At a Glance
- Tasks: Develop credit strategies and monitor portfolio performance to drive sustainable growth.
- Company: Join a leading UK bank committed to customer and community success.
- Benefits: Competitive salary, annual bonus, private medical insurance, and generous holiday.
- Why this job: Shape credit management strategies and make a real impact in a collaborative environment.
- Qualifications: 4+ years in Credit Risk, proficiency in SAS, SQL, and Excel.
- Other info: Supportive culture with genuine career growth opportunities.
The predicted salary is between 47000 - 63000 £ per year.
Join a leading UK bank that's focused on helping customers, communities, and the planet thrive. You'll play a key role in shaping how the business manages credit exposure and drives sustainable growth across its existing customer base.
Role Type: 12 Month fixed-term contract with potential for extension
Location: Central Edinburgh, 2 days per week on site
Package: 55,000-70,000pa, Annual Bonus & Benefits
- Develop and implement credit and affordability strategies for existing customers.
- Optimise credit exposure to support growth within defined risk appetite.
- Monitor portfolio performance using MI and deliver actionable insights.
- Evaluate and implement new data sources and technologies to enhance decision-making.
- Collaborate with teams across Risk, Modelling, Finance, and Commercial to align strategy.
Requirements:
- Minimum of 4 years of experience in a Credit Risk role.
- Background in Banking or Financial Services.
- Proficiency in SAS, SQL, and Excel for data analysis and reporting.
- Excellent understanding of credit and affordability risk management.
- Bonus: Knowledge of credit bureau data and experience mentoring others.
Benefits:
- Competitive salary and performance bonus.
- Private medical insurance and access to a virtual GP service year-round.
- Generous pension scheme and enhanced family leave policies.
- Minimum 7.2 weeks holiday, with the option to buy more.
- Supportive, collaborative culture with genuine opportunities to grow your career.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Risk Analyst (Temporary) employer: Addition
Contact Detail:
Addition Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk Analyst (Temporary)
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and financial services sector. Let them know you're on the lookout for a Risk Analyst role. You never know who might have the inside scoop on opportunities!
✨Tip Number 2
Prepare for interviews by brushing up on your technical skills. Since you'll need to demonstrate proficiency in SAS, SQL, and Excel, practice some real-world scenarios. Show them you can analyse data and deliver insights like a champ!
✨Tip Number 3
Don’t just apply anywhere—apply through our website! We love seeing candidates who are genuinely interested in joining our team. Tailor your application to highlight your experience in credit risk and how it aligns with our mission.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds. Plus, it’s a great chance to reiterate why you’re the perfect fit for the team!
We think you need these skills to ace Risk Analyst (Temporary)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Risk Analyst role. Highlight your experience in credit risk and any relevant skills like SAS, SQL, and Excel. We want to see how your background aligns with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how you can contribute to our mission. Keep it concise but impactful – we love a good story!
Showcase Your Achievements: When detailing your experience, focus on specific achievements rather than just duties. Quantify your successes where possible, like improvements in portfolio performance or successful strategy implementations. Numbers speak volumes!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just a few clicks and you’re done!
How to prepare for a job interview at Addition
✨Know Your Numbers
As a Risk Analyst, you'll need to be comfortable with data. Brush up on your SAS, SQL, and Excel skills before the interview. Be ready to discuss how you've used these tools in past roles to analyse credit risk and make informed decisions.
✨Understand the Business
Familiarise yourself with the bank's approach to credit risk management and sustainability. Research their recent initiatives and think about how you can contribute to their goals. This shows you're genuinely interested and can align with their mission.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving skills. Prepare examples of how you've developed and implemented credit strategies or optimised credit exposure in previous roles. Use the STAR method (Situation, Task, Action, Result) to structure your answers.
✨Show Your Collaborative Spirit
Collaboration is key in this role. Think of examples where you've worked with cross-functional teams, especially in Risk, Modelling, or Finance. Highlight your ability to communicate insights effectively and how you’ve contributed to team success.