At a Glance
- Tasks: Lead card payments operations and drive innovation in a growing fintech.
- Company: Dynamic fintech organisation focused on seamless payment experiences.
- Benefits: Competitive salary, hybrid work, generous leave, and career development opportunities.
- Other info: Join a supportive team with genuine opportunities to influence payment strategy.
- Why this job: Shape the future of payments while making a real impact in a collaborative environment.
- Qualifications: Extensive experience in card payments and strong stakeholder management skills.
Location: Hybrid, Manchester
Our client is looking for an experienced Card Payments Senior Lead to take ownership of their card payments function, ensuring the smooth, secure and compliant delivery of card issuing services across the business. This is an exciting opportunity for a payments specialist with extensive knowledge of card issuing, payment schemes and operational excellence to play a key role in shaping the future of a growing fintech organisation. Working closely with senior leaders, you'll help drive innovation while ensuring customers continue to receive a seamless payment experience.
The Role
As Card Payments Senior Lead, you'll act as the organisation's subject matter expert for all aspects of card payments. You'll oversee the end-to-end card payment operation, manage relationships with payment partners and card schemes, and ensure compliance with industry regulations and scheme requirements. You'll also work closely with Product, Technology, Compliance and Operations teams to support the delivery of new payment capabilities and help shape the long-term card payments strategy.
Key Responsibilities
- Act as the subject matter expert for all aspects of card payments across the business.
- Oversee card issuing, transaction processing, authorisations, settlements, disputes and chargebacks.
- Ensure compliance with card scheme rules, FCA regulations and internal governance frameworks.
- Build and maintain strong relationships with card schemes, processors and payment partners.
- Monitor scheme updates, regulatory changes and emerging payment technologies.
- Lead the resolution of operational issues and card payment incidents.
- Identify opportunities to improve operational efficiency, customer experience and payment performance.
- Support the delivery of new card products, payment features and technology enhancements.
- Monitor operational performance through KPIs and service metrics.
- Prepare for scheme reviews, regulatory assessments and audits.
- Drive continuous improvement across the card payments function.
Skills & Experience
- Significant experience in card payments within banking, fintech or financial services.
- Strong knowledge of Mastercard scheme rules, with Visa experience highly desirable.
- Deep understanding of the card payment lifecycle, including authorisation, clearing, settlement and reconciliation.
- Experience managing relationships with card schemes, processors and payment providers.
- Strong knowledge of chargebacks, disputes, fraud prevention and operational risk.
- Experience supporting card issuing programmes and implementing payment enhancements.
- Understanding of emerging payment technologies including digital wallets, tokenisation and virtual cards.
- Excellent analytical, communication and stakeholder management skills.
- A proactive approach with a passion for payments and continuous improvement.
What's on Offer
- Competitive salary.
- Hybrid working with a flexible mix of home and office-based working.
- Company pension.
- 23 days' annual leave, increasing with service, plus bank holidays.
- Additional paid leave for your birthday, wellbeing, charity work and other life events.
- Employee assistance programme and Virtual GP access.
- Genuine opportunities to influence payment strategy within a growing fintech business.
- A collaborative, supportive environment with excellent opportunities for career development.
If you're an experienced card payments professional looking to take the next step in your career, we'd love to hear from you.
Card Payments Senior Lead in Stretford employer: Adria Solutions Ltd
Adria Solutions Ltd. is an exceptional employer that fosters a dynamic work culture in Manchester, where innovation meets collaboration. With a strong emphasis on employee growth and mentorship, we offer competitive pay and flexible hybrid working arrangements, ensuring our team members thrive both personally and professionally while contributing to impactful technology strategies.
StudySmarter Expert Advice🤫
We think this is how you could land Card Payments Senior Lead in Stretford
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Adria Solutions Ltd. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Card Payments Senior Lead in Stretford
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Adria Solutions Ltd.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Adria Solutions Ltd's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Adria Solutions Ltd
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Adria Solutions Ltd.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Adria Solutions Ltd will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Adria Solutions Ltd employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
