Legal Counsel (Lending) in London

Legal Counsel (Lending) in London

London Full-Time 63000 - 77000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Support private banking credit transactions and provide legal advice on loan lifecycle work.
  • Company: Major financial services institution with a focus on private banking and wealth management.
  • Benefits: Hybrid working, exposure to diverse legal matters, and a supportive team environment.
  • Other info: Diverse and inclusive workplace committed to equal opportunities.
  • Why this job: Join a dynamic legal team and make an impact in the banking sector.
  • Qualifications: Qualified solicitor with 2+ years of experience in banking or credit law.

The predicted salary is between 63000 - 77000 £ per year.

Accuflex has a strong interim opportunity for a talented and motivated Banking / Credit Lawyer to join the UK private banking and wealth legal team of a major financial services institution. This role will support the private banking credit business on a broad range of transactional credit facility and loan lifecycle work. The loan book is principally made up of property lending and securities-backed / lombard lending, with some more specialist financing arrangements. This would suit a lawyer with strong transactional credit experience who is able to work with light supervision and provide practical, commercially focused legal support to a busy in-house legal team.

The work will include:

  • Supporting credit facility transactions across a private banking loan book
  • Reviewing, drafting and negotiating loan and security documentation
  • Advising on property loans, mortgage-backed lending and secured lending arrangements
  • Supporting securities-backed / lombard lending matters
  • Advising on loan lifecycle work, including amendments, variations, consents and ongoing facility management
  • Working with a range of borrower and security provider types, including individuals, domestic and overseas corporate structures, charities and other wealth vehicles
  • Supporting matters involving regulated mortgage contracts and consumer credit exemptions
  • Advising internal stakeholders on legal risk, documentation issues and transaction process
  • Assisting with policies, procedures and facility template documentation where required

Candidate requirements:

  • Qualification as a solicitor in England & Wales or equivalent common law jurisdiction
  • Around 2+ PQE
  • Strong transactional banking, credit or secured lending experience
  • Experience with loans, mortgages, property finance or private banking credit work
  • Good drafting and transaction management skills
  • The ability to work independently with light supervision
  • Strong attention to detail and sensible legal judgement
  • A practical, responsive and commercially aware approach
  • Confidence working with internal stakeholders in a financial services environment

Useful experience:

  • Private banking or wealth lending experience
  • Regulated mortgage contracts
  • Consumer credit exemptions
  • MCOB knowledge
  • Lombard / securities-backed lending
  • Lending involving individuals, trusts, charities, overseas companies or wealth structures
  • Previous in-house legal team experience within financial services

Key details:

  • Start: ASAP
  • Contract: 6 months
  • Working pattern: Full-time
  • Location: London
  • Hybrid working: c.3 days per week in the office
  • Level: 2+ PQE

This is an excellent opportunity for a junior to mid-level banking lawyer to join a high-quality legal team within a major financial services institution. The role offers exposure to a broad private banking credit book, including property lending, regulated mortgage contracts, securities-backed lending and specialist financing arrangements. It would suit someone who enjoys transactional lending work and can provide hands-on support from day one.

At Accutrainee and Accuflex, we are committed to fostering a diverse and inclusive workplace. We believe in equal opportunities for all and actively encourage applications from candidates of all backgrounds, ages, genders, races, ethnicities, religions, sexual orientations and abilities. Our recruitment process is designed to be fair, transparent and free from discrimination.

Legal Counsel (Lending) in London employer: Accutrainee Limited

Join a respected specialist practice in London that values work-life balance and offers a supportive environment for professional growth. As a Part Time Lawyer focusing on Commercial Contracts, you'll engage in high-quality work within a dynamic team, benefiting from hybrid working arrangements and opportunities to enhance your expertise in financial crime. This firm is dedicated to fostering a culture of collaboration and development, making it an excellent choice for those seeking meaningful and rewarding employment.

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Contact Details:

Accutrainee Limited Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Legal Counsel (Lending) in London

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We think you need these skills to ace Legal Counsel (Lending) in London

Transactional Banking Experience
Credit Law Expertise
Loan Documentation Drafting
Negotiation Skills
Property Finance Knowledge
Secured Lending Experience
Regulated Mortgage Contracts Understanding

Some tips for your application 🫡

Highlight Your Legal Knowledge:When applying for a full-time role in legal services at Accutrainee Limited, make sure to demonstrate your understanding of key legal principles and areas of law relevant to the position. Include any specific coursework, modules, or certifications, like LPC or BPTC qualifications, that showcase your legal expertise directly on your CV.

Showcase Your Research Skills:In the legal field, strong research skills are crucial. Use your application to illustrate how you've utilised these skills in past studies or work experiences – whether that's through past internships or significant projects. Mention any legal databases or tools you’re proficient in, as this can give you an edge.

Tailor That Cover Letter!:Your cover letter is your chance to shine! Make it personal by expressing your genuine interest in Accutrainee Limited and the specific role of Legal Counsel (Lending). Talk about why you want to be part of their team, how your unique experiences align with their values, and why you’re passionate about the legal sector.

Stay Formal but Friendly:While we all know the legal world can be pretty formal, don’t be afraid to let a bit of personality shine through in your written application. Use a respectful tone, but feel free to inject a little warmth; this approach can help you stand out and show you're a great fit for Accutrainee Limited’s culture!

How to prepare for a job interview at Accutrainee Limited

Know Your Legal Principles

Brush up on foundational legal principles relevant to the specific area of law you’re applying for, whether it’s corporate, criminal, or family law. We might get asked situational questions to test your knowledge, so being articulate about key concepts will make you stand out.

Be Ready for Case Studies

Full-time legal roles often involve case studies during interviews. Prepare to analyse a hypothetical case and discuss your approach to it. Practising this with a peer or mentor can help us refine our reasoning and articulate a solid legal argument.

Show Off Your Research Skills

As legal professionals, strong research skills are a must. Have examples ready of how you've effectively used legal databases or conducted thorough legal research in your past experiences. It's a great way to demonstrate your readiness for the role at Accutrainee Limited.

Exude Professionalism and Confidence

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