skills to ace Payment Systems - Senior Technical Business Analyst
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and qualifications required for the Senior Technical Business Analyst position. Familiarise yourself with payment systems, user story writing, and the specific technologies mentioned in the job description.
Tailor Your CV: Customise your CV to highlight relevant experience in payment systems and business analysis. Emphasise your expertise in global payment formats, payment processing components, and any certifications you hold that are pertinent to the role.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for fintech and your understanding of treasury management challenges. Use specific examples from your past experience to demonstrate how you can add value to the company.
Highlight Key Skills: In your application, make sure to highlight your analytical skills, problem-solving capabilities, and mastery of user story writing. These are crucial for the role and should be evident in both your CV and cover letter.
How to prepare for a job interview at Affina Search
✨Showcase Your Technical Knowledge
Make sure to highlight your expertise in payment systems, especially your understanding of SWIFT MT messages and various payment formats. Be prepared to discuss specific examples from your past experience that demonstrate your technical skills.
✨Prepare User Stories
Since the role involves writing detailed user stories, practice articulating them using the Who/What/Why format. This will show your ability to translate business needs into technical requirements effectively.
✨Understand the Business Context
Research the fintech company and its treasury management solutions. Understanding their challenges and how your skills can address them will help you stand out as a candidate who is genuinely interested in the role.
✨Demonstrate Problem-Solving Skills
Be ready to discuss scenarios where you've successfully solved complex payment processing issues. Use the STAR method (Situation, Task, Action, Result) to structure your answers and showcase your analytical capabilities.
