At a Glance
- Tasks: Lead credit risk assessments and manage debt recovery while supporting financial decision-making.
- Company: Join a member-focused agricultural cooperative with a collaborative finance team.
- Benefits: Up to £50,000 salary, 26 days holiday, free lunch, and hybrid working options.
- Other info: Enjoy a supportive culture that values growth, accountability, and continuous improvement.
- Why this job: Make a real impact in finance while developing your leadership skills in a dynamic environment.
- Qualifications: Experience in credit risk, strong communication, and proven leadership abilities required.
The predicted salary is between 50000 - 50000 £ per year.
We are seeking a commercially minded Finance & Risk Manager to join our Finance team within a Member-focused agricultural cooperative. This is a broad and hands-on role combining financial analysis, credit risk management, business partnering and operational finance support as well as leading a team. You will work closely with procurement, credit control and finance leadership to support sound commercial decision-making across the business. The role would suit an individual who enjoys variety, is comfortable operating across both transactional and strategic finance activities, has leadership experience and is confident working with stakeholders at all levels.
What you’ll be doing:
- Lead credit risk assessments and member due diligence, providing clear recommendations on onboarding and risk management.
- Monitor member exposure and help shape the cooperative’s overall credit risk strategy.
- Manage debt recovery activities, including legal proceedings, while driving effective credit control practices.
- Partner with solicitors, external agencies and internal teams to resolve outstanding debts efficiently.
- Develop and enhance credit, debt and financial reporting within NetSuite, delivering actionable business insights.
- Oversee the sales ledger function, ensuring prompt resolution of member queries and an excellent member experience.
- Collaborate with operational, procurement and commercial teams to support budgeting, forecasting and financial planning.
- Produce cash flow forecasts, analyse trading performance and provide meaningful commentary to support decision-making.
- Support monthly and year-end financial reporting, reconciliations and continuous improvement initiatives across finance.
- Act as a key finance business partner, providing specialist credit and risk expertise and cover when required.
What we are looking for from you:
- Strong experience in credit risk, credit control and debt recovery, with the confidence to make sound commercial decisions and manage risk effectively.
- An excellent communicator who builds trusted relationships with colleagues, members, external partners and senior stakeholders.
- A proven people leader who can motivate, coach and develop high-performing teams, creating a culture of accountability, collaboration and continuous improvement.
- Demonstrated ability to lead through change, identify process improvements and drive operational excellence across finance functions.
- Commercially minded, with the ability to analyse financial information, identify trends and translate data into clear business recommendations.
- A collaborative business partner who enjoys working across departments to influence outcomes and support organisational goals.
- Highly organised and resilient, able to prioritise competing demands while maintaining accuracy and attention to detail.
- Experienced in financial reporting, forecasting and performance analysis, with strong systems skills and confidence working with ERP platforms such as NetSuite.
- Comfortable managing challenging conversations, including credit decisions and debt recovery matters, with professionalism and diplomacy.
- Proactive and hands‑on, with a genuine passion for developing people, improving processes and delivering outstanding service to members and stakeholders.
Why work with us?
- Salary: Up to £50,000 per annum, depending on experience
- Hours: 37.5 per week, Monday to Friday 9am – 5pm
- 26 days holiday per annum, plus bank holidays. This rises with each years’ service by an additional day, up to 4 extra days
- Have your birthday off as an extra days holiday, if it falls on your working day
- Free lunch daily from our onsite Café
- AF Membership (giving discounts at hundreds of retailers and suppliers)
- Life assurance (2 x salary)
- Private Health Insurance (available as an optional employee‑paid benefit)
- Discounted gym membership
- Cycle to work scheme
- Salary Sacrifice car scheme
- Hybrid working (1 day working from home per week)
Finance & Risk Manager in Norwich employer: AF (The AF Group)
Join our Member-focused agricultural cooperative as a Finance & Risk Manager, where you will thrive in a dynamic work culture that values collaboration and innovation. We offer competitive salaries, generous holiday allowances, and unique benefits like free daily lunches and hybrid working options, all designed to support your professional growth and well-being. With a commitment to developing high-performing teams and fostering a supportive environment, we empower our employees to make impactful contributions while enjoying a fulfilling work-life balance.
StudySmarter Expert Advice🤫
We think this is how you could land Finance & Risk Manager in Norwich
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like AF (The AF Group). Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Finance & Risk Manager in Norwich
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to AF (The AF Group).
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on AF (The AF Group)'s website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at AF (The AF Group)
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with AF (The AF Group).
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at AF (The AF Group) will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former AF (The AF Group) employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
