Trading Manager

We are seeking a commercially minded Trading Manager to join our growing second-charge mortgage business. This is a pivotal role within the Mortgages business and sits in the Credit Risk & Pricing team. There will be a focus on using data-driven insights to inform pricing and trading strategies to support the business to achieve its goals. The successful candidate will need to build strong relationships with senior stakeholders and gain a deep understanding of market dynamics to succeed. A proactive and inquisitive mindset will be a key enabler.

Key responsibilities:

• Analyse market conditions, competitor activity, and customer behaviours to identify pricing opportunities and risks.
• Monitor trading performance against key KPIs and provide regular reporting to stakeholders.
• Make evidence-based recommendations for pricing adjustments to optimise margin and volume trade-offs.
• Collaborate with cross-functional teams to identify and integrate new data sources that enhance trading insights.
• Support the Pricing Manager in developing and testing bespoke pricing strategies for specific customer segments or distribution channels.
• Present insights in a clear, compelling way to both technical and non-technical audiences.

Skills and Experience:

• Strong analytical and problem-solving skills with attention to detail.
• Proven experience analysing data using Excel (e.g. advanced formulas, pivot tables, charts).
• Ability to work independently and manage multiple tasks in a fast-paced environment.
• Strong communication and stakeholder engagement skills.

Desirable:

• Experience with SQL and/or Python for data analysis.
• Knowledge of the UK mortgage market.
• Experience in a commercial or data-focused role, ideally in financial services or lending.

We take pride in being a diverse and inclusive business. It’s a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service. Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave. We’re proud of our people-first culture. In fact, we’ve been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics. Our fantastic benefits make sure our colleagues have a great work-life balance.