At a Glance
- Tasks: Support technology and credit risk changes, enhancing customer journeys and decision-making processes.
- Company: Join Admiral Money, a dynamic and inclusive lending arm of Admiral Group.
- Benefits: Enjoy 33 days holiday, competitive salary, and opportunities for personal growth.
- Other info: Be part of a certified Great Place to Work with excellent career progression.
- Why this job: Make a real impact while learning in a supportive, innovative environment.
- Qualifications: No prior experience needed; just a keen interest in tech and problem-solving skills.
The predicted salary is between 29700 - 36300 £ per year.
We are recruiting for a Credit Risk Implementation Analyst to join our team at Admiral Money.
About Us
Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and homeowner loans since 2017. We’re building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact. We’re proud to be a certified Great Place to Work for over 25 years, with recognition for Women and Wellbeing. Our inclusive culture empowers everyone to Be You.
The role
You’ll support the delivery of technology, credit risk and pricing changes within Provenir, our core production decisioning platform, whilst gaining hands‑on experience in a rapidly growing and evolving business area. The role involves supporting regular changes to our decision engine rulesets, helping with partner onboarding, monitoring and refining integrations, supporting strategic projects and identifying opportunities to improve system efficiencies. You’ll work alongside experienced team members and have a real opportunity to make an impact on the strength of our customer journeys, risk selection capabilities and speed of change.
Responsibilities
- Support the progression of technology, credit risk and pricing change requests through to implementation, collaborating with stakeholders on solutions, assessing business impacts, making changes, testing, deploying and completing post-live checks.
- Learn and follow technology system processes and help identify improvements and enhancements.
- Ensure system and decisioning documentation is clear, accurate and kept up to date.
- Support strategic projects by acting as a facilitator between key stakeholders.
- Support the team in managing deployments and release activities.
- Communicate clearly with team members and stakeholders, ask questions and share findings.
About You
No prior knowledge of our decisioning systems is required, as full training will be provided. However, experience working with decisioning platforms or rule‑based decisioning systems would be highly desirable.
We’re Looking For Someone Who:
- Is keen to learn, with strong attention to detail and a logical approach to problem‑solving.
- Has an understanding of computing, programming concepts and languages such as Python and JavaScript, and a genuine interest in developing technical skills.
- Demonstrates strong analytical and listening skills, with the ability to understand and apply information effectively when working with stakeholders across different teams.
- Has experience within financial services, or a transferable background with relevant skills and experience and demonstratable crossover.
- Is organised and reliable, with the ability to prioritise and manage multiple pieces of work concurrently with support from the team.
- Is comfortable asking questions, sharing ideas and suggesting improvements to existing processes and ways of working.
Admiral: Where You Can
We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We’re committed to fostering a people‑first culture where everyone is accepted, supported, and empowered to be brilliant. You can Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service.
Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.
We’re proud of our people‑first culture. In fact, we’ve been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.
Our fantastic benefits make sure our colleagues have a great work‑life balance.
As a Disability Confident Leader, for candidates with a disability or long‑term health condition, that opt into the Disability Confident scheme, we’ll invite a fair and proportionate number of applicants that meet the essential requirements of the role to the first stage of our selection process.
If you need any adjustments or support with your application or during the recruitment process, just let us know.
Credit Risk Implementation Analyst in Cardiff employer: Admiral Money
Admiral Money is an excellent employer that fosters a culture of collaboration and innovation, making it an ideal place for a Senior Python Engineer to thrive. With a strong emphasis on technical excellence and employee growth, you will have the opportunity to mentor others while working on impactful projects in a supportive environment. Located in a vibrant area, we offer competitive benefits and a commitment to work-life balance, ensuring that our team members feel valued and engaged.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Implementation Analyst in Cardiff
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Admiral Money. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Implementation Analyst in Cardiff
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Admiral Money.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Admiral Money's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Admiral Money
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Admiral Money.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Admiral Money will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Admiral Money employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
