At a Glance
- Tasks: Manage credit risk and ensure quality in underwriting processes for Residential Real Estate.
- Company: Leading organisation in credit risk management with a collaborative culture.
- Benefits: Competitive pay, hybrid work model, and opportunities for professional growth.
- Other info: Inclusive recruitment process with support for all candidates.
- Why this job: Make a significant impact on credit decisions and mentor future talent.
- Qualifications: 10 years in credit risk, strong analytical skills, and excellent communication abilities.
The predicted salary is between 150000 - 150000 £ per year.
Are you ready to take your career to the next level? Our client, a leading organisation in credit risk management, is seeking a dynamic and experienced Senior Credit Underwriter to join their Institutional Credit Management (ICM) team. In this pivotal role, you will be at the forefront of managing credit risk across our client's Institutional Client Group, ensuring the integrity and quality of their credit underwriting processes.
Start ASAP, pay £677 per day via umbrella, hours Monday-Friday 40 hours per week, hybrid 3 days per week in the office, duration 15 months, location Canary Wharf. The successful candidate will be required to go through a security clearance ahead of starting.
What You'll Do:
- Ensure Accuracy: Oversee the completion and documentation of Credit Approval Memo (CAM) packages, ensuring every detail is accurate and comprehensive.
- Support Decision-Making: Collaborate with Senior Underwriters to make informed credit recommendations, including risk ratings and regulatory classifications.
- Conduct In-Depth Analyses: Analyse financial data and client information to identify strengths, weaknesses, and risk factors.
- Model & Stress Test: Engage in projection modelling and stress testing, utilising research from diverse sources to inform your analyses.
- Monitor Relationships: Conduct periodic credit monitoring, including Annual Reviews (ARs) and Quarterly Reviews (QRs), keeping an eye on any potential credit concerns.
- Educate & Inform: Communicate any operational performance deterioration to bankers and support Senior Underwriters during audits and regulatory exams.
- Stay Informed: Remain updated on credit policies, procedures, laws, and regulations specific to Residential Real Estate.
Who You Are:
- Experience: 10 years in credit risk within the financial services industry, with a focus on Residential Real Estate or at a rating agency.
- Methodology Knowledge: Strong familiarity with rating agency methodologies, particularly in securitisations and non-bank financial institutions.
- Analytical Skills: Exceptional analytical abilities to synthesise, prioritise, and drive results with urgency.
- Organisational Skills: Highly organised with the capacity to manage multiple projects in a fast-paced environment.
- Communication Skills: Excellent written and verbal communication skills, able to convey complex information clearly to diverse audiences.
Qualifications:
- Bachelor's degree or equivalent experience in a relevant field.
Why join our client?
- Impactful Role: Your work will directly influence credit decisions and the overall success of our organisation.
- Growth Opportunities: Play a key role in mentoring and coaching new recruits, shaping the future of our team.
- Collaborative Environment: Work within a supportive team that values your expertise and contributions.
If you're passionate about credit underwriting and ready to make a significant impact in the Residential Real Estate sector, we want to hear from you! Apply Today!
Join our client's innovative team and help drive excellence in credit risk management. Your next career adventure awaits!
Adecco is a disability-confident employer. It is important to us that we run an inclusive and accessible recruitment process to support candidates of all backgrounds and all abilities to apply. Adecco is committed to building a supportive environment for you to explore the next steps in your career. If you require reasonable adjustments at any stage, please let us know and we will be happy to support you.
Adecco acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers. The Adecco Group UK & Ireland is an Equal Opportunities Employer.
By applying for this role your details will be submitted to Adecco. Our Candidate Privacy Information Statement explaining how we will use your information is available on our website.
Senior Credit Underwriter - Residential Real Estate in City of London employer: Adecco
Adecco is an excellent employer, offering a supportive work culture that values flexibility and work-life balance, particularly for the Seasonal DBS Cleaner role in Chelmsford. Employees benefit from a competitive pension scheme and various incentives, alongside opportunities for personal growth and development within a dynamic team environment, making it a rewarding place to contribute to the cleanliness of educational settings.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Underwriter - Residential Real Estate in City of London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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We think you need these skills to ace Senior Credit Underwriter - Residential Real Estate in City of London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Adecco.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Adecco's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Adecco
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Adecco.
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✨Network with Industry Professionals
Before your interview, reach out to current or former Adecco employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
