Credit Risk & Pricing Analyst

A vacancy has arisen within Admiral Money for a Credit Risk & Pricing Analyst within the Mortgages team. This is a broad role which will provide exposure to various workstreams across the team, including credit policy/eligibility, affordability modelling, pricing models/strategy, portfolio monitoring and much more. The successful candidate will work closely with senior members of the Credit Risk & Pricing team to develop their knowledge and understanding of the product, systems and processes. This role is suitable for an analytically minded person who is eager to learn and grow within the role.

Duties include:

• Monitoring the performance of the mortgages onboarding journey through the interrogation and analysis of data
• Reviewing the affordability model to ensure its accuracy and ensure it is optimised based on available data
• Monitor the performance of the portfolio through analysing arrears trends and repayment rates
• Support the development of the pricing model through tracking its assumptions and looking for areas of improvement
• Prepare reports and dashboards to provide insights to the wider business
• Collaborate with colleagues across Admiral Money to ensure continuous improvement
• Present insights in a clear, compelling way to both technical and non-technical audiences
• Prioritising workloads to meet SLAs and deliver on department objectives

Required skills and experience:

• Attention to detail, with an analytical and problem-solving mindset
• Positive outlook and able to demonstrate a positive influence on to the team
• A strong focus on quality, whilst being receptive to feedback
• Good communication and interpersonal skills to work with cross-functional teams

Experience with the following would be advantageous:

• Mortgage lending
• Credit Risk or Pricing Strategy
• Model Building/Validation
• Python coding
• SQL/SAS/R or similar

Admiral: Where You Can We take pride in being a diverse and inclusive business. It’s a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can, Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service. Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave. We’re proud of our people-first culture. In fact, we’ve been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics. Our fantastic benefits make sure our colleagues have a great work-life balance; You can view some of our other key benefits here.