At a Glance
- Tasks: Manage credit risk and partner with commercial teams to drive informed decisions.
- Company: Join a leading international organisation in the food production sector.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Other info: Fast-paced role with opportunities for growth and collaboration.
- Why this job: Make a real impact by balancing commercial opportunities with financial risk.
- Qualifications: Degree in Finance or related field; 3-5 years of relevant experience preferred.
The predicted salary is between 50000 - 65000 £ per year.
We are looking for a Credit Manager to join our team and support the business through effective credit risk management and strong partnership with commercial stakeholders. In this role, you will be responsible for assessing customer creditworthiness, monitoring risk exposure, and helping the business make informed decisions while balancing commercial opportunities and financial risk.
Key Responsibilities
- Conduct credit assessments for new customers and determine appropriate credit limits.
- Monitor customer, counterparty, and country risk, including KYC-related activities.
- Review and update existing credit limits based on financial performance and risk exposure.
- Act as a key interface to Commercial Managers regarding credit limits, payment terms, and credit decisions.
- Partner closely with the business to identify solutions that support commercial strategies while managing risk.
- Obtain, analyze, and evaluate customer financial information, including balance sheets and securities.
- Maintain accurate documentation and records in the GetPaid credit management system.
- Monitor payment plans and support the management of overdue receivables and bad debt cases.
- Collaborate with Legal teams on insolvency and debt recovery matters.
- Prepare and maintain required credit and risk-related reports.
- Serve as the main point of contact for internal and external stakeholders regarding credit-related inquiries.
Qualifications & Experience
- Bachelor's or Master's degree in Finance, Controlling, Business Administration, or a related field, or a completed banking, commercial, or administrative apprenticeship.
- Ideally 3–5 years of experience in a Credit Manager or Credit Controller role within an international organization.
- Experience within the food production or FMCG industry is an advantage.
- Certification as a Certified Credit Manager or Certified Credit Controller is considered a plus.
- Strong understanding of credit risk assessment, financial statement analysis, and receivables management.
- Fluent in English, both written and spoken. Additional language skills are advantageous.
Skills & Competencies
- Strong analytical mindset with a structured, detail-oriented, and responsible approach to work.
- Ability to make sound decisions and solve problems effectively.
- Confident and assertive communicator with strong stakeholder management skills.
- Self-motivated, results-oriented, and capable of working independently.
- Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
- Resilient under pressure and comfortable dealing with challenging situations.
- Strong collaboration and teamwork skills.
Manager Credit EMEA in Chelmsford employer: ADM
Join our dynamic team as a Credit Manager in EMEA, where we prioritise a collaborative work culture that fosters professional growth and innovation. We offer competitive benefits, including opportunities for continuous learning and development, while working in a fast-paced environment that values your contributions to strategic decision-making. With a focus on balancing commercial success and financial prudence, you'll find meaningful and rewarding employment in a supportive atmosphere that encourages teamwork and resilience.
StudySmarter Expert Advice🤫
We think this is how you could land Manager Credit EMEA in Chelmsford
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like ADM. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Manager Credit EMEA in Chelmsford
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to ADM.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on ADM's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at ADM
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with ADM.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at ADM will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former ADM employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
