At a Glance
- Tasks: Join a dynamic team to analyse and deliver innovative Credit Risk technology solutions.
- Company: Leading global banking institution with a strong commitment to diversity and inclusion.
- Benefits: Competitive day rate, hybrid working, and opportunities for contract extension.
- Other info: Collaborative environment with excellent career growth potential.
- Why this job: Make a real impact in the financial sector while working with cutting-edge technology.
- Qualifications: Experience in Credit Risk, technical analysis, and strong SQL skills required.
The predicted salary is between 63000 - 77000 £ per year.
London/Hybrid Contract to March 2027 Day rate from £750 via Umbrella Company DOE
Our commitment is to provide equal opportunity regardless of, for example, your gender, age, ethnicity, disability, sexual orientation or beliefs. We also engage with employers to develop programmes and pathways that embrace diverse talent and promote more inclusive employment worldwide through partnerships and other initiatives. We recognise and celebrate the value of difference and how it makes us faster, smarter and more innovative than our competition.
My client is one of the largest financial institutions headquartered in Japan, with an established presence across all consumer and corporate banking businesses. Through its subsidiaries and affiliates, they offer a diverse range of financial services, including commercial banking, leasing, securities, credit card, consumer finance and other services.
They are seeking an experienced Senior Credit Risk Technology Analyst to join a strategic Credit Risk Technology function within a leading global banking organisation. This role sits at the intersection of Credit Risk, Data and Technology, acting as the key link between business stakeholders and development teams to deliver complex Credit Risk solutions and regulatory change initiatives. This is a hands-on position requiring deep Credit Risk domain expertise combined with strong technical analysis, data interrogation and agile delivery experience. You will be responsible for translating business and regulatory requirements into detailed functional specifications, managing delivery through the software development lifecycle, and ensuring solutions meet both business and regulatory expectations.
The position is being offered on an initial contract until the end of March but with the potential to extend. You will be hybrid working being office based 3 days a week, 2 days working from home.
Key Responsibilities
- Credit Risk Technology Analysis
- Act as the primary interface between Credit Risk, Technology, Data, Treasury, Finance and Front Office stakeholders.
- Gather, analyse and document business and regulatory requirements.
- Translate requirements into detailed Functional Specification Documents (FSDs), business requirements and technical specifications.
- Ensure accurate interpretation of Credit Risk policies, methodologies and regulatory requirements within technology solutions.
- Support strategic Credit Risk platform enhancements and transformation initiatives.
- Agile Delivery & Jira Management
- Own and manage Epics, Features and User Stories within Jira.
- Work closely with developers and architects to ensure requirements are fully understood and delivered as intended.
- Refine and prioritise backlogs in partnership with business stakeholders and programme leadership.
- Support sprint planning, UAT, defect management and production releases.
- Maintain full traceability between business requirements, technical design and delivered solutions.
- Credit Risk Domain Expertise
- Work across key areas of the Credit Risk lifecycle including:
- Counterparty Credit Risk (CCR) Exposure and Limit Management
- SA-CCR and Credit RWA calculations
- Corporate and Wholesale Lending
- IFRS 9 impairment
- Basel III/IV and CRR/CRD regulatory initiatives
- Data Analysis & Technology
- Analyse data to support requirements gathering and solution validation.
- Use SQL to interrogate and validate data across multiple systems.
- Support data mapping, reconciliation and data quality initiatives.
- Work alongside data engineering teams on strategic platform enhancements.
- Stakeholder Management
- Build strong relationships with senior stakeholders across Risk, Technology and Business functions.
- Present requirements, progress updates and recommendations to senior management.
- Facilitate workshops and requirement-gathering sessions.
- Coordinate delivery across global teams and multiple workstreams.
Required Skills & Experience
Essential
- Significant experience within a regulated banking or capital markets environment.
- Significant experience across Credit Risk, Risk Technology, Technical Analysis or related delivery functions.
- Strong understanding of Credit Risk frameworks and processes.
- Extensive knowledge of:
- Basel III / Basel IV
- CRR / CRD
- SA-CCR
- IFRS 9
- Credit RWA methodologies
- Wholesale and Corporate Lending
- Proven experience producing Functional Specification Documents (FSDs).
- Strong experience creating and managing Epics, Features and User Stories within Jira.
- Experience working closely with software development and architecture teams.
- Strong SQL skills with the ability to analyse and validate complex data.
- Track record of owning delivery from requirements through to implementation.
- Excellent stakeholder management and communication skills.
Desirable
- Databricks experience.
- Experience with Moody's Risk Authority, Risk Foundation, AxiomSL and/or Wolters Kluwer.
- Credit Risk transformation or regulatory change experience.
- Exposure to cloud data platforms and Market Risk technology.
Candidates must show evidence of the above in their CV to be considered. Please be advised if you haven’t heard from us within 48 hours then unfortunately your application has not been successful on this occasion, we may however keep your details on file for any suitable future vacancies and contact you.
Senior Credit Risk Technical Analyst in London employer: Adecco
Our client in Worthing is an excellent employer, offering a supportive work culture that values teamwork and individual contributions. With competitive pay and flexible hours, employees enjoy a balanced work-life dynamic while having access to growth opportunities within the manufacturing sector. This role as a Kitting Operative not only provides meaningful work but also allows you to be part of a respected organisation committed to excellence.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Technical Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Adecco. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Credit Risk Technical Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Adecco.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Adecco's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Adecco
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Adecco.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Adecco will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Adecco employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
