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For Companies At a Glance
- Tasks: Lead risk model development and analyse credit strategies for personal loans.
- Company: Admiral Money is a dynamic lending arm of Admiral Group, focused on responsible lending.
- Benefits: Enjoy flexible hybrid working, 33-38 days holiday, and up to £3,600 in free shares annually.
- Why this job: Join a certified Great Place to Work with a people-first culture and opportunities for growth.
- Qualifications: Experience in analytical roles within UK retail credit; strong SQL skills required.
- Other info: Mentorship opportunities available; contribute to cross-functional initiatives and drive innovation.
The predicted salary is between 43200 - 72000 £ per year.
About us
Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and second charge mortgages since 2017. We’re building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact.
We’re proud to be a certified Great Place to Work for over 25 years, with recognition for Women and Wellbeing. Our inclusive culture empowers everyone to Be You.
Enjoy flexible, hybrid working and vibrant office spaces designed for collaboration and connection.
Need support during the recruitment process? Just let us know – we’re here to help.
The Role
We’re currently recruiting for a Senior Credit Strategy and Pricing Analyst to join our Unsecured Personal Loans (UPL) team, with a strong focus on Credit Risk modelling and Credit strategy with data-driven decision making.
This is an exciting opportunity for an analytically minded person with a passion for responsible lending and a solid background in UK retail credit. You will be a key contributor to the success of your team and a recognised expert Credit Risk Strategy. You will lead complex analyses, shape proposals, and influence decision-making across Risk Pricing & Portfolio Monitoring. You will also mentor junior colleagues, contribute to cross-functional initiatives, and help drive innovation and continuous improvement across the UPL function.
What You\\\’ll Be Doing
- Lead the development and refinement of risk models, including PD, fraud, and death risk, using advanced statistical and machine learning techniques.
- Oversee the monitoring of portfolio performance, identifying key drivers of deviation from expected outcomes and communicating insights to stakeholders.
- Ensure the accuracy and relevance of MI and reporting frameworks used to track risk performance.
- Monitor performance against KPIs and investigate deviations from expected outcomes.
- Collaborate with cross-functional teams to align strategies with business goals.
- Coach and support junior analysts, sharing best practices and technical expertise.
- Contribute to the continuous improvement of processes, tools, and methodologies.
What We\\\’re Looking For
- Several years of experience in an analytical role, ideally within UK retail credit (e.g., personal loans, credit cards, retail finance)
- Proven ability to lead complex analyses and influence strategic decisions.
- Strong technical skills and domain knowledge in credit, pricing, or risk
- Strong SQL skills (essential); experience in Python or similar (desirable)
- Comfortable working with large datasets and drawing actionable insights
- Curiosity and confidence to question current practices and suggest improvements
- Excellent communication skills and ability to work cross-functionally
Admiral: Where You Can
We take pride in being a diverse and inclusive business. It\\\’s a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can grow and progress at a pace and direction that suits you, make a difference for our customers and each other, and share in our future with all colleagues eligible for up to £3,600 of free shares each year after one year of service.
Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.
We’re proud of our people-first culture. In fact, we\\\’ve been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.
Our fantastic benefits make sure our colleagues have a great work-life balance; you can view some of our other key benefits here.
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Senior Risk Pricing Analyst employer: Admiral Group plc
Contact Detail:
Admiral Group plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Risk Pricing Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk modelling and data analytics. Being well-versed in advanced statistical techniques and machine learning will not only boost your confidence but also demonstrate your commitment to staying ahead in the field.
✨Tip Number 2
Network with professionals in the UK retail credit space, especially those who have experience in personal loans and credit strategy. Engaging in discussions or attending industry events can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've influenced strategic decisions in previous roles. Highlighting your analytical skills and ability to draw actionable insights from large datasets will set you apart during interviews.
✨Tip Number 4
Showcase your mentoring experience by discussing how you've supported junior analysts in the past. This aligns with Admiral Money's focus on collaboration and continuous improvement, making you a more attractive candidate.
We think you need these skills to ace Senior Risk Pricing Analyst
Some tips for your application 🫡
Understand the Role: Before applying, take the time to thoroughly understand the responsibilities and requirements of the Senior Risk Pricing Analyst position. Familiarise yourself with key terms like Credit Risk modelling and data-driven decision making.
Tailor Your CV: Make sure your CV highlights relevant experience in analytical roles, particularly within UK retail credit. Emphasise your technical skills, especially in SQL and any experience with Python, as well as your ability to lead complex analyses.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for responsible lending and your curiosity to question current practices. Use specific examples from your past experiences to demonstrate how you can contribute to Admiral Money's goals.
Showcase Your Communication Skills: In both your CV and cover letter, highlight your excellent communication skills and your ability to work cross-functionally. This is crucial for collaborating with various teams and influencing strategic decisions.
How to prepare for a job interview at Admiral Group plc
✨Showcase Your Analytical Skills
As a Senior Risk Pricing Analyst, your analytical prowess is key. Be prepared to discuss specific examples of complex analyses you've led in the past, particularly in UK retail credit. Highlight how your insights influenced strategic decisions.
✨Demonstrate Technical Proficiency
Make sure to emphasise your strong SQL skills and any experience with Python or similar programming languages. Be ready to explain how you've used these tools to work with large datasets and draw actionable insights.
✨Communicate Effectively
Excellent communication skills are crucial for this role. Practice articulating your thoughts clearly and concisely, especially when discussing technical concepts. Be prepared to explain how you would communicate insights to stakeholders.
✨Emphasise Collaboration and Mentorship
Admiral values teamwork and mentorship. Share experiences where you've collaborated with cross-functional teams or coached junior analysts. Highlight your ability to foster an inclusive environment and drive continuous improvement.
