Role: Credit Functional Analyst - Lending / Loans
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Location: 100 Liverpool Street, London
Working Pattern: 2-3 days per week in the office
Contract: 6 months
The Lending Business Platforms team is looking for an experienced Functional Analyst to support a major transformation programme focused on digitising and automating the Front Office credit application process.
The existing process is largely manual and unstructured, including manual document uploads and processing of ancillary loan products. The successful candidate will work closely with the project manager and wider Loans team to help define, develop, test and ultimately oversee the new process and technology solution.
The programme is also aligned with a wider Global Credit Transformation programme, including the introduction of AI/agentic processing capabilities.
Key Responsibilities
The Functional Analyst will:
Work alongside the TDM Project Manager and wider Loans team throughout the project lifecycle.
Develop a strong understanding of the loan origination system, associated processes and the relevant project workstream.
Analyse and document current-state and future-state credit and lending processes.
Act as a key conduit between the Front Office, Credit, Technology and project teams.
Gather, analyse and translate business requirements into clear functional requirements and deliverables.
Support the digitisation and automation of the existing manual credit application process.
Work through requirements relating to creditworthiness, default/exit processes and loan terms and conditions.
Consider regulatory reporting requirements and ensure these are reflected within the solution.
Read, interpret and contribute to process flow diagrams and other business/process documentation.
Support the transition from requirements and development into testing and implementation.
Work closely with stakeholders during the testing phase, helping to identify and resolve issues.
Provide ongoing oversight of the process and solution once development has been completed.
Ensure requirements and project documentation are maintained throughout the SDLC.Key Project Areas
The role will have particular focus across three core areas:
Creditworthiness
Understanding how creditworthiness is assessed within the Front Office process. xgikmsk
Supporting the digitisation and automation of associated decision-making processes.
Default / Exit
Analysing processes around d...
Credit functional analyst - Loans employer: Adecco
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