At a Glance
- Tasks: Lead and execute debt capital markets transactions while managing stakeholder coordination.
- Company: Admiral Money, a dynamic lending arm of Admiral Group since 2017.
- Benefits: Up to £3,600 in free shares, 33-38 days holiday, and flexible leave options.
- Other info: Hybrid role with excellent career progression opportunities.
- Why this job: Join a forward-thinking team and make a real impact in finance.
- Qualifications: Experience in securitisation or debt capital markets and strong analytical skills.
The predicted salary is between 60000 - 80000 £ per year.
About us
Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and homeowner loans since 2017. We’re building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact.
Key Benefits
- Up to £3,600 of free shares each year after one year of service.
- 33 days holiday (including bank holidays) at joining, increasing to a maximum of 38 days (including bank holidays).
- Option to buy or sell up to an additional five days of annual leave.
The role
The Lead Debt & Capital Markets Analyst is responsible for the structuring, execution, reporting and ongoing management of debt capital markets and securitisation transactions, supporting the delivery of the organisation’s funding and balance sheet strategy. The role sits within Treasury and acts as the day‑to‑day technical lead for DCM and structured funding activity. You will work closely with senior leadership while coordinating internal stakeholders and external counterparties across transactions. This role combines strong analytical capability with transaction execution, regulatory awareness and a high level of process discipline. The role acts as Treasury’s primary execution contact for live DCM and securitisation transactions. Hybrid role: expectation to be in our Cardiff office two days per week.
Key Responsibilities
- Structuring and executing securitisation and other DCM transactions
- Supporting, and where appropriate leading, the execution of external debt funding initiatives (e.g. secured funding, private placements)
- Acting as Treasury’s day‑to‑day owner for live transactions, coordinating activity across internal and external stakeholders
- Managing transaction documentation, operational set‑up, reporting, and the ongoing maintenance of funding programmes
- Ensuring all activity is delivered in line with the organisation’s risk appetite, regulatory requirements, and governance framework
- Supporting market analysis, transaction proposals, and execution recommendations
- Driving continuous improvement across transaction processes, reporting, and controls
- Supporting funding‑related regulatory and investor reporting requirements
- Acting as a subject‑matter expert within Treasury for securitisation and DCM execution, providing technical oversight and informal coaching to junior analysts where required.
No direct budget or line management responsibility initially, with potential to manage a junior analyst as the role grows.
Essential Criteria
- Proven experience in securitisation and/or debt capital markets execution, ideally within a bank, specialist lender, or financial institution
- Professional treasury, accounting, or financial qualification (or working towards one)
- Strong understanding of structured finance products and funding structures
- Experience coordinating complex transactions involving multiple internal and external stakeholders
- Solid understanding of relevant regulatory frameworks (e.g. UK/EU Securitisation Regulation, disclosure, and reporting requirements)
- Strong analytical capability, with the ability to translate complex structures into clear, practical outputs
- Excellent attention to detail and a strong control mindset
- Strong written and verbal communication skills, with the ability to engage and influence senior stakeholders
We’re fully committed to ensuring your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics. As a Disability Confident Leader, we’ll invite a fair and proportionate number of applicants that meet the essential requirements of the role to the first stage of our selection process.
Lead Debt & Capital Markets Analyst in Cardiff employer: Admiral
Admiral Money is an exceptional employer that fosters a culture of curiosity and growth, offering generous benefits such as up to £3,600 in free shares annually and 33 days of holiday, which can increase to 38 days. Located in Cardiff, the hybrid work model allows for flexibility while working closely with senior leadership, providing ample opportunities for professional development and making a meaningful impact in the dynamic field of debt and capital markets.
StudySmarter Expert Advice🤫
We think this is how you could land Lead Debt & Capital Markets Analyst in Cardiff
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Admiral. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Lead Debt & Capital Markets Analyst in Cardiff
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Admiral.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Admiral's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Admiral
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Admiral.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Admiral will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Admiral employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
