At a Glance
- Tasks: Lead the execution of debt capital markets transactions and manage funding initiatives.
- Company: Join Admiral Money, a dynamic lending arm of Admiral Group with a people-first culture.
- Benefits: Enjoy 33 days holiday, competitive salary, and up to £3,600 in free shares annually.
- Other info: Hybrid role with opportunities for growth and a commitment to diversity and inclusion.
- Why this job: Make a real impact in a role that combines analysis and execution in finance.
- Qualifications: Experience in securitisation or debt capital markets and strong analytical skills required.
The predicted salary is between 60000 - 80000 £ per year.
We are recruiting for a Lead Debt & Capital Markets Analyst to join our team at Admiral Money!
About us
Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and homeowner loans since 2017. We’re building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact. We’re proud to be a certified Great Place to Work for over 25 years, with recognition for Women and Wellbeing. Our inclusive culture empowers everyone to Be You.
The role
The Lead Debt & Capital Markets (DCM) Analyst is responsible for the structuring, execution, reporting and ongoing management of debt capital markets and securitisation transactions, supporting the delivery of the organisation’s funding and balance sheet strategy. The role sits within Treasury and acts as the day-to-day technical lead for DCM and structured funding activity. You will work closely with senior leadership while coordinating internal stakeholders and external counterparties across transactions. This role combines strong analytical capability with transaction execution, regulatory awareness and a high level of process discipline. The role acts as Treasury’s primary execution contact for live DCM and securitisation transactions. Please note: This is a hybrid role, with an expectation to be in our Cardiff office two days per week.
Key Responsibilities
- Structuring and executing securitisation and other DCM transactions
- Supporting, and where appropriate leading, the execution of external debt funding initiatives (e.g. secured funding, private placements)
- Acting as Treasury’s day-to-day owner for live transactions, coordinating activity across internal and external stakeholders
- Managing transaction documentation, operational setup, reporting, and the ongoing maintenance of funding programmes
- Ensuring all activity is delivered in line with the organisation’s risk appetite, regulatory requirements, and governance framework
- Supporting market analysis, transaction proposals, and execution recommendations
- Driving continuous improvement across transaction processes, reporting, and controls
- Supporting funding‑related regulatory and investor reporting requirements
- Acting as a subject‑matter expert within Treasury for securitisation and DCM execution, providing technical oversight and informal coaching to junior analysts where required.
Essential Criteria
- Proven experience in securitisation and/or debt capital markets execution, ideally within a bank, specialist lender, or financial institution
- Professional treasury, accounting, or financial qualification (or working towards one)
- Strong understanding of structured finance products and funding structures
- Experience coordinating complex transactions involving multiple internal and external stakeholders
- Solid understanding of relevant regulatory frameworks (e.g. UK/EU Securitisation Regulation, disclosure, and reporting requirements)
- Strong analytical capability, with the ability to translate complex structures into clear, practical outputs
- Excellent attention to detail and a strong control mindset
- Strong written and verbal communication skills, with the ability to engage and influence senior stakeholders
Admiral: Where You Can
We take pride in being a diverse and inclusive business. It’s a place where you can Be You, and show up as you are. We’re committed to fostering a people‑first culture where everyone is accepted, supported, and empowered to be brilliant. You can grow and progress at a pace and direction that suits you, make a difference for our customers and each other, and share in our future with all colleagues eligible for up to £3,600 of free shares each year after one year of service. Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave. We’re proud of our people‑first culture. We’ve been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics. Our fantastic benefits make sure our colleagues have a great work‑life balance; you can view some of our other key benefits here.
As a Disability Confident Leader, for candidates with a disability or long‑term health condition, that opt into the Disability Confident scheme, we’ll invite a fair and proportionate number of applicants that meet the essential requirements of the role to the first stage of our selection process. If you need any adjustments or support with your application or during the recruitment process, just let us know.
Lead Debt & Capital Markets Analyst in Cardiff employer: Admiral Group plc
Admiral Money is an exceptional employer, offering a vibrant and inclusive work culture that empowers employees to be their authentic selves. With a strong commitment to employee growth, you will have access to extensive benefits including up to 38 days of holiday, opportunities for share ownership, and a supportive environment that champions diversity and wellbeing. Located in Cardiff, this hybrid role allows for flexibility while being part of a team recognised as a Great Place to Work for over 25 years.
StudySmarter Expert Advice🤫
We think this is how you could land Lead Debt & Capital Markets Analyst in Cardiff
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Admiral Group plc. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Lead Debt & Capital Markets Analyst in Cardiff
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Admiral Group plc.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Admiral Group plc's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Admiral Group plc
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Admiral Group plc.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Admiral Group plc will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Admiral Group plc employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
