At a Glance
- Tasks: Analyse credit risk metrics and customer behaviours to enhance strategies.
- Company: Advantage Finance, a forward-thinking company with a focus on growth.
- Benefits: Hybrid working, competitive salary, bonuses, and extensive training opportunities.
- Other info: Inclusive workplace committed to diversity and personal development.
- Why this job: Join a dynamic team and make a real impact on financial strategies.
- Qualifications: Strong data analysis skills and proficiency in analytics tools like SQL and Python.
The predicted salary is between 40000 - 40000 £ per year.
A full-time permanent position within the Credit Risk team with an agreed flexible mixture of working from home and the Head Office in Grimsby. Reporting directly to the Credit Risk Team Leader, the Credit Risk Analyst will be responsible for producing accurate analysis on a variety of key credit risk metrics and customer behaviours, helping shape and enhance the firm’s credit and affordability strategy. The role involves collaborating with colleagues within the Credit Risk team and wider business on key projects designed to achieve sustainable growth with a customer focused approach.
Key Responsibilities
- Extracting, manipulating and analysing data on the performance of key credit risk business metrics.
- Provide detailed and insightful solutions to drive performance and support credit risk and affordability decisions.
- Involvement in team projects to ensure both KPI and business strategies are met.
- Utilise both internal database sets and SAS database mining software, as well as external datasets including CRA data.
- Design and produce new management information and reporting to support business and risk requirements.
- Deliver clear, meaningful MI to senior stakeholders.
- Carry out broader data analysis to support lending strategy, risk appetite, and overall portfolio profitability.
- Respond to ad‑hoc requests from around the business, investigating specific risk issues and providing insight to support business decisions.
Key Skills and Attributes
- Strong data extraction and analysis skills with the ability to analyse and interpret large datasets.
- Strong organisational skills with the ability to manage multiple priorities and meet deadlines.
- Ability to translate complex analysis into clear, non-technical insights to present to senior leadership.
- Proficiency with using advanced analytics tools (e.g. SQL, SAS, Python) and recent experience working with large data sets.
- Proficiency with MS Office software (Excel, Word, PowerPoint, Power BI).
- Proactive approach to work and problem solving.
- Strong attention to detail and accuracy.
- Excellent written and verbal communication skills.
The Benefits
- Potential for Hybrid Working Pattern
- Enhanced Holiday Leave
- Bonus scheme
- Sick Pay
- Company pension (with the option to salary sacrifice)
- Cycle to work scheme
- Life insurance
- On-site parking
- Private medical insurance
- Employee assistance programme
- Company events & awards
- Ongoing training & development
Inclusion and Diversity
We are committed to equality, diversity and inclusion. We are an equal opportunities employer. All qualified applicants will receive consideration for employment without regard to race, colour, sex, religion, sexual orientation, disability or any other protected characteristic. Our aim is to celebrate differences and encourage everyone to join us and be themselves at work.
Credit Risk Analyst in Grimsby employer: Advantage Finance
Advantage Finance is an exceptional employer located in Grimsby, offering a hybrid working model that promotes work-life balance while fostering a collaborative and inclusive work culture. With a competitive salary of £40,000 plus bonuses, employees benefit from ongoing training and development opportunities, enhanced holiday leave, and a comprehensive benefits package including private medical insurance and a company pension. Join us to be part of a team that values diversity and encourages personal growth in a supportive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst in Grimsby
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Advantage Finance on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.
✨Tip Number 2
Prepare for the interview by practising common questions related to credit risk analysis. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers. This will help you showcase your skills effectively!
✨Tip Number 3
Show off your analytical skills during the interview! Bring examples of past projects where you’ve used data analysis tools like SQL or SAS. We want to see how you can turn complex data into clear insights that drive decisions.
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email reiterating your interest in the role can leave a lasting impression. And remember, apply through our website for the best chance at landing that Credit Risk Analyst position!
We think you need these skills to ace Credit Risk Analyst in Grimsby
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your data analysis skills and any experience with tools like SQL or SAS. We want to see how your background fits with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how you can contribute to our team. Keep it concise but engaging – we love a good story!
Showcase Your Skills:In your application, don’t just list your skills; show us how you've used them in real situations. Whether it's analysing large datasets or presenting insights to stakeholders, we want to know how you’ve made an impact.
Apply Through Our Website:We encourage you to apply through our website for the best chance of getting noticed. It’s straightforward and ensures your application goes directly to us. Plus, we love seeing applications come in through our own platform!
How to prepare for a job interview at Advantage Finance
✨Know Your Numbers
As a Credit Risk Analyst, you'll be dealing with data all the time. Brush up on your data extraction and analysis skills before the interview. Be ready to discuss specific metrics you've worked with and how they influenced business decisions.
✨Speak Their Language
Make sure you can translate complex data insights into clear, non-technical terms. Practice explaining your past projects in a way that even someone without a data background could understand. This will show your communication skills and your ability to collaborate with different teams.
✨Show Your Proactivity
Employers love candidates who take initiative. Prepare examples of times when you identified a problem and took steps to solve it. Highlight your proactive approach to work and problem-solving during the interview to demonstrate your fit for the role.
✨Familiarise Yourself with Tools
Since the job requires proficiency in tools like SQL, SAS, and Python, make sure you're comfortable discussing your experience with these technologies. If you’ve used them in past roles, be ready to share specific examples of how you leveraged these tools to drive performance.
